112 Sterling Rd, Hendersonville, TN 37075

$2,575,700Active4 Beds5 Baths5,162 Sqft$499 /sqft

Property details

Acres
0.65
Year built
2022
Property type
Single Family
Per sq ft
$499
County
Sumner County
Subdivision
Martin R Curtis

Description of 112 Sterling Rd, Hendersonville, TN 37075

This stunning luxury lakefront property overlooking Old Hickory Lake stands out for its exceptional construction and meticulous attention to detail. The residence features high-end finishes and millwork throughout its spacious layout, which includes four bedrooms and five full baths. The main level is designed for both comfort and productivity, offering a primary bedroom, a dedicated office, a formal dining room, and a screened porch with beautiful lake views. An open floor plan and chef's kitchen make the space ideal for entertaining. The upper level includes three additional bedrooms, two baths, a den, and a bonus room complete with a wet bar, cold plunge, and a sauna. fully equipped for recreation. The space features a private speakeasy and a unique hidden room tucked behind custom bookshelves, offering a perfect setting for either a quiet retreat or hosting guests. Additionally, the lower level includes a second kitchen, a dedicated workout room, and a media room featuring a 100-inch screen. The experience extends to the outdoor living area, which is equally impressive with a hot tub, a firepit, and multiple seating areas designed for comfort. Upper and lower level patios provide a perfect vantage point to enjoy the boat traffic on the lake. Additionally, Lakeside dining at Moby Dicky's and The Rudder is just minutes away. Boating enthusiasts can even travel through the Lock for a cruise to downtown Nashville. Please note that while a dock permit is not possible for this property, several marinas are located nearby for boat and jet ski storage. As you will see, the home is exquisitely decorated with high-end furniture. If you are interested in a turn-key purchase, the seller can provide a furniture package and the associated cost. Please be sure to enjoy the walk through video in the media link.

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Listing updated:

Zoned schools: Walton Ferry Elementary, V G Hawkins Middle School, Hendersonville High School (verify current zoning with the district).


This stunning luxury lakefront property overlooking Old Hickory Lake stands out for its exceptional construction and meticulous attention to detail. The residence features high-end finishes and millwork throughout its spacious layout, which includes four bedrooms and five full baths. The main level is designed for both comfort and productivity, offering a primary bedroom, a dedicated office, a formal dining room, and a screened porch with beautiful lake views. An open floor plan and chef's kitchen make the space ideal for entertaining. The upper level includes three additional bedrooms, two baths, a den, and a bonus room complete with a wet bar, cold plunge, and a sauna. fully equipped for recreation. The space features a private speakeasy and a unique hidden room tucked behind custom bookshelves, offering a perfect setting for either a quiet retreat or hosting guests. Additionally, the lower level includes a second kitchen, a dedicated workout room, and a media room featuring a 100-inch screen. The experience extends to the outdoor living area, which is equally impressive with a hot tub, a firepit, and multiple seating areas designed for comfort. Upper and lower level patios provide a perfect vantage point to enjoy the boat traffic on the lake. Additionally, Lakeside dining at Moby Dicky's and The Rudder is just minutes away. Boating enthusiasts can even travel through the Lock for a cruise to downtown Nashville. Please note that while a dock permit is not possible for this property, several marinas are located nearby for boat and jet ski storage. As you will see, the home is exquisitely decorated with high-end furniture. If you are interested in a turn-key purchase, the seller can provide a furniture package and the associated cost. Please be sure to enjoy the walk through video in the media link.

LAST UPDATED 5/18/2026 TRACT Martin R Curtis
YEAR BUILT 2022 GARAGE SPACES 2.0
COUNTY Sumner STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Walton Ferry Elementary
Jr. High School V G Hawkins Middle School
High School Hendersonville High School


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
BASEMENT Finished, Full, Yes
CONSTRUCTION Brick, Stone
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Propane
INTERIOR Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Smart Thermostat, Walk-In Closet(s), Wet Bar
LOT 0.65 acre(s)
LOT DESCRIPTION Level, Waterfront
LOT DIMENSIONS 160 X 306 IRR
PARKING Attached
SEWER Public Sewer
STORIES 3+
STYLE Contemporary
SUBDIVISION Martin R Curtis
TAXES 7432
UTILITIES Electricity Available, Water Available
VIEW Yes
VIEW DESCRIPTION Lake
WATER Public
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake Front, Waterfront Access
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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112 Sterling Rd, Hendersonville, TN 37075, Hendersonville - listing photo 1

About this home

The quick read

112 Sterling Rd, Hendersonville, TN 37075 is a 4-bedroom, 5-bath home in Hendersonville, TN 37075, offered at $2,575,700, about $499/sq ft across 5,162 sq ft.

All-in, about $14,708/mo at 20% down (6.62% 30-yr).

At the current 6.62% 30-year rate, principal and interest on this home runs about $13,187/mo; at the 6.43% rate of about three months ago it would be roughly $12,931/mo; monthly P&I is about $256 higher now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $619/mo) and insurance (about $901/mo)) run about $1,521/mo, roughly 10% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Sumner County

Financing 112 Sterling Rd, Hendersonville

The estimated monthly payment for 112 Sterling Rd, Hendersonville is about $14,708: a jumbo 30-year mortgage at 6.62% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$14,708/mo Jumbo loan
  • Principal & interest: $13,187
  • Property tax: $619
  • Insurance (est.): $901
  • Income to qualify: $630,343
  • Cash to close: $592,411
  • Equity at yr 5: $644,148
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.5%7.4%May '24Jun '25Jul '26May '24: 6.38%Jul '24: 6.05%Sep '24: 5.16%Dec '24: 5.96%Feb '25: 6.09%Apr '25: 5.94%Jul '25: 5.80%Sep '25: 5.50%Nov '25: 5.54%Jan '26: 5.49%Apr '26: 5.74%Jun '26: 5.81%Jul '26: 5.82%May '24: 7.05%Jul '24: 6.75%Sep '24: 6.06%Dec '24: 6.66%Feb '25: 6.65%May '25: 6.78%Jul '25: 6.71%Oct '25: 6.26%Dec '25: 6.21%Mar '26: 6.02%May '26: 6.40%Jul '26: 6.54%6.54%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-14.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 112 Sterling Rd cost?

112 Sterling Rd is listed at $2,575,700, about $499 per square foot across 5,162 square feet (as of 05-18-2026).

What is the price per square foot for 112 Sterling Rd?

112 Sterling Rd is priced at $499 per square foot, 5,162 square feet at $2,575,700 (as of 05-18-2026).

Does 112 Sterling Rd have an HOA?

No. 112 Sterling Rd has no HOA dues, per the listing (as of 05-18-2026).

How big is the lot for 112 Sterling Rd?

112 Sterling Rd sits on a 0.65-acre lot, measuring approximately 160 X 306 IRR (per the listing).

Does 112 Sterling Rd have a garage?

Yes. 112 Sterling Rd has an attached garage, per the listing.

Does 112 Sterling Rd have a basement?

Yes. 112 Sterling Rd has a finished basement, per the listing.

When was 112 Sterling Rd built?

112 Sterling Rd was built in 2022.

What are the property taxes on 112 Sterling Rd?

The annual property tax reported for 112 Sterling Rd is about $7,432 (as reported on the listing, as of 05-18-2026).

What is the estimated monthly payment for 112 Sterling Rd?

About $14,708 per month at 6.62% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 112 Sterling Rd?

112 Sterling Rd is zoned for Walton Ferry Elementary, V G Hawkins Middle School, Hendersonville High School, per the listing. Verify current enrollment and zoning with the district.

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