1043 Howland St, Franklin, TN 37064

$849,000Active3 Beds3.5 Baths1,930 Sqft$440 /sqft

Property details

Year built
2015
Property type
Condo/Townhouse/Co-Op
Per sq ft
$440
County
Williamson County
Subdivision
Westhaven Sec 38

Description of 1043 Howland St, Franklin, TN 37064

Ready for a home that is WALKABLE to everyday conveniences as well as entertainment and fitness? This home is in the heart of Westhaven's thriving Front Street shops and restaurants. With a zero-step entry and MAIN LEVEL living (including PRIMARY BEDROOM SUITE on the MAIN LEVEL) this home is perfect for all seasons of life. Enjoy the ATTACHED GARAGE and 2 additional parking pad spots behind. LOW MAINTENANCE and peace of mind with recent improvements including a New Roof (2025), All new exterior trim and paint (2026), HVAC system (2020) with a transferable maintenance plan and 10-year warranty, hot water heater (2024), refinished front door (2026), freshly painted railings and privacy fencing (2026), new carpet in the primary bedroom (2026), professionally cleaned upstairs carpet (2026), and added exterior uplighting enhancing both the front and backyard. In the heart of the home, natural light pours through expansive rear windows, highlighting the private zero maintenance TURF grass and inviting outdoor seating area. Thoughtfully updated, the kitchen features sleek flat-front cabinetry, quartz countertops, elegant gold hardware & faucet, including a stainless steel refrigerator (2024) and dishwasher (2024). Upstairs, a versatile bonus room with a dedicated office nook provides flexible living space, complemented by two generously sized bedrooms, each with en-suite bathrooms and walk-in closets. A rare opportunity to own a home with true WALKABILITY to all of the community features Westhaven has to offer. Neighborhood includes multiple swimming pools, playgrounds, hiking and walking trails, tennis and pickle ball courts, and an 18 hole golf course (membership req.) See attached list of features and improvements! *Preferred Lender offering up to $4150 towards buyers closing costs OR rate buy down*

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Listing updated:

Zoned schools: Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School (verify current zoning with the district).


Ready for a home that is WALKABLE to everyday conveniences as well as entertainment and fitness? This home is in the heart of Westhaven's thriving Front Street shops and restaurants. With a zero-step entry and MAIN LEVEL living (including PRIMARY BEDROOM SUITE on the MAIN LEVEL) this home is perfect for all seasons of life. Enjoy the ATTACHED GARAGE and 2 additional parking pad spots behind. LOW MAINTENANCE and peace of mind with recent improvements including a New Roof (2025), All new exterior trim and paint (2026), HVAC system (2020) with a transferable maintenance plan and 10-year warranty, hot water heater (2024), refinished front door (2026), freshly painted railings and privacy fencing (2026), new carpet in the primary bedroom (2026), professionally cleaned upstairs carpet (2026), and added exterior uplighting enhancing both the front and backyard. In the heart of the home, natural light pours through expansive rear windows, highlighting the private zero maintenance TURF grass and inviting outdoor seating area. Thoughtfully updated, the kitchen features sleek flat-front cabinetry, quartz countertops, elegant gold hardware & faucet, including a stainless steel refrigerator (2024) and dishwasher (2024). Upstairs, a versatile bonus room with a dedicated office nook provides flexible living space, complemented by two generously sized bedrooms"”each with en-suite bathrooms and walk-in closets. A rare opportunity to own a home with true WALKABILITY to all of the community features Westhaven has to offer. Neighborhood includes multiple swimming pools, playgrounds, hiking and walking trails, tennis and pickle ball courts, and an 18 hole golf course (membership req.) See attached list of features and improvements! *Preferred Lender offering up to $4150 towards buyers closing costs OR rate buy down*

LAST UPDATED 7/6/2026 TRACT Westhaven Sec 38
YEAR BUILT 2015 GARAGE SPACES 1.0
COUNTY Williamson STATUS Active
PROPERTY TYPE(S) Condo/Townhouse/Co-Op

SCHOOLS
Elementary School Pearre Creek Elementary School
Jr. High School Hillsboro Elementary/ Middle School
High School Independence High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air, Electric
AIR CONDITIONING Yes
AMENITIES Maintenance Grounds, Maintenance Structure
APPLIANCES Built-In Gas Range, Dishwasher, Disposal, Gas Oven, Microwave, Stainless Steel Appliance(s)
BASEMENT None
CONSTRUCTION Brick, Fiber Cement
GARAGE Attached Garage, Yes
HEAT Central, Natural Gas
HOA DUES 585
INTERIOR Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 2614 sq ft
LOT DESCRIPTION Level
LOT DIMENSIONS 22 X 118
PARKING Garage Door Opener, Garage Faces Rear, Driveway, Attached
SEWER Public Sewer
STORIES 2
SUBDIVISION Westhaven Sec 38
TAXES 2987
UTILITIES Electricity Available, Natural Gas Available, Water Available, Underground Utilities
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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1043 Howland St, Franklin, TN 37064, Franklin - listing photo 1

About this condo

The quick read

1043 Howland St, Franklin, TN 37064 is a 3-bedroom, 3.5-bath condo in Franklin, TN 37064, offered at $849,000, about $440/sq ft across 1,930 sq ft.

At $440/sq ft, this condo is about 10% above the Franklin 37064 median list price per square foot of $400.

Recently sold at Westhaven Sec 38: 3 comparable homes from $830,000 to $985,000, a median of $441/sq ft.

All-in, about $5,335/mo at 20% down (6.57% 30-yr).

At the current 6.57% 30-year rate, principal and interest on this condo runs about $4,324/mo; at the 6.29% rate of about three months ago it would be roughly $4,199/mo; monthly P&I is about $125 higher now.

Beyond principal and interest, the recurring carrying costs on this condo (property tax (about $249/mo), insurance (about $177/mo), and HOA (about $585/mo)) run about $1,011/mo, roughly 19% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

Price & sale history

  • Last sold for $455,000 in September 2019. Listed at $849,000, about 87% above the last recorded sale.
  • County assessment: $462,400 total appraised value (land $112,000 + improvements $350,400).
  • Listed at $849,000, about 84% above the county total appraised value ($462,400), the mass-appraisal basis rather than a market appraisal.

Last sale & county assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

How is it priced at Westhaven Sec 38?

Active listings395

As of (395 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

What's your condo worth? Get a free local valuation →

How this condo compares in Westhaven

Its $440/sq ft places it above about 25% of the 395 active condos in Westhaven on a per-square-foot basis.

On a per-square-foot basis, Westhaven runs roughly 23% above the Franklin 37064 area.

Computed by Grant Hammond from 395 active Westhaven comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

What units sell for in Westhaven Sec 38, by size

Median closed price and price per square foot by unit size in Westhaven Sec 38, from the last 12 months of recorded sales:

Unit sizeMedian soldMedian $/sq ftClosings
2 BR$1,147,980$52752
3 BR$1,168,000$473328
4+ BR$1,525,000$460677

Computed by Grant Hammond from recorded sales in Westhaven Sec 38 over the last 12 months (RealTracs via IDX). Analysis, not an appraisal.

Price per square foot trend in Westhaven Sec 38

In Westhaven Sec 38, the median sale price per square foot has moved from about $469 (Jul 2025) to about $451 (Jul 2026), roughly 4% down across the last 8 months of recorded sales.

Monthly median price per square foot across all unit sizes (the unit mix can shift month to month), from recorded sales in Westhaven Sec 38 (RealTracs via IDX). Computed by Grant Hammond. Analysis, not an appraisal.

Financing 1043 Howland St, Franklin

The estimated monthly payment for 1043 Howland St, Franklin is about $5,335: a conforming 30-year mortgage at 6.569% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$5,335/mo
  • Principal & interest: $4,324
  • Property tax: $249
  • Insurance (est.): $177
  • HOA: $585
  • Income to qualify: $228,628
  • Cash to close: $195,270
  • Equity at yr 5: $212,692
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24Jun '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.82%Apr '24: 7.24%Jul '24: 6.77%Sep '24: 6.11%Dec '24: 6.56%Feb '25: 6.77%May '25: 6.76%Jul '25: 6.75%Sep '25: 6.35%Dec '25: 6.25%Feb '26: 5.96%May '26: 6.34%Jul '26: 6.57%6.57%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-08.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 1043 Howland St cost?

1043 Howland St is listed at $849,000, about $440 per square foot across 1,930 square feet (as of 07-06-2026).

What is the price per square foot for 1043 Howland St?

1043 Howland St is priced at $440 per square foot, 1,930 square feet at $849,000 (as of 07-06-2026).

What are the HOA dues for 1043 Howland St?

HOA dues for 1043 Howland St are $585 per month, as listed (as of 07-06-2026).

Does 1043 Howland St have a garage?

Yes. 1043 Howland St has an attached garage (rear-facing), per the listing.

Does 1043 Howland St have a basement?

No. 1043 Howland St has no basement, per the listing.

When was 1043 Howland St built?

1043 Howland St was built in 2015.

What are the property taxes on 1043 Howland St?

The annual property tax reported for 1043 Howland St is about $2,987 (as reported on the listing, as of 07-06-2026).

What is the estimated monthly payment for 1043 Howland St?

About $5,335 per month at 6.569% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 1043 Howland St?

1043 Howland St is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School, per the listing. Verify current enrollment and zoning with the district.

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