Property details
Description of 402 Joann St, Gallatin, TN 37066
Welcome to this charming 3-bedroom, 1-bath home nestled on a spacious lot in the heart of Gallatin! Inside, you'll find beautiful hardwood floors, abundant natural light, and a functional layout designed for comfortable everyday living. The kitchen offers ample cabinet space and flows into a large utility/laundry room for added convenience. Step outside to enjoy the covered deck overlooking the expansive backyard, perfect for entertaining, relaxing, or letting pets and kids play. Mature trees provide shade and privacy, while the oversized yard offers endless possibilities for gardening, recreation, or future expansion. Conveniently located near shopping, dining, schools, and all that Gallatin has to offer, this move-in-ready home is an excellent opportunity for first-time buyers, downsizers, or investors alike. Don't miss your chance to make this one your own! Home being sold as is.
Listing updated:
Zoned schools: Benny C. Bills Elementary School, Joe Shafer Middle School, Gallatin Senior High School (verify current zoning with the district).
Welcome to this charming 3-bedroom, 1-bath home nestled on a spacious lot in the heart of Gallatin! Inside, you'll find beautiful hardwood floors, abundant natural light, and a functional layout designed for comfortable everyday living. The kitchen offers ample cabinet space and flows into a large utility/laundry room for added convenience. Step outside to enjoy the covered deck overlooking the expansive backyard"”perfect for entertaining, relaxing, or letting pets and kids play. Mature trees provide shade and privacy, while the oversized yard offers endless possibilities for gardening, recreation, or future expansion. Conveniently located near shopping, dining, schools, and all that Gallatin has to offer, this move-in-ready home is an excellent opportunity for first-time buyers, downsizers, or investors alike. Don't miss your chance to make this one your own! Home being sold as is.
| LAST UPDATED | 7/7/2026 | TRACT | Green Hills Sub |
|---|---|---|---|
| YEAR BUILT | 1956 | COUNTY | Sumner |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Benny C. Bills Elementary School |
|---|---|
| Jr. High School | Joe Shafer Middle School |
| High School | Gallatin Senior High School |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer |
| BASEMENT | None |
| CONSTRUCTION | Vinyl Siding |
| HEAT | Central |
| INTERIOR | Central Vacuum |
| LOT | 9583 sq ft |
| LOT DESCRIPTION | Level, Private |
| LOT DIMENSIONS | 65 X 146.8 IRR |
| PARKING | Asphalt |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Cottage |
| SUBDIVISION | Green Hills Sub |
| TAXES | 1002 |
| UTILITIES | Electricity Available, Water Available |
| WATER | Public |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
| / | |
Properties marked with the MTRMLS approved logo are provided courtesy of the RealTracs Internet Data Exchange Program
Copyright 2026 MTRMLS, Inc.
Information Is Believed To Be Accurate But Not Guaranteed.
This IDX solution is (c) Diverse Solutions 2026.
About this home
402 Joann St, Gallatin, TN 37066 is a 3-bedroom, 1-bath home in Gallatin, TN 37066, offered at $299,900, about $299/sq ft across 1,002 sq ft.
All-in, about $1,719/mo at 20% down (6.59% 30-yr).
At the current 6.59% 30-year rate, principal and interest on this home runs about $1,530/mo; at the 6.26% rate of about three months ago it would be roughly $1,478/mo; monthly P&I is about $52 higher now.
How this home compares in Green Hills
At $299/sq ft, this home is among the lowest priced per square foot of the 196 active homes in Green Hills (about the 5th percentile).
Green Hills trades about 112% above the Gallatin 37066 area on a price-per-square-foot basis.
Computed by Grant Hammond from 196 active Green Hills comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.
Financing 402 Joann St, Gallatin
The estimated monthly payment for 402 Joann St, Gallatin is about $1,719: a conforming 30-year mortgage at 6.586% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.
- Principal & interest: $1,530
- Property tax: $84
- Insurance (est.): $105
- Income to qualify: $73,651
- Cash to close: $68,977
- Equity at yr 5: $75,088
30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-13.
Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.
Frequently asked questions
How much does 402 Joann St cost?
402 Joann St is listed at $299,900, about $299 per square foot across 1,002 square feet (as of 07-07-2026).
What is the price per square foot for 402 Joann St?
402 Joann St is priced at $299 per square foot, 1,002 square feet at $299,900 (as of 07-07-2026).
Does 402 Joann St have an HOA?
No. 402 Joann St has no HOA dues, per the listing (as of 07-07-2026).
Does 402 Joann St have a basement?
No. 402 Joann St has no basement, per the listing.
When was 402 Joann St built?
402 Joann St was built in 1956.
What are the property taxes on 402 Joann St?
The annual property tax reported for 402 Joann St is about $1,002 (as reported on the listing, as of 07-07-2026).
What is the estimated monthly payment for 402 Joann St?
About $1,719 per month at 6.586% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.
What schools serve 402 Joann St?
402 Joann St is zoned for Benny C. Bills Elementary School, Joe Shafer Middle School, Gallatin Senior High School, per the listing. Verify current enrollment and zoning with the district.
Similar listings near Gallatin 37066
- 956 Tellico Street Gallatin, $328,990, 3 bd / 2.5 ba, 1,682 sq ft
- 519 Redstone Dr Gallatin, $459,900, 3 bd / 2 ba, 2,239 sq ft
- 5208 Synergy Pvt Way Gallatin, $479,990, 3 bd / 2 ba, 1,796 sq ft
- 291 Bayhill Dr Gallatin, $595,000, 3 bd / 3 ba, 3,118 sq ft
- 1613 Hartsville Pike Gallatin, $1,350, 2 bd / 1 ba, 912 sq ft
- 2020 Wt Chandler Blvd 82 Blvd Gallatin, $634,900, 3 bd / 3 ba, 3,110 sq ft
Explore Gallatin real estate
Homes for sale by city
Market and guidance
Market guidance by Grant Hammond, Compass RE, with 25+ years and $1B+ in Middle Tennessee sales.
