461 River Bluff Dr, Franklin, TN 37064

$1,035,900Active4 Beds3.5 Baths3,283 Sqft$316 /sqft

Property details

Year built
2018
Property type
Single Family
Per sq ft
$316
County
Williamson County
Subdivision
Riverbluff Sec2

Description of 461 River Bluff Dr, Franklin, TN 37064

Welcome to easy living in one of Franklin's most convenient locations! This beautifully designed 4-bedrooms, 3.5-bath home offers the perfect blend of space, comfort, and functionality. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. The spacious primary suite provides a private retreat, while three additional bedrooms offer plenty of room for family, guests, or a home office. Upstairs, you'll find an oversized bonus room perfect for movie nights, a playroom, workout space, or game room. Located just 3 miles from Berry Farms, you'll enjoy quick access to shopping, dining, coffee shops, grocery stores, and I-65 while still enjoying the charm and tranquility of Franklin living. Whether you're hosting friends, spending time with family, or exploring everything Franklin has to offer, this home delivers the lifestyle you've been looking for.

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Listing updated:

Zoned schools: Winstead Elementary School, Legacy Middle School, Centennial High School (verify current zoning with the district).


Welcome to easy living in one of Franklin's most convenient locations! This beautifully designed 4-bedrooms, 3.5-bath home offers the perfect blend of space, comfort, and functionality. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it ideal for both everyday living and entertaining. The spacious primary suite provides a private retreat, while three additional bedrooms offer plenty of room for family, guests, or a home office. Upstairs, you'll find an oversized bonus room perfect for movie nights, a playroom, workout space, or game room. Located just 3 miles from Berry Farms, you'll enjoy quick access to shopping, dining, coffee shops, grocery stores, and I-65 while still enjoying the charm and tranquility of Franklin living. Whether you're hosting friends, spending time with family, or exploring everything Franklin has to offer, this home delivers the lifestyle you've been looking for.

LAST UPDATED 6/5/2026 TRACT Riverbluff Sec2
YEAR BUILT 2018 GARAGE SPACES 2.0
COUNTY Williamson STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Winstead Elementary School
Jr. High School Legacy Middle School
High School Centennial High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
AMENITIES Maintenance Grounds
APPLIANCES Built-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, Microwave, Refrigerator
BASEMENT Crawl Space
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central
HOA DUES 75
INTERIOR Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
LOT 7841 sq ft
LOT DESCRIPTION Level
LOT DIMENSIONS 65 X 120
PARKING Garage Door Opener, Garage Faces Front, Attached
SEWER Public Sewer
STORIES 2
STYLE Traditional
SUBDIVISION Riverbluff Sec2
TAXES 3919
UTILITIES Water Available, Underground Utilities
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
CONTACT US ABOUT 461 RIVER BLUFF DR
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461 River Bluff Dr, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

461 River Bluff Dr, Franklin, TN 37064 is a 4-bedroom, 3.5-bath home in Franklin, TN 37064, offered at $1,035,900, about $316/sq ft across 3,283 sq ft.

At $316/sq ft, this home is about 21% below the Franklin 37064 median list price per square foot of $400.

Recently sold in Franklin 37064: 12 comparable homes from $625,000 to $1,425,000, a median of $339/sq ft; this listing at $316/sq ft is about 7% below recent sold prices.

All-in, about $5,710/mo at 25% down (6.57% 30-yr).

At the current 6.57% 30-year rate, principal and interest on this home runs about $4,946/mo; at the 6.29% rate of about three months ago it would be roughly $4,803/mo; monthly P&I is about $143 higher now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $327/mo), insurance (about $363/mo), and HOA (about $75/mo)) run about $764/mo, roughly 13% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

Price & sale history

  • Last sold for $497,640 in September 2018. Listed at $1,035,900, about 108% above the last recorded sale.
  • County assessment: $563,300 total appraised value (land $110,000 + improvements $453,300).
  • Listed at $1,035,900, about 84% above the county total appraised value ($563,300), the mass-appraisal basis rather than a market appraisal.

Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

How is it priced in Franklin?

Franklin 37064 homes: a buyer's market as of 07-09-2026. About 15 months of supply, 98.3% sale-to-list.

Active listings910
Median list price$1,250,000
Median $/sqft (list)$400
Homes closed (12-mo)365
Median closed price$970,000
Average closed price$1,213,359
Sale-to-list98.3%
Months of supply15

As of (910 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

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How this home compares in Riverbluff

Its $316/sq ft places it above about 64% of the 13 active homes in Riverbluff on a per-square-foot basis.

On a per-square-foot basis, Riverbluff runs roughly 20% below the Franklin 37064 area.

Computed by Grant Hammond from 13 active Riverbluff comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Williamson County home prices by school zone

Closed single-family sales, trailing 24 months
Centennial High

Homes zoned to Centennial High closed at a median of $765,000 ($306/sq ft) over the past 24 months, across 735 single-family sales. That is the sixth-highest price per square foot of Williamson County's 9 high-school zones, 4% below the $319/sq ft countywide median.

Top zone $/sq ft
$367
County median $/sq ft
$319
Spread
$106
Sales / 24 mo
8,417
Median closed $/sq ft by high-school zone
Brentwood$367
Ravenwood$351
Franklin$349
Independence$338
Fred J. Page$327
Centennial$306
Nolensville$300
Summit$271
Fairview$261
County $319

RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).

Financing 461 River Bluff Dr, Franklin

The estimated monthly payment for 461 River Bluff Dr, Franklin is about $5,710: a conforming 30-year mortgage at 6.569% with 25% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$5,710/mo
  • Principal & interest: $4,946
  • Property tax: $327
  • Insurance (est.): $363
  • HOA: $75
  • Income to qualify: $244,721
  • Cash to close: $290,052
  • Equity at yr 5: $308,038
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24Jun '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.82%Apr '24: 7.24%Jul '24: 6.77%Sep '24: 6.11%Dec '24: 6.56%Feb '25: 6.77%May '25: 6.76%Jul '25: 6.75%Sep '25: 6.35%Dec '25: 6.25%Feb '26: 5.96%May '26: 6.34%Jul '26: 6.57%6.57%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 461 River Bluff Dr cost?

461 River Bluff Dr is listed at $1,035,900, about $316 per square foot across 3,283 square feet (as of 06-05-2026).

What is the price per square foot for 461 River Bluff Dr?

461 River Bluff Dr is priced at $316 per square foot, 3,283 square feet at $1,035,900 (as of 06-05-2026).

What are the HOA dues for 461 River Bluff Dr?

HOA dues for 461 River Bluff Dr are $75 per month, as listed (as of 06-05-2026).

Does 461 River Bluff Dr have a garage?

Yes. 461 River Bluff Dr has an attached garage, per the listing.

Does 461 River Bluff Dr have a basement?

No. 461 River Bluff Dr is built on a crawl space (no basement), per the listing.

When was 461 River Bluff Dr built?

461 River Bluff Dr was built in 2018.

What are the property taxes on 461 River Bluff Dr?

The annual property tax reported for 461 River Bluff Dr is about $3,919 (as reported on the listing, as of 06-05-2026).

What is the estimated monthly payment for 461 River Bluff Dr?

About $5,710 per month at 6.569% on a 30-year loan with 25% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 461 River Bluff Dr?

461 River Bluff Dr is zoned for Winstead Elementary School, Legacy Middle School, Centennial High School, per the listing. Verify current enrollment and zoning with the district.

Is Franklin a buyer's or seller's market?

Franklin is currently a buyer's market, with about 15 months of supply, 98.3% sale-to-list. The median list price is around $1,250,000 (as of 07-09-2026, RealTracs via IDX).

Explore Franklin real estate

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