5292 Old Harding Rd, Franklin, TN 37064

$980,000Active3 Beds2.5 Baths2,293 Sqft$427 /sqft

Property details

Acres
9.94
Year built
1991
Property type
Single Family
Per sq ft
$427
County
Williamson County

Description of 5292 Old Harding Rd, Franklin, TN 37064

Beautifully renovated and privately situated, this home offers the perfect blend of comfort and style. The updated kitchen features newer cabinetry, granite countertops, gas cooktop, and stainless steel appliances, all five years old, along with a spacious island and a bright breakfast area. The open-concept living and dining area flows seamlessly into a tiled solarium, ideal for relaxing or entertaining. Hardwood floors run throughout the entire home. All three bedrooms feature walk-in closets. A light-filled studio just off the kitchen provides the perfect space for work or creativity. Step from the solarium onto the newly constructed deck and unwind while overlooking the serene, private backyard. Roof less than 1 yr old, HVAC 5 yrs old, water heater 5 yrs old, Whole house water filtration system, & whole house generator. Plus many more updates. You will fall in love with this beautiful property.

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Listing updated:

Zoned schools: Westwood Elementary School, Fairview Middle School, Fairview High School (verify current zoning with the district).


Beautifully renovated and privately situated, this home offers the perfect blend of comfort and style. The updated kitchen features newer cabinetry, granite countertops, gas cooktop, and stainless steel appliances"”all five years old"”along with a spacious island and a bright breakfast area. The open-concept living and dining area flows seamlessly into a tiled solarium, ideal for relaxing or entertaining. Hardwood floors run throughout the entire home. All three bedrooms feature walk-in closets. A light-filled studio just off the kitchen provides the perfect space for work or creativity. Step from the solarium onto the newly constructed deck and unwind while overlooking the serene, private backyard. Roof less than 1 yr old, HVAC 5 yrs old, water heater 5 yrs old, Whole house water filtration system, & whole house generator. Plus many more updates. You will fall in love with this beautiful property.

LAST UPDATED 5/29/2026 TRACT None
YEAR BUILT 1991 GARAGE SPACES 2.0
COUNTY Williamson STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Westwood Elementary School
Jr. High School Fairview Middle School
High School Fairview High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Cooktop, Dishwasher, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Water Purifier
BASEMENT Crawl Space
CONSTRUCTION Vinyl Siding
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Propane
INTERIOR Ceiling Fan(s), High Speed Internet, Walk-In Closet(s)
LOT 9.94 acre(s)
LOT DIMENSIONS 9.94
PARKING Garage Door Opener, Garage Faces Rear, Attached
SEWER Septic Tank
STORIES 2
SUBDIVISION None
TAXES 1954
WATER Well
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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5292 Old Harding Rd, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

5292 Old Harding Rd, Franklin, TN 37064 is a 3-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $980,000, about $427/sq ft across 2,293 sq ft.

At $427/sq ft, this home is about 26% below the None median list price per square foot of $577.

Recently sold in Franklin 37064: 12 comparable homes from $625,000 to $1,300,000, a median of $339/sq ft; this listing at $427/sq ft is about 26% above recent sold prices.

All-in, about $5,497/mo at 20% down (6.57% 30-yr).

At the current 6.57% 30-year rate, principal and interest on this home runs about $4,991/mo; at the 6.29% rate of about three months ago it would be roughly $4,847/mo; monthly P&I is about $144 higher now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $163/mo) and insurance (about $343/mo)) run about $506/mo, roughly 9% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

Price & sale history

  • Last sold for $415,000 in December 2020. Listed at $980,000, about 136% above the last recorded sale.
  • County assessment: $415,800 total appraised value (land $231,200 + improvements $184,600).
  • Land accounts for about 56% of the county appraised value, a land-weighted parcel (renovation or rebuild potential; verify zoning and utilities before relying on it).
  • Listed at $980,000, about 136% above the county total appraised value ($415,800), the mass-appraisal basis rather than a market appraisal.

Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

How is it priced in Franklin?

None homes: a buyer's market as of 07-10-2026. About 17 months of supply, 86.4% sale-to-list.

Active listings51
Median list price$1,250,000
Median $/sqft (list)$577
Homes closed (12-mo)18
Median closed price$950,000
Average closed price$1,019,433
Sale-to-list86.4%
Months of supply17

As of (51 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

What's your home worth? Get a free local valuation →

How this home compares in Franklin 37064

At $427/sq ft, this home ranks in the 57th percentile of the 2606 active homes in Franklin 37064 by price per square foot.

Franklin 37064 trades about 11% above greater Franklin on a price-per-square-foot basis.

Computed by Grant Hammond from 2606 active Franklin 37064 comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Williamson County home prices by school zone

Closed single-family sales, trailing 24 months
Fairview High

Homes zoned to Fairview High closed at a median of $701,380 ($261/sq ft) over the past 24 months, across 661 single-family sales. That is 9th price per square foot of Williamson County's 9 high-school zones, 18% below the $319/sq ft countywide median.

Top zone $/sq ft
$367
County median $/sq ft
$319
Spread
$106
Sales / 24 mo
8,417
Median closed $/sq ft by high-school zone
Brentwood$367
Ravenwood$351
Franklin$349
Independence$338
Fred J. Page$327
Centennial$306
Nolensville$300
Summit$271
Fairview$261
County $319

RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).

Financing 5292 Old Harding Rd, Franklin

The estimated monthly payment for 5292 Old Harding Rd, Franklin is about $5,497: a conforming 30-year mortgage at 6.569% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$5,497/mo
  • Principal & interest: $4,991
  • Property tax: $163
  • Insurance (est.): $343
  • Income to qualify: $235,580
  • Cash to close: $225,400
  • Equity at yr 5: $245,510
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24Jun '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.82%Apr '24: 7.24%Jul '24: 6.77%Sep '24: 6.11%Dec '24: 6.56%Feb '25: 6.77%May '25: 6.76%Jul '25: 6.75%Sep '25: 6.35%Dec '25: 6.25%Feb '26: 5.96%May '26: 6.34%Jul '26: 6.57%6.57%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

Can you short-term rent 5292 Old Harding Rd?

5292 Old Harding Rd is in Franklin (Williamson County), not Metro Nashville, so Nashville's short-term-rental permit program does not apply here. Williamson County and the City of Franklin set their own short-term-rental rules; verify the current local ordinance before counting on STR use.

How much does 5292 Old Harding Rd cost?

5292 Old Harding Rd is listed at $980,000, about $427 per square foot across 2,293 square feet (as of 05-29-2026).

What is the price per square foot for 5292 Old Harding Rd?

5292 Old Harding Rd is priced at $427 per square foot, 2,293 square feet at $980,000 (as of 05-29-2026).

Does 5292 Old Harding Rd have an HOA?

No. 5292 Old Harding Rd has no HOA dues, per the listing (as of 05-29-2026).

How big is the lot for 5292 Old Harding Rd?

5292 Old Harding Rd sits on a 9.94-acre lot, measuring approximately 9.94 (per the listing).

Does 5292 Old Harding Rd have a garage?

Yes. 5292 Old Harding Rd has an attached garage (rear-facing), per the listing.

Does 5292 Old Harding Rd have a basement?

No. 5292 Old Harding Rd is built on a crawl space (no basement), per the listing.

When was 5292 Old Harding Rd built?

5292 Old Harding Rd was built in 1991.

What are the property taxes on 5292 Old Harding Rd?

The annual property tax reported for 5292 Old Harding Rd is about $1,954 (as reported on the listing, as of 05-29-2026).

What is the estimated monthly payment for 5292 Old Harding Rd?

About $5,497 per month at 6.569% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 5292 Old Harding Rd?

5292 Old Harding Rd is zoned for Westwood Elementary School, Fairview Middle School, Fairview High School, per the listing. Verify current enrollment and zoning with the district.

Is Franklin a buyer's or seller's market?

Franklin is currently a buyer's market, with about 17 months of supply, 86.4% sale-to-list. The median list price is around $1,250,000 (as of 07-10-2026, RealTracs via IDX).

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