5186 Rambler Loop, Franklin, TN 37064
5186 Rambler Loop, Franklin, TN 37064, Pending at $1,372,402 ($307/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 4,464 sqft · $307/sqft.
5186 Rambler Loop, Franklin, TN 37064, Pending at $1,372,402 ($307/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 4,464 sqft · $307/sqft.
Pending · $1,372,402
MLS #3225571 · listed May 29, 2026 · 108 days on market · updated July 16, 2026
5-bed, 4.5-bath home at 5186 Rambler Loop in Garrett Farms, Franklin, 4,464 sqft, $1,372,402 ($307/sqft), by Dream Finders Holdings, LLC.
Status: this home is currently under contract, per RealTracs as of July 16, 2026.
5186 Rambler Loop is a 5-bedroom, 4.5-bath home in Franklin, TN 37064, offered at $1,372,402, about $307/sq ft across 4,464 sq ft.
At $307/sq ft, this home is priced in line with the Garrett Farms list-price median of $307/sq ft.
Market read: the Franklin 37064 homes market is balanced, at about 4.3 months of inventory.
All-in, about $8,663/mo at 20% down (7.25% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $1,173/mo, roughly 14% of the all-in monthly payment.
At the current 7.12% 30-year rate, principal and interest on this home runs about $7,393/mo; at the 6.58% rate of about three months ago it would be roughly $6,997/mo, so monthly P&I is about $396 higher now.
School zone: assigned to Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 5186 Rambler Loop (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 16, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Welcome to the highly anticipated community Garrett Farms, this is a presale - 5 bed, 4.5 bath
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 5186 Rambler Loop (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $1,372,402 | — |
Estimated monthly ownership for 5186 Rambler Loop at $1,372,402: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $1,372,402 |
|---|---|
| HOA dues | $155 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 5186 Rambler Loop is about $8,663/mo, 20% down on a 30-year fixed at 7.25% (a jumbo loan), including principal & interest $7,490, estimated property tax $448, homeowners insurance $570, and HOA dues $155. Estimate only; not a loan offer.
| Principal & interest | $7,490/mo |
|---|---|
| Property tax (est.) | $448/mo |
| Homeowners insurance (est.) | $570/mo |
| HOA dues | $155/mo |
| Estimated total | $8,663/mo |
Assumes 20% down, 30-year fixed at 7.25% (Mortgage News Daily, as of September 11, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.25% | $6,760/mo | $7,933/mo | -$730/mo |
| 6.75% | $7,121/mo | $8,294/mo | -$369/mo |
| 7.25% | $7,490/mo | $8,663/mo | current |
| 7.75% | $7,866/mo | $9,039/mo | +$376/mo |
| 8.25% | $8,248/mo | $9,421/mo | +$758/mo |
Principal & interest on a 30-year fixed at 20% down ($1,097,922 loan), with property tax, insurance, and HOA held constant at $1,173/mo. Current 30-year fixed 7.25% (Mortgage News Daily, as of September 11, 2026). Estimate only; not a loan offer.
Owning 5186 Rambler Loop runs about $8,663/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Garrett Farms active | Recently sold |
|---|---|---|---|
| Price / sq ft | $307 | $307 median | - |
| Price position | 49th pctile | 0% vs median | - |
| Garrett Farms vs Franklin 37064 area | - | -22% | - |
This listing beside the active Garrett Farms market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
Among the 31 active homes in Garrett Farms, this home at $307/sq ft falls in the 49th percentile on price per square foot.
Garrett Farms trades about 22% below Franklin 37064 area on a price-per-square-foot basis.
Taken together, this home reads in line with Garrett Farms on a per-square-foot basis.
Computed by Grant Hammond from 31 Garrett Farms comparables (RealTracs via IDX), as of September 13, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).
| Active listings | 410 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 95.3 sales / mo |
| Months of inventory | 4.3 months, a balanced market |
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of September 12, 2026.
5186 Rambler Loop sits in Garrett Farms, Franklin, Williamson County.
In Garrett Farms, homes there are priced around $307 per square foot; inventory in Franklin 37064 homes is running at about 4.3 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
Approximately 23 miles from downtown Nashville (straight-line distance).
5186 Rambler Loop is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 5186 Rambler Loop - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 5186 Rambler Loop, by price and size.
Listed with Dream Finders Holdings, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (July 16, 2026), 5186 Rambler Loop, Franklin is pending, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
5186 Rambler Loop, Franklin is listed at $1,372,402, about $307 per square foot across 4,464 square feet.
5 bedrooms and 4.5 bathrooms (4 full, 1 half).
About $307 per square foot ($1,372,402 across 4,464 sqft).
5186 Rambler Loop, Franklin was built in 2026.
Yes, 2 garage spaces, per the listing.
HOA dues are $155 per month, as listed.
5186 Rambler Loop, Franklin is in the Garrett Farms subdivision of Franklin.
About $8,663 a month with 20% down on a 30-year fixed at 7.25%, principal and interest $7,490, estimated property tax $448, insurance $570, and HOA $155. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
5186 Rambler Loop, Franklin is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 5186 Rambler Loop, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $307 per square foot, 5186 Rambler Loop, Franklin ranks in the 49th percentile of active Garrett Farms listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 4.3 months of inventory, per RealTracs as of September 12, 2026.
Thinking of selling in Garrett Farms?
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