Property details
Description of 3097 Rural Plains Cir, Franklin, TN 37064
3097 Rural Plains Cir is a 3-story Franklin single- home built in 2018, set within an HOA community on a roughly 3,800-square-foot lot with five bedrooms, three full bathrooms, and a half bathroom across 2,583 square feet. The kitchen centers on an island with quartz countertops, pairing light cabinetry with a tile backsplash and stainless steel appliances including a range and refrigerator, with pendant lighting overhead for task illumination. An open-concept main level connects the living and dining spaces under tray ceilings, with hardwood floors, large arched windows that bring in natural light, and an interior staircase linking the three levels. The primary bathroom includes a double sink vanity for shared routines, a separate glass-enclosed shower, and a soaking tub, while additional full bathrooms provide vanities and tub-and-shower combinations. Hardwood-floored bedrooms with ceiling fans and a one-car attached garage complete this multi-level residence with practical amenities throughout every room.
Listing updated:
Zoned schools: Oak View Elementary School, Freedom Middle School, Independence High School (verify current zoning with the district).
3097 Rural Plains Cir is a 3-story Franklin single- home built in 2018, set within an HOA community on a roughly 3,800-square-foot lot with five bedrooms, three full bathrooms, and a half bathroom across 2,583 square feet. The kitchen centers on an island with quartz countertops, pairing light cabinetry with a tile backsplash and stainless steel appliances including a range and refrigerator, with pendant lighting overhead for task illumination. An open-concept main level connects the living and dining spaces under tray ceilings, with hardwood floors, large arched windows that bring in natural light, and an interior staircase linking the three levels. The primary bathroom includes a double sink vanity for shared routines, a separate glass-enclosed shower, and a soaking tub, while additional full bathrooms provide vanities and tub-and-shower combinations. Hardwood-floored bedrooms with ceiling fans and a one-car attached garage complete this multi-level residence with practical amenities throughout every room.
| LAST UPDATED | 7/6/2026 | TRACT | Berry Farms Town Center Sec7 |
|---|---|---|---|
| YEAR BUILT | 2018 | GARAGE SPACES | 1.0 |
| COUNTY | Williamson | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Oak View Elementary School |
|---|---|
| Jr. High School | Freedom Middle School |
| High School | Independence High School |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Range, Refrigerator, Stainless Steel Appliance(s) |
| BASEMENT | Other, Yes |
| CONSTRUCTION | Brick |
| GARAGE | Attached Garage, Yes |
| HEAT | Central |
| HOA DUES | 284 |
| LOT | 3049 sq ft |
| LOT DIMENSIONS | 37.7 X 100.4 |
| PARKING | Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| SUBDIVISION | Berry Farms Town Center Sec7 |
| TAXES | 3892 |
| UTILITIES | Water Available |
| WATER | Public |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
| / | |
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Information Is Believed To Be Accurate But Not Guaranteed.
This IDX solution is (c) Diverse Solutions 2026.
About this home
3097 Rural Plains Cir, Franklin, TN 37064 is a 5-bedroom, 3.5-bath home in Franklin, TN 37064, offered at $960,000, about $372/sq ft across 2,583 sq ft.
At $372/sq ft, this home is about 7% below the Franklin 37064 median list price per square foot of $400.
Recently sold at Berry Farms Town Center Sec7: 7 comparable homes from $630,000 to $1,089,000, a median of $356/sq ft; this listing at $372/sq ft is about 5% above recent sold prices.
All-in, about $5,834/mo at 20% down (6.57% 30-yr).
At the current 6.57% 30-year rate, principal and interest on this home runs about $4,889/mo; at the 6.29% rate of about three months ago it would be roughly $4,748/mo; monthly P&I is about $141 higher now.
Beyond principal and interest, the recurring carrying costs on this home (property tax (about $324/mo), insurance (about $336/mo), and HOA (about $284/mo)) run about $944/mo, roughly 16% of the all-in monthly payment.
Price & sale history
- Last sold for $514,772 in September 2018. Listed at $960,000, about 86% above the last recorded sale.
- County assessment: $601,800 total appraised value (land $120,000 + improvements $481,800).
- Listed at $960,000, about 60% above the county total appraised value ($601,800), the mass-appraisal basis rather than a market appraisal.
Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
How is it priced in Franklin?
| Active listings | 25 |
|---|
As of (25 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.
How this home compares in Berry Farms Town Center
Its $372/sq ft places it above about 45% of the 25 active homes in Berry Farms Town Center on a per-square-foot basis.
Computed by Grant Hammond from 25 active Berry Farms Town Center comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.
Williamson County home prices by school zone
Closed single-family sales, trailing 24 monthsHomes zoned to Independence High closed at a median of $999,999 ($338/sq ft) over the past 24 months, across 1,671 single-family sales. That is the fourth-highest price per square foot of Williamson County's 9 high-school zones, 6% above the $319/sq ft countywide median.
RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).
Financing 3097 Rural Plains Cir, Franklin
The estimated monthly payment for 3097 Rural Plains Cir, Franklin is about $5,834: a conforming 30-year mortgage at 6.569% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.
- Principal & interest: $4,889
- Property tax: $324
- Insurance (est.): $336
- HOA: $284
- Income to qualify: $250,008
- Cash to close: $220,800
- Equity at yr 5: $240,500
30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.
Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.
Frequently asked questions
How much does 3097 Rural Plains Cir cost?
3097 Rural Plains Cir is listed at $960,000, about $372 per square foot across 2,583 square feet (as of 07-06-2026).
What is the price per square foot for 3097 Rural Plains Cir?
3097 Rural Plains Cir is priced at $372 per square foot, 2,583 square feet at $960,000 (as of 07-06-2026).
What are the HOA dues for 3097 Rural Plains Cir?
HOA dues for 3097 Rural Plains Cir are $284 per month, as listed (as of 07-06-2026).
Does 3097 Rural Plains Cir have a garage?
Yes. 3097 Rural Plains Cir has an attached garage, per the listing.
Does 3097 Rural Plains Cir have a basement?
Yes. 3097 Rural Plains Cir has a other basement, per the listing.
When was 3097 Rural Plains Cir built?
3097 Rural Plains Cir was built in 2018.
What are the property taxes on 3097 Rural Plains Cir?
The annual property tax reported for 3097 Rural Plains Cir is about $3,892 (as reported on the listing, as of 07-06-2026).
What is the estimated monthly payment for 3097 Rural Plains Cir?
About $5,834 per month at 6.569% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.
What schools serve 3097 Rural Plains Cir?
3097 Rural Plains Cir is zoned for Oak View Elementary School, Freedom Middle School, Independence High School, per the listing. Verify current enrollment and zoning with the district.
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Market and guidance
Market guidance by Grant Hammond, Compass RE, with 25+ years and $1B+ in Middle Tennessee sales.
