(615) 945-7123

502 Cliff Cir, Nashville, TN 37218

502 Cliff Cir, Nashville, TN 37218, Active at $899,900 ($407/sq ft). 4 bd · 4 ba · 2,211 sqft · $407/sqft · 0.02 ac.

Active · $899,900

4 beds4 baths2,211 sq ft$407 /sq ft0.02 acres

MLS #3250628 · listed June 15, 2026 · 87 days on market · updated June 26, 2026

4-bed, 4-bath residence at 502 Cliff Cir in City Bluffs, Nashville, 2,211 sqft, $899,900 ($407/sqft), by simpliHOM.

The quick read

502 Cliff Cir is a 4-bedroom, 4-bath Airbnb in Nashville, TN 37218, offered at $899,900, about $407/sq ft across 2,211 sq ft.

All-in, about $5,869/mo at 20% down (6.89% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this Airbnb (property tax, insurance, and HOA) run about $1,132/mo, roughly 19% of the all-in monthly payment.

At the current 6.89% 30-year rate, principal and interest on this Airbnb runs about $4,737/mo; at the 6.67% rate of about three months ago it would be roughly $4,631/mo, so monthly P&I is about $106 higher now.

Short-term rental: this building permits STR, subject to a Metro Nashville permit.

Next step: ask Grant Hammond anything about 502 Cliff Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of June 26, 2026. RealTracs via IDX.

Short-term-rental property: see permit type and the revenue outlook below. STR eligibility is confirmed parcel by parcel, subject to a Metro Nashville permit.

Description of 502 Cliff Cir

Rare NOO STR Approval + $140K in 2025 Revenue, Turnkey Luxury Townhome near Downtown Nashville and the River! One of only a handful of units in Nashville's CityBluffs community approved for non-owner-occupied short-term rentals, and it's already a proven performer, generating approximately $140,000 in 2025 revenue as a top-producing Airbnb. SP zoning and HOA approval mean you can step in and start earning immediately, with no LLC transfer required. Just across the Cumberland River, guests are minutes from Downtown, East Nashville, The Nations, Germantown, and Midtown. CityBluffs' planned retail will add even more on-site convenience over time. This fully furnished, 2,200+ sq ft townhome delivers 4 bedrooms and 4 full baths behind a sleek contemporary façade. Inside: oak hardwood floors, custom cabinetry, premium appliances, designer lighting, and soaring ceilings throughout. The showstopper is upstairs: a rooftop level with panoramic skyline and river views, plus a summer kitchen built for entertaining (and for commanding premium nightly rates). Downstairs, the garage has been transformed into a private swim spa and fitness studio with TV, and a dedicated bar/entertainment room rounds out the guest experience. Built for efficiency as well as luxury: spray-foam insulation, an Enviro-Cast foundation, and blown-in soundproofing keep operating costs low and guest reviews high.This is a rare combination of proven cash flow, premium amenities, and a regulatory green light that most investors can't get anywhere else in this market. Opportunities like this don't sit long.

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

2-car garageBuilt 2023Fully furnishedTurnkey

Full property details

Complete reported fields for 502 Cliff Cir (reference).

MLS #3250628
StatusActive
Price$899,900
Price / sqft$407
Bedrooms4
Bathrooms4
Living area2,211 sqft
Lot size0.02 acres
Year built2023
All 28 property fields
Garage spaces2
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionFiber Cement
ParkingGarage Faces Rear, Attached
Annual taxes$7,518
AppliancesElectric Oven, Electric Range
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
Garage typeAttached Garage, Yes
HOA dues$160 / mo
SubdivisionCity Bluffs
CountyDavidson
ListedJune 15, 2026
Days on market87
UpdatedJune 26, 2026

Listing activity

DateEventPriceChange
Listed$899,900
  • County assessment: $667,900 total appraised value (land $116,000 + improvements $551,900).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Investor carrying cost for 502 Cliff Cir at $899,900: debt service, property tax, STR-grade insurance, HOA, plus management and occupancy tax, netted against the revenue outlook above for a cap-rate view.

List price$899,900
HOA dues$160 / mo
Operating loadManagement, cleaning, occupancy tax, and STR-grade insurance reduce net yield, see the conservative revenue outlook above.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 502 Cliff Cir, Nashville

Estimated total monthly payment for 502 Cliff Cir is about $5,869/mo, 20% down on a 30-year fixed at 6.89% (a conforming loan), including principal & interest $4,737, estimated property tax $522, STR-grade insurance $450, and HOA dues $160. Estimate only; not a loan offer.

Principal & interest$4,737/mo
Property tax (est.)$522/mo
STR-grade insurance (est.)$450/mo
HOA dues$160/mo
Estimated total$5,869/mo
7.25%6.13%6.89%January 14, 2025September 8, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.89% (Mortgage News Daily, as of September 8, 2026).

Assumes 20% down, 30-year fixed at 6.89% (Mortgage News Daily, as of September 8, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.89%$4,266/mo$5,398/mo-$471/mo
6.39%$4,498/mo$5,630/mo-$239/mo
6.89%$4,737/mo$5,869/mocurrent
7.39%$4,980/mo$6,112/mo+$243/mo
7.89%$5,227/mo$6,359/mo+$490/mo

Principal & interest on a 30-year fixed at 20% down ($719,920 loan), with property tax, insurance, and HOA held constant at $1,132/mo. Current 30-year fixed 6.89% (Mortgage News Daily, as of September 8, 2026). Estimate only; not a loan offer.

Short-term-rental revenue & cash flow

Illustrative gross short-term-rental revenue for 502 Cliff Cir at two example assumptions (illustrative inputs, not a market forecast for this property):

ScenarioNightly rateOccupancyGross / yr
Conservative$175/night50%$31,900
Stronger$275/night68%$68,300

Gross is nightly rate × 365 × occupancy. Net is materially lower after operating costs (management, cleaning, Metro occupancy tax, STR-grade insurance; commonly 30–40% of gross) and debt service of about $4,737/mo in principal and interest at 20% down. Turn on JavaScript to model your own assumptions (cash flow, cash-on-cash, DSCR, cap rate).

Nightly rate and occupancy above are illustrative example inputs, not a market forecast for this property. A non-owner-occupied short-term-rental permit is issued parcel by parcel by Metro Nashville and does not convey on sale. Estimate only; not financial or investment advice.

Property-tax outlook

The Davidson County appraised value of $667,900 trails the $899,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $4,645 now to roughly $6,259 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

Short-term-rental outlook

How 502 Cliff Cir compares in Nashville 37218

MetricThis AirbnbNashville 37218 activeRecently sold
Price / sq ft$407$266 median-
Price position90th pctile+53% vs median-
Nashville 37218 vs greater Nashville--21%-

This listing beside the active Nashville 37218 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.

How this Airbnb compares in Nashville 37218

At $407/sq ft, this Airbnb ranks in the 90th percentile of the 150 active Airbnbs in Nashville 37218 by price per square foot.

Nashville 37218 trades about 21% below greater Nashville on a price-per-square-foot basis.

Taken together, this Airbnb reads toward the higher end per square foot for Nashville 37218.

Computed by Grant Hammond from 150 Nashville 37218 comparables (RealTracs via IDX), as of September 9, 2026, refreshed weekly.

Competition & market pace

Active listings56 in Nashville 37218 condos
Recent absorptionabout 5.3 sales / mo
Months of inventory10.5 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Nashville 37218 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37218 condos closings. Source RealTracs via IDX, as of September 8, 2026.

Location & neighborhood

502 Cliff Cir sits in City Bluffs, Nashville, Davidson County.

Nashville 37218 market snapshot

In Nashville 37218, homes there are priced around $266 per square foot; inventory in Nashville 37218 condos is running at about 10.5 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.

Approximately 3.4 miles from downtown Nashville (straight-line distance).

Ask Grant about 502 Cliff Cir

Get the full details, recent comparable sales, and any off-market options for 502 Cliff Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

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Listed with simpliHOM. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 502 Cliff Cir

Is 502 Cliff Cir, Nashville still for sale?

As of the latest update (June 26, 2026), 502 Cliff Cir, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 502 Cliff Cir, Nashville cost?

502 Cliff Cir, Nashville is listed at $899,900, about $407 per square foot across 2,211 square feet.

How many bedrooms and bathrooms does 502 Cliff Cir, Nashville have?

4 bedrooms and 4 bathrooms.

What is the price per square foot?

About $407 per square foot ($899,900 across 2,211 sqft).

When was 502 Cliff Cir, Nashville built?

502 Cliff Cir, Nashville was built in 2023.

Does 502 Cliff Cir, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $160 per month, as listed.

What subdivision is 502 Cliff Cir, Nashville in?

502 Cliff Cir, Nashville is in the City Bluffs subdivision of Nashville.

What is the estimated monthly payment for 502 Cliff Cir, Nashville?

About $5,869 a month with 20% down on a 30-year fixed at 6.89%, principal and interest $4,737, estimated property tax $522, insurance $450, and HOA $160. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

Can you short-term rent 502 Cliff Cir, Nashville?

502 Cliff Cir, Nashville is marketed as a short-term-rental investment property. Non-owner-occupied STR permits are issued parcel by parcel by Metro Nashville, not by neighborhood; confirm current permit status before closing.

Does the STR permit transfer when 502 Cliff Cir, Nashville is sold?

No. A Metro Nashville STR permit is tied to the property and the permit holder and does not automatically convey; a buyer applies for their own.

How do I schedule a tour of 502 Cliff Cir, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 502 Cliff Cir, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 502 Cliff Cir, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 502 Cliff Cir, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 502 Cliff Cir, Nashville priced compared to the market?

At about $407 per square foot, 502 Cliff Cir, Nashville ranks in the 90th percentile of active Nashville 37218 listings by price per square foot, roughly 53% above the Nashville 37218 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37218 condos market favoring buyers or sellers?

The Nashville 37218 condos market is currently buyer-favored (ample supply), at about 10.5 months of inventory, per RealTracs as of September 8, 2026.

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