101 Cottage Ln, Franklin, TN 37064
101 Cottage Ln, Franklin, TN 37064, Active at $699,900 ($481/sq ft). 3 bd · 3 ba · 1,454 sqft · $481/sqft · 0.04 ac.
101 Cottage Ln, Franklin, TN 37064, Active at $699,900 ($481/sq ft). 3 bd · 3 ba · 1,454 sqft · $481/sqft · 0.04 ac.
Active · $699,900
MLS #3263998 · listed July 7, 2026 · 55 days on market · updated July 9, 2026
3-bed, 3-bath home at 101 Cottage Ln in Vandalia Cottages, Franklin, 1,454 sqft, $699,900 ($481/sqft), by Compass.
101 Cottage Ln is a 3-bedroom, 3-bath home in Franklin, TN 37064, offered at $699,900, about $481/sq ft across 1,454 sq ft.
At $481/sq ft, this home is about 23% above the Franklin 37064 median list price per square foot of $391.
Market read: the Franklin 37064 homes market is balanced, at about 4.4 months of inventory.
All-in, about $4,547/mo at 20% down (6.81% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $893/mo, roughly 20% of the all-in monthly payment.
At the current 6.81% 30-year rate, principal and interest on this home runs about $3,654/mo; at the 6.56% rate of about three months ago it would be roughly $3,561/mo, so monthly P&I is about $93 higher now.
School zone: assigned to Poplar Grove K-4, Poplar Grove 5-8, Centennial High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 101 Cottage Ln (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 9, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Tucked within the exclusive Vandalia Cottage community, this end-unit residence delivers modern luxury and historic Franklin charm. Freshly painted with a manicured exterior, the light-filled interior features continuous hardwood floors, a gas range kitchen, and a full bedroom and bath on the main level. Upstairs, the primary suite offers a serene retreat with an ensuite bath. Unwind on the porch, stroll to world-class dining and shopping along Main Street, or enjoy the convenience of your private detached garage, a rare luxury in cottage community living. With lawn care covered by the HOA, this is low-maintenance living at its finest in Williamson County. Schedule your private walkthrough today to experience Downtown Franklin living firsthand!
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 101 Cottage Ln (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Last recorded sale | $392,900 | — | |
| Listed | $699,900 | — |
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 101 Cottage Ln at $699,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $699,900 |
|---|---|
| HOA dues | $275 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 101 Cottage Ln is about $4,547/mo, 20% down on a 30-year fixed at 6.81% (a conforming loan), including principal & interest $3,654, estimated property tax $233, homeowners insurance $385, and HOA dues $275. Estimate only; not a loan offer.
| Principal & interest | $3,654/mo |
|---|---|
| Property tax (est.) | $233/mo |
| Homeowners insurance (est.) | $385/mo |
| HOA dues | $275/mo |
| Estimated total | $4,547/mo |
Assumes 20% down, 30-year fixed at 6.81% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.81% | $3,289/mo | $4,182/mo | -$365/mo |
| 6.31% | $3,469/mo | $4,362/mo | -$185/mo |
| 6.81% | $3,654/mo | $4,547/mo | current |
| 7.31% | $3,842/mo | $4,735/mo | +$188/mo |
| 7.81% | $4,035/mo | $4,928/mo | +$381/mo |
Principal & interest on a 30-year fixed at 20% down ($559,920 loan), with property tax, insurance, and HOA held constant at $893/mo. Current 30-year fixed 6.81% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.
Owning 101 Cottage Ln runs about $4,547/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $461,900 trails the $699,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,843 now to roughly $2,793 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Franklin 37064 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $481 | $391 median | - |
| Price position | 68th pctile | +23% vs median | - |
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.
At $481/sq ft, this home ranks in the 68th percentile of the active homes in Franklin 37064 by price per square foot.
Computed by Grant Hammond from the active Franklin 37064 comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).
| Active listings | 435 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 98.9 sales / mo |
| Months of inventory | 4.4 months, a balanced market |
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of August 29, 2026.
101 Cottage Ln sits in Vandalia Cottages, Franklin, Williamson County.
In Franklin 37064, homes there are priced around $391 per square foot; inventory in Franklin 37064 homes is running at about 4.4 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.
Approximately 17 miles from downtown Nashville (straight-line distance).
101 Cottage Ln is zoned for Poplar Grove K-4, Poplar Grove 5-8, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 101 Cottage Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 101 Cottage Ln, by price and size.
Listed with Compass. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
As of the latest update (July 9, 2026), 101 Cottage Ln, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
101 Cottage Ln, Franklin is listed at $699,900, about $481 per square foot across 1,454 square feet.
3 bedrooms and 3 bathrooms.
About $481 per square foot ($699,900 across 1,454 sqft).
101 Cottage Ln, Franklin was built in 2014.
Yes, 1 garage spaces, per the listing.
HOA dues are $275 per month, as listed.
101 Cottage Ln, Franklin is in the Vandalia Cottages subdivision of Franklin.
About $4,547 a month with 20% down on a 30-year fixed at 6.81%, principal and interest $3,654, estimated property tax $233, insurance $385, and HOA $275. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
101 Cottage Ln, Franklin is zoned for Poplar Grove K-4, Poplar Grove 5-8, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 101 Cottage Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $481 per square foot, 101 Cottage Ln, Franklin ranks in the 68th percentile of active Franklin 37064 listings by price per square foot, roughly 23% above the Franklin 37064 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 4.4 months of inventory, per RealTracs as of 2026-08-29.
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