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1221 4th Ave N, Nashville, TN 37208

1221 4th Ave N, Nashville, TN 37208, Active at $460,000 ($598/sq ft). 1 bd · 1 ba · 769 sqft · $598/sqft · 0.02 ac.

Active · $460,000

1 bed1 bath769 sq ft$598 /sq ft0.02 acres

MLS #3138638 · listed June 28, 2026 · 27 days on market · updated July 9, 2026

1-bed, 1-bath condo at 1221 4th Ave N in 4th & Monroe, Nashville, 769 sqft, $460,000 ($598/sqft), by Keller Williams Realty.

The quick read

1221 4th Ave N is a 1-bedroom, 1-bath condo in Nashville, TN 37208, offered at $460,000, about $598/sq ft across 769 sq ft.

Market read: the Nashville 37208 condos market is buyer-favored, at about 13.4 months of inventory.

All-in, about $3,145/mo at 20% down (6.68% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $775/mo, roughly 25% of the all-in monthly payment.

At the current 6.68% 30-year rate, principal and interest on this condo runs about $2,370/mo; at the 6.277% rate of about three months ago it would be roughly $2,272/mo, so monthly P&I is about $98 higher now.

Next step: ask Grant Hammond anything about 1221 4th Ave N (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of July 9, 2026. RealTracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Highlights

1-car garageBuilt 2008

Full property details

Complete reported fields for 1221 4th Ave N (reference).

MLS #3138638
StatusActive
Price$460,000
Price / sqft$598
Bedrooms1
Bathrooms1
Living area769 sqft
Lot size0.02 acres
Year built2008
All 31 property fields
Garage spaces1
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionBrick
ParkingGarage Door Opener, Private
Annual taxes$3,833
AppliancesCooktop, Electric Oven, Refrigerator
Interior featuresKitchen Island, Open Floorplan, Walk-In Closet(s)
Architectural styleContemporary
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
Garage typeYes
HOA dues$193 / mo
Subdivision4th & Monroe
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure, Pest Control, Trash
ListedJune 28, 2026
Days on market27
UpdatedJuly 9, 2026

Listing activity

DateEventPriceChange
Listed$460,000

Cost of ownership

Estimated monthly ownership for 1221 4th Ave N at $460,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$460,000
HOA dues$193 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 1221 4th Ave N, Nashville

Estimated total monthly payment for 1221 4th Ave N is about $3,145/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $2,370, estimated property tax $270, homeowners insurance $312, and HOA dues $193. Estimate only; not a loan offer.

Principal & interest$2,370/mo
Property tax (est.)$270/mo
Homeowners insurance (est.)$312/mo
HOA dues$193/mo
Estimated total$3,145/mo
6.945%5.937%6.68%2024-06-282026-07-23
30-year fixed ranged 5.937% to 6.945% over the last 104 readings, currently 6.68% (Freddie Mac PMMS via the GH rate feed).

Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.68%$2,131/mo$2,906/mo-$239/mo
6.18%$2,249/mo$3,024/mo-$121/mo
6.68%$2,370/mo$3,145/mocurrent
7.18%$2,493/mo$3,268/mo+$123/mo
7.68%$2,619/mo$3,394/mo+$249/mo

Principal & interest on a 30-year fixed at 20% down ($368,000 loan), with property tax, insurance, and HOA held constant at $775/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.

Buy versus rent, 1221 4th Ave N

Owning 1221 4th Ave N runs about $3,145/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$193 / mo (about 6% of the estimated total payment)
HOA per year$2,316
HOA over 5 years$11,580 (at current dues)
Effective carrying cost$4.09 / sq ft / mo (estimated total over 769 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 1221 4th Ave N compares in Nashville 37208

MetricThis condoNashville 37208 activeRecently sold
Price / sq ft$598$334 median-
Price position89th pctile+79% vs median-

This listing beside the active Nashville 37208 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

How this condo compares in Nashville 37208

At $598/sq ft, this condo ranks in the 89th percentile of the 328 active condos in Nashville 37208 by price per square foot.

Computed by Grant Hammond from 328 Nashville 37208 comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.

Competition & market pace

Active listings183 in Nashville 37208 condos
Recent absorptionabout 13.7 sales / mo
Months of inventory13.4 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Nashville 37208 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37208 condos closings. Source RealTracs via IDX, as of 2026-07-22.

Location & neighborhood

1221 4th Ave N sits in 4th & Monroe, Nashville, Davidson County.

Nashville 37208 market snapshot

In Nashville 37208, homes there are priced around $334 per square foot; inventory in Nashville 37208 condos is running at about 13.4 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

Assigned schools

1221 4th Ave N is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Jones Paideia Magnet
Middle
John Early Paideia Magnet

Ask Grant about 1221 4th Ave N

Get the full details, recent comparable sales, and any off-market options for 1221 4th Ave N - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Listed with Keller Williams Realty. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 1221 4th Ave N

Is 1221 4th Ave N, Nashville still for sale?

As of the latest update (July 9, 2026), 1221 4th Ave N, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 1221 4th Ave N, Nashville cost?

1221 4th Ave N, Nashville is listed at $460,000, about $598 per square foot across 769 square feet.

How many bedrooms and bathrooms does 1221 4th Ave N, Nashville have?

1 bedroom and 1 bathroom.

What is the price per square foot?

About $598 per square foot ($460,000 across 769 sqft).

When was 1221 4th Ave N, Nashville built?

1221 4th Ave N, Nashville was built in 2008.

Does 1221 4th Ave N, Nashville have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $193 per month, as listed.

What subdivision is 1221 4th Ave N, Nashville in?

1221 4th Ave N, Nashville is in the 4th & Monroe subdivision of Nashville.

What is the estimated monthly payment for 1221 4th Ave N, Nashville?

About $3,145 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $2,370, estimated property tax $270, insurance $312, and HOA $193. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 1221 4th Ave N, Nashville zoned for?

1221 4th Ave N, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 1221 4th Ave N, Nashville?

HOA dues are $193 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 1221 4th Ave N, Nashville priced versus the building?

At $598 per square foot, 1221 4th Ave N, Nashville is in the 89th percentile of active listings in the Nashville 37208, about 79% above the $334 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 1221 4th Ave N, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 1221 4th Ave N, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 1221 4th Ave N, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 1221 4th Ave N, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 1221 4th Ave N, Nashville priced compared to the market?

At about $598 per square foot, 1221 4th Ave N, Nashville ranks in the 89th percentile of active Nashville 37208 listings by price per square foot, roughly 79% above the Nashville 37208 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37208 condos market favoring buyers or sellers?

The Nashville 37208 condos market is currently buyer-favored (ample supply), at about 13.4 months of inventory, per RealTracs as of 2026-07-22.

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