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204 Stonecrest Cir, Nashville, TN 37209

204 Stonecrest Cir, Nashville, TN 37209, Active at $521,222 ($249/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 2,092 sqft · $249/sqft · 0.02 ac.

Active · $521,222

4 beds3.5 baths2,092 sq ft$249 /sq ft0.02 acres

MLS #3190105 · listed June 28, 2026 · 27 days on market · updated July 5, 2026

4-bed, 3.5-bath condo at 204 Stonecrest Cir in The Highlands At Stoneridge, Nashville, 2,092 sqft, $521,222 ($249/sqft), by Compass RE.

The quick read

204 Stonecrest Cir is a 4-bedroom, 3.5-bath condo in Nashville, TN 37209, offered at $521,222, about $249/sq ft across 2,092 sq ft.

At $249/sq ft, this condo is about 25% below the Nashville 37209 median list price per square foot of $332.

Market read: the Nashville 37209 condos market is buyer-favored, at about 10 months of inventory.

All-in, about $3,508/mo at 20% down (6.68% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $823/mo, roughly 23% of the all-in monthly payment.

At the current 6.68% 30-year rate, principal and interest on this condo runs about $2,685/mo; at the 6.277% rate of about three months ago it would be roughly $2,575/mo, so monthly P&I is about $110 higher now.

Next step: ask Grant Hammond anything about 204 Stonecrest Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of July 5, 2026. RealTracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Highlights

1-car garageBuilt 2020

Full property details

Complete reported fields for 204 Stonecrest Cir (reference).

MLS #3190105
StatusActive
Price$521,222
Price / sqft$249
Bedrooms4
Bathrooms3.5 (3 full, 1 half)
Living area2,092 sqft
Lot size0.02 acres
Year built2020
All 30 property fields
Garage spaces1
Stories1
HeatingCentral
CoolingYes
BasementNone
ConstructionFiber Cement, Stone
ParkingGarage Door Opener, Garage Faces Front, Attached
Annual taxes$3,143
AppliancesDishwasher, Disposal, Electric Range, Microwave, OVEN, Refrigerator
Interior featuresCeiling Fan(s), Entrance Foyer, Pantry, Smart Thermostat, Walk-In Closet(s)
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$187 / mo
SubdivisionThe Highlands At Stoneridge
CountyDavidson
AmenitiesInsurance, Maintenance Grounds, Maintenance Structure
ListedJune 28, 2026
Days on market27
UpdatedJuly 5, 2026

Listing activity

DateEventPriceChange
Last recorded sale$380,900
Listed$521,222
  • Listed at $521,222, about 37% above the last recorded sale ($380,900, November 5, 2020).
  • County assessment: $564,900 total appraised value (land $42,000 + improvements $522,900).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 204 Stonecrest Cir at $521,222: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$521,222
HOA dues$187 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 204 Stonecrest Cir, Nashville

Estimated total monthly payment for 204 Stonecrest Cir is about $3,508/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $2,685, estimated property tax $306, homeowners insurance $330, and HOA dues $187. Estimate only; not a loan offer.

Principal & interest$2,685/mo
Property tax (est.)$306/mo
Homeowners insurance (est.)$330/mo
HOA dues$187/mo
Estimated total$3,508/mo
6.945%5.937%6.68%2024-06-282026-07-23
30-year fixed ranged 5.937% to 6.945% over the last 104 readings, currently 6.68% (Freddie Mac PMMS via the GH rate feed).

Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.68%$2,415/mo$3,238/mo-$270/mo
6.18%$2,548/mo$3,371/mo-$137/mo
6.68%$2,685/mo$3,508/mocurrent
7.18%$2,825/mo$3,648/mo+$140/mo
7.68%$2,967/mo$3,790/mo+$282/mo

Principal & interest on a 30-year fixed at 20% down ($416,978 loan), with property tax, insurance, and HOA held constant at $823/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.

Buy versus rent, 204 Stonecrest Cir

Owning 204 Stonecrest Cir runs about $3,508/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$187 / mo (about 5% of the estimated total payment)
HOA per year$2,244
HOA over 5 years$11,220 (at current dues)
Effective carrying cost$1.677 / sq ft / mo (estimated total over 2,092 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 204 Stonecrest Cir compares in Nashville 37209

MetricThis condoNashville 37209 activeRecently sold
Price / sq ft$249$332 median-
Price position10th pctile-25% vs median-

This listing beside the active Nashville 37209 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

How this condo compares in Nashville 37209

Among the active condos in Nashville 37209, this condo at $249/sq ft falls in the 10th percentile on price per square foot.

Computed by Grant Hammond from the active Nashville 37209 comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.

Competition & market pace

Active listings420 in Nashville 37209 condos
Recent absorptionabout 42 sales / mo
Months of inventory10 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Nashville 37209 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37209 condos closings. Source RealTracs via IDX, as of 2026-07-22.

Location & neighborhood

204 Stonecrest Cir sits in The Highlands At Stoneridge, Nashville, Davidson County.

Nashville 37209 market snapshot

In Nashville 37209, homes there are priced around $332 per square foot; inventory in Nashville 37209 condos is running at about 10 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

Assigned schools

204 Stonecrest Cir is zoned for Gower Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Ask Grant about 204 Stonecrest Cir

Get the full details, recent comparable sales, and any off-market options for 204 Stonecrest Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Listed with Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Frequently asked questions about 204 Stonecrest Cir

Is 204 Stonecrest Cir, Nashville still for sale?

As of the latest update (July 5, 2026), 204 Stonecrest Cir, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 204 Stonecrest Cir, Nashville cost?

204 Stonecrest Cir, Nashville is listed at $521,222, about $249 per square foot across 2,092 square feet.

How many bedrooms and bathrooms does 204 Stonecrest Cir, Nashville have?

4 bedrooms and 3.5 bathrooms (3 full, 1 half).

What is the price per square foot?

About $249 per square foot ($521,222 across 2,092 sqft).

When was 204 Stonecrest Cir, Nashville built?

204 Stonecrest Cir, Nashville was built in 2020.

Does 204 Stonecrest Cir, Nashville have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $187 per month, as listed.

What subdivision is 204 Stonecrest Cir, Nashville in?

204 Stonecrest Cir, Nashville is in The Highlands At Stoneridge subdivision of Nashville.

What is the estimated monthly payment for 204 Stonecrest Cir, Nashville?

About $3,508 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $2,685, estimated property tax $306, insurance $330, and HOA $187. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 204 Stonecrest Cir, Nashville zoned for?

204 Stonecrest Cir, Nashville is zoned for Gower Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 204 Stonecrest Cir, Nashville?

HOA dues are $187 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 204 Stonecrest Cir, Nashville priced versus the building?

At $249 per square foot, 204 Stonecrest Cir, Nashville is in the 10th percentile of active listings in the Nashville 37209, about 25% below the $332 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 204 Stonecrest Cir, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 204 Stonecrest Cir, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 204 Stonecrest Cir, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 204 Stonecrest Cir, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 204 Stonecrest Cir, Nashville priced compared to the market?

At about $249 per square foot, 204 Stonecrest Cir, Nashville ranks in the 10th percentile of active Nashville 37209 listings by price per square foot, roughly 25% below the Nashville 37209 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37209 condos market favoring buyers or sellers?

The Nashville 37209 condos market is currently buyer-favored (ample supply), at about 10 months of inventory, per RealTracs as of 2026-07-22.

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