324 River Bluff Dr, Franklin, TN 37064

$965,000Under Contract4 Beds3 Baths3,050 Sqft$316 /sqft

Property details

Year built
2016
Property type
Single Family
Per sq ft
$316
County
Williamson County
Subdivision
Riverbluff Sec1

Description of 324 River Bluff Dr, Franklin, TN 37064

Beautifully maintained home in one of Franklin's most desirable locations, River Bluff, offering the perfect blend of comfort, functionality, & convenience. With both the primary suite & guest bedroom on the main level, this home provides exceptional flexibility for everyday living, guests, or a home office. The expansive open-concept kitchen is designed for entertaining & everyday living, featuring white cabinetry, a large island, and oversized pantry. The laundry room is ideally positioned between the drop zone & primary closet, creating an effortless daily flow. Set on one of the few lots in the neighborhood with green space in both the front & back yards, the home enjoys a peaceful and private setting. The spacious backyard offers room to further enjoy the outdoor living space with room for a future play-set, grill pad, or expanded dining/seating area. The screened-in porch seamlessly extends the living space outdoors - great for your morning coffee or evening gatherings. Builder upgrades include clay-colored vinyl windows, plank porch ceiling in "English Porter" stain, custom shelving, and epoxy-coated garage floor. New carpet was just installed throughout the home, a new roof was installed in 2025, and the owner maintained a Lee Co. Home Maintenance Plan (covering all routine maintenance for plumbing, electrical & HVAC). Upstairs offers additional 2BRs, a large bonus room, walk-in storage, and a spacious walk-in attic. Located within a highly rated school district & less than five minutes from Berry Farms, downtown Franklin, and I-65, this home combines a wonderful neighborhood with with unbeatable accessibility.

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Listing updated:

Zoned schools: Winstead Elementary School, Legacy Middle School, Centennial High School (verify current zoning with the district).


Beautifully maintained home in one of Franklin's most desirable locations, River Bluff, offering the perfect blend of comfort, functionality, & convenience. With both the primary suite & guest bedroom on the main level, this home provides exceptional flexibility for everyday living, guests, or a home office. The expansive open-concept kitchen is designed for entertaining & everyday living, featuring white cabinetry, a large island, and oversized pantry. The laundry room is ideally positioned between the drop zone & primary closet, creating an effortless daily flow. Set on one of the few lots in the neighborhood with green space in both the front & back yards, the home enjoys a peaceful and private setting. The spacious backyard offers room to further enjoy the outdoor living space with room for a future play-set, grill pad, or expanded dining/seating area. The screened-in porch seamlessly extends the living space outdoors - great for your morning coffee or evening gatherings. Builder upgrades include clay-colored vinyl windows, plank porch ceiling in "English Porter" stain, custom shelving, and epoxy-coated garage floor. New carpet was just installed throughout the home, a new roof was installed in 2025, and the owner maintained a Lee Co. Home Maintenance Plan (covering all routine maintenance for plumbing, electrical & HVAC). Upstairs offers additional 2BRs, a large bonus room, walk-in storage, and a spacious walk-in attic. Located within a highly rated school district & less than five minutes from Berry Farms, downtown Franklin, and I-65, this home combines a wonderful neighborhood with with unbeatable accessibility.

LAST UPDATED 7/6/2026 TRACT Riverbluff Sec1
YEAR BUILT 2016 GARAGE SPACES 2.0
COUNTY Williamson STATUS Pending
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Winstead Elementary School
Jr. High School Legacy Middle School
High School Centennial High School


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Cooktop, Dishwasher, Disposal, Double Oven
BASEMENT Crawl Space
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Natural Gas
HOA DUES 96
LOT 6970 sq ft
LOT DIMENSIONS 55.2 X 128.6
PARKING Garage Faces Front, Attached
SEWER Public Sewer
STORIES 2
SUBDIVISION Riverbluff Sec1
TAXES 2907
UTILITIES Electricity Available, Natural Gas Available, Water Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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324 River Bluff Dr, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

Status: this home is currently under contract, per RealTracs as of July 10, 2026.

324 River Bluff Dr, Franklin, TN 37064 is a 4-bedroom, 3-bath home in Franklin, TN 37064, offered at $965,000, about $316/sq ft across 3,050 sq ft.

At $316/sq ft, this home is about 21% below the Franklin 37064 median list price per square foot of $400.

Recently sold in Franklin 37064: 12 comparable homes from $625,000 to $1,300,000, a median of $339/sq ft; this listing at $316/sq ft is about 7% below recent sold prices.

All-in, about $5,591/mo at 20% down (6.57% 30-yr).

At the current 6.57% 30-year rate, principal and interest on this home runs about $4,915/mo; at the 6.29% rate of about three months ago it would be roughly $4,773/mo; monthly P&I is about $142 higher now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $242/mo), insurance (about $338/mo), and HOA (about $96/mo)) run about $676/mo, roughly 12% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

Price & sale history

  • Last sold for $525,000 in April 2019. Listed at $965,000, about 84% above the last recorded sale.
  • County assessment: $539,300 total appraised value (land $137,500 + improvements $401,800).
  • Listed at $965,000, about 79% above the county total appraised value ($539,300), the mass-appraisal basis rather than a market appraisal.

Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

How is it priced in Franklin?

Franklin 37064 homes: a buyer's market as of 07-09-2026. About 15 months of supply, 98.3% sale-to-list.

Active listings910
Median list price$1,250,000
Median $/sqft (list)$400
Homes closed (12-mo)365
Median closed price$970,000
Average closed price$1,213,359
Sale-to-list98.3%
Months of supply15

As of (910 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

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How this home compares in Riverbluff

At $316/sq ft, this home ranks in the 64th percentile of the 13 active homes in Riverbluff by price per square foot.

Riverbluff trades about 20% below the Franklin 37064 area on a price-per-square-foot basis.

Computed by Grant Hammond from 13 active Riverbluff comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Williamson County home prices by school zone

Closed single-family sales, trailing 24 months
Centennial High

Homes zoned to Centennial High closed at a median of $765,000 ($306/sq ft) over the past 24 months, across 735 single-family sales. That is the sixth-highest price per square foot of Williamson County's 9 high-school zones, 4% below the $319/sq ft countywide median.

Top zone $/sq ft
$367
County median $/sq ft
$319
Spread
$106
Sales / 24 mo
8,417
Median closed $/sq ft by high-school zone
Brentwood$367
Ravenwood$351
Franklin$349
Independence$338
Fred J. Page$327
Centennial$306
Nolensville$300
Summit$271
Fairview$261
County $319

RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).

Financing 324 River Bluff Dr, Franklin

The estimated monthly payment for 324 River Bluff Dr, Franklin is about $5,591: a conforming 30-year mortgage at 6.569% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$5,591/mo
  • Principal & interest: $4,915
  • Property tax: $242
  • Insurance (est.): $338
  • HOA: $96
  • Income to qualify: $239,599
  • Cash to close: $221,950
  • Equity at yr 5: $241,752
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24Jun '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.82%Apr '24: 7.24%Jul '24: 6.77%Sep '24: 6.11%Dec '24: 6.56%Feb '25: 6.77%May '25: 6.76%Jul '25: 6.75%Sep '25: 6.35%Dec '25: 6.25%Feb '26: 5.96%May '26: 6.34%Jul '26: 6.57%6.57%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

Is 324 River Bluff Dr still for sale?

324 River Bluff Dr is currently under contract as of 07-06-2026, per RealTracs. Contact Grant Hammond, Compass RE, to ask whether backup offers are being accepted.

How much does 324 River Bluff Dr cost?

324 River Bluff Dr is listed at $965,000, about $316 per square foot across 3,050 square feet (as of 07-06-2026).

What is the price per square foot for 324 River Bluff Dr?

324 River Bluff Dr is priced at $316 per square foot, 3,050 square feet at $965,000 (as of 07-06-2026).

What are the HOA dues for 324 River Bluff Dr?

HOA dues for 324 River Bluff Dr are $96 per month, as listed (as of 07-06-2026).

Does 324 River Bluff Dr have a garage?

Yes. 324 River Bluff Dr has an attached garage, per the listing.

Does 324 River Bluff Dr have a basement?

No. 324 River Bluff Dr is built on a crawl space (no basement), per the listing.

When was 324 River Bluff Dr built?

324 River Bluff Dr was built in 2016.

What are the property taxes on 324 River Bluff Dr?

The annual property tax reported for 324 River Bluff Dr is about $2,907 (as reported on the listing, as of 07-06-2026).

What is the estimated monthly payment for 324 River Bluff Dr?

About $5,591 per month at 6.569% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 324 River Bluff Dr?

324 River Bluff Dr is zoned for Winstead Elementary School, Legacy Middle School, Centennial High School, per the listing. Verify current enrollment and zoning with the district.

Is Franklin a buyer's or seller's market?

Franklin is currently a buyer's market, with about 15 months of supply, 98.3% sale-to-list. The median list price is around $1,250,000 (as of 07-09-2026, RealTracs via IDX).

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