5290 Old Harding Rd, Franklin, TN 37064

$950,000Active3 Beds2 Baths3,275 Sqft$290 /sqft

Property details

Acres
5.2
Year built
1989
Property type
Single Family
Per sq ft
$290
County
Williamson County
Subdivision
Franklin

Description of 5290 Old Harding Rd, Franklin, TN 37064

Hillside woodland retreat on over 5 private acres ~ Updates galore! Kitchen, Baths, Finished Basement ~ High vaulted ceilings / Hardwood floors / Natural wood paneling ~ Formal Dining or Sunroom w/floor-to-ceiling windows - amazing spot to nature watch; Open Living w/statement stone fireplace; Eat-In Kitchen w/walk-in pantry, breakfast bar; Main level Primary Suite on Main; Rec Room + Bonus Bedroom on lowest level ~ Enjoy quiet coffee mornings on the rocking chair deck ~ Peaceful rural living while under 10 min. to the Loveless, Natchez Trace Pkwy, & Timberland Park; 18 min. or less to Bowie & Wilkins Branch Parks, Westhaven Golf Club, everything in Fairview, Bellevue, & Franklin!

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Listing updated:

Zoned schools: Westwood Elementary School, Fairview Middle School, Fairview High School (verify current zoning with the district).


Hillside woodland retreat on over 5 private acres ~ Updates galore! Kitchen, Baths, Finished Basement ~ High vaulted ceilings / Hardwood floors / Natural wood paneling ~ Formal Dining or Sunroom w/floor-to-ceiling windows - amazing spot to nature watch; Open Living w/statement stone fireplace; Eat-In Kitchen w/walk-in pantry, breakfast bar; Main level Primary Suite on Main; Rec Room + Bonus Bedroom on lowest level ~ Enjoy quiet coffee mornings on the rocking chair deck ~ Peaceful rural living while under 10 min. to the Loveless, Natchez Trace Pkwy, & Timberland Park; 18 min. or less to Bowie & Wilkins Branch Parks, Westhaven Golf Club, everything in Fairview, Bellevue, & Franklin!

LAST UPDATED 5/4/2026 TRACT Franklin
YEAR BUILT 1989 COUNTY Williamson
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Westwood Elementary School
Jr. High School Fairview Middle School
High School Fairview High School


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Electric Oven, Electric Range, Refrigerator
BASEMENT Finished, Full, Yes
CONSTRUCTION Log
FIREPLACE Yes
HEAT Central, Electric
INTERIOR High Ceilings, Pantry
LOT 5.2 acre(s)
LOT DIMENSIONS 5.2
PARKING Detached, Driveway
SEWER Septic Tank
STORIES 3+
SUBDIVISION Franklin
TAXES 1692
UTILITIES Electricity Available, Water Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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5290 Old Harding Rd, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

5290 Old Harding Rd, Franklin, TN 37064 is a 3-bedroom, 2-bath home in Franklin, TN 37064, offered at $950,000, about $290/sq ft across 3,275 sq ft.

At $290/sq ft, this home is about 22% below the Franklin median list price per square foot of $370.

Recently sold at Franklin: 3 comparable homes from $587,000 to $850,000, a median of $343/sq ft; this listing at $290/sq ft is about 16% below recent sold prices.

All-in, about $5,312/mo at 20% down (6.57% 30-yr).

At the current 6.57% 30-year rate, principal and interest on this home runs about $4,838/mo; at the 6.29% rate of about three months ago it would be roughly $4,699/mo; monthly P&I is about $140 higher now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $141/mo) and insurance (about $332/mo)) run about $473/mo, roughly 9% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

Price & sale history

  • Last sold for $290,000 in August 2011.
  • County assessment: $360,100 total appraised value (land $176,300 + improvements $183,800).
  • Listed at $950,000, about 164% above the county total appraised value ($360,100), the mass-appraisal basis rather than a market appraisal.

Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

How is it priced in Franklin?

Franklin single-family: a buyer's market as of 07-09-2026. About 10.8 months of supply, 99.5% sale-to-list.

Active listings15
Median list price$1,300,000
Median $/sqft (list)$370
Median days on market40 days
Homes closed (24-mo)3,547
Median closed price$1,067,000
Average closed price$1,368,173
Median closed $/sqft$341
Top recent closed sale$35,000,000 (998 Dickinson Ln, 5,488 sq ft, $6,378/sq ft)
Sale-to-list99.5%
Months of supply10.8
Top active listing$35,900,000 (5284 Poor House Hollow Rd, 2,490 sq ft)
ZIP37064 / 37067 / 37069

As of (15 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

What's your single-family worth? Get a free local valuation →

How this home compares in Franklin

Its $290/sq ft is near the bottom of Franklin, about the 0th percentile of its 11 active home comparables.

On a per-square-foot basis, Franklin runs roughly 110% above the Franklin 37064 area.

Computed by Grant Hammond from 11 active Franklin comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Williamson County home prices by school zone

Closed single-family sales, trailing 24 months
Fairview High

Homes zoned to Fairview High closed at a median of $701,380 ($261/sq ft) over the past 24 months, across 661 single-family sales. That is 9th price per square foot of Williamson County's 9 high-school zones, 18% below the $319/sq ft countywide median.

Top zone $/sq ft
$367
County median $/sq ft
$319
Spread
$106
Sales / 24 mo
8,417
Median closed $/sq ft by high-school zone
Brentwood$367
Ravenwood$351
Franklin$349
Independence$338
Fred J. Page$327
Centennial$306
Nolensville$300
Summit$271
Fairview$261
County $319

RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).

Financing 5290 Old Harding Rd, Franklin

The estimated monthly payment for 5290 Old Harding Rd, Franklin is about $5,312: a conforming 30-year mortgage at 6.569% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$5,312/mo
  • Principal & interest: $4,838
  • Property tax: $141
  • Insurance (est.): $332
  • Income to qualify: $227,647
  • Cash to close: $218,500
  • Equity at yr 5: $237,994
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24Jun '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.82%Apr '24: 7.24%Jul '24: 6.77%Sep '24: 6.11%Dec '24: 6.56%Feb '25: 6.77%May '25: 6.76%Jul '25: 6.75%Sep '25: 6.35%Dec '25: 6.25%Feb '26: 5.96%May '26: 6.34%Jul '26: 6.57%6.57%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 5290 Old Harding Rd cost?

5290 Old Harding Rd is listed at $950,000, about $290 per square foot across 3,275 square feet (as of 05-04-2026).

What is the price per square foot for 5290 Old Harding Rd?

5290 Old Harding Rd is priced at $290 per square foot, 3,275 square feet at $950,000 (as of 05-04-2026).

Does 5290 Old Harding Rd have an HOA?

No. 5290 Old Harding Rd has no HOA dues, per the listing (as of 05-04-2026).

How big is the lot for 5290 Old Harding Rd?

5290 Old Harding Rd sits on a 5.2-acre lot, measuring approximately 5.2 (per the listing).

Does 5290 Old Harding Rd have a basement?

Yes. 5290 Old Harding Rd has a finished basement, per the listing.

When was 5290 Old Harding Rd built?

5290 Old Harding Rd was built in 1989.

What are the property taxes on 5290 Old Harding Rd?

The annual property tax reported for 5290 Old Harding Rd is about $1,692 (as reported on the listing, as of 05-04-2026).

What is the estimated monthly payment for 5290 Old Harding Rd?

About $5,312 per month at 6.569% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 5290 Old Harding Rd?

5290 Old Harding Rd is zoned for Westwood Elementary School, Fairview Middle School, Fairview High School, per the listing. Verify current enrollment and zoning with the district.

Is Franklin a buyer's or seller's market?

Franklin is currently a buyer's market, with about 13.4 months of supply, 99.4% sale-to-list. The median list price is around $1,249,000 (as of 07-09-2026, RealTracs via IDX).

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