486 Rural Hill Rd, Nashville, TN 37217
486 Rural Hill Rd, Nashville, TN 37217, Conditional at $329,900 ($197/sq ft). 3 bd · 2 ba · 1,675 sqft · $197/sqft · 0.3 ac.
486 Rural Hill Rd, Nashville, TN 37217, Conditional at $329,900 ($197/sq ft). 3 bd · 2 ba · 1,675 sqft · $197/sqft · 0.3 ac.
Conditional · $329,900
MLS #3277239 · listed April 13, 2026 · 150 days on market · updated August 10, 2026
3-bed, 2-bath home at 486 Rural Hill Rd in Edge-O-Lake Estates, Nashville, 1,675 sqft, $329,900 ($197/sqft), by Benchmark Realty, LLC.
486 Rural Hill Rd is a 3-bedroom, 2-bath home in Nashville, TN 37217, offered at $329,900, about $197/sq ft across 1,675 sq ft.
At $197/sq ft, this home is about 9% above the Edge-O-Lake Estates median list price per square foot of $181.
Market read: the Edge-O-Lake Estates market is balanced, at about 3.8 months of inventory.
All-in, about $2,202/mo at 20% down (6.89% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $466/mo, roughly 21% of the all-in monthly payment.
At the current 6.89% 30-year rate, principal and interest on this home runs about $1,736/mo; at the 6.67% rate of about three months ago it would be roughly $1,698/mo, so monthly P&I is about $38 higher now.
School zone: assigned to Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 486 Rural Hill Rd (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of August 10, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Motivated Seller! Attention all Veterans: Assumable 4.2% VA Loan - call listing agent for details. **Move-in ready** and perfectly situated on a spacious .32-acre flat lot, this classic brick ranch offers the ideal blend of comfort and convenience with a retro vibe. Located just minutes from **Percy Priest Lake, with easy access to the heart of Nashville and within walking distance of the new Lakeview Elementary School. Step inside to find a bright, refreshed interior featuring fresh paint, new carpet and shower. The thoughtful floor plan includes: 3 bedrooms, 2 baths, 2 large living spaces with dining options, built- in cabinets, and a versatile room perfect for a home office, playroom or studio. The exterior of this home is a true standout. The large carport is not just for parking, the expansive covered area is a great spot for large-scale entertaining, rain or shine, along with a deck, level fenced backyard, darling chicken coops and raised planters.
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 486 Rural Hill Rd (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $329,900 | — |
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 486 Rural Hill Rd at $329,900: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $329,900 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 486 Rural Hill Rd is about $2,202/mo, 20% down on a 30-year fixed at 6.89% (a conforming loan), including principal & interest $1,736, estimated property tax $191, homeowners insurance $275. Estimate only; not a loan offer.
| Principal & interest | $1,736/mo |
|---|---|
| Property tax (est.) | $191/mo |
| Homeowners insurance (est.) | $275/mo |
| Estimated total | $2,202/mo |
Assumes 20% down, 30-year fixed at 6.89% (Mortgage News Daily, as of September 8, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.89% | $1,564/mo | $2,030/mo | -$172/mo |
| 6.39% | $1,649/mo | $2,115/mo | -$87/mo |
| 6.89% | $1,736/mo | $2,202/mo | current |
| 7.39% | $1,826/mo | $2,292/mo | +$90/mo |
| 7.89% | $1,916/mo | $2,382/mo | +$180/mo |
Principal & interest on a 30-year fixed at 20% down ($263,920 loan), with property tax, insurance held constant at $466/mo. Current 30-year fixed 6.89% (Mortgage News Daily, as of September 8, 2026). Estimate only; not a loan offer.
Owning 486 Rural Hill Rd runs about $2,202/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $290,600 trails the $329,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,021 now to roughly $2,294 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Edge-O-Lake Estates active | Recently sold |
|---|---|---|---|
| Price / sq ft | $197 | $181 median | - |
| Price position | 75th pctile | +9% vs median | - |
| Edge-O-Lake Estates vs Nashville 37217 area | - | -13% | - |
This listing beside the active Edge-O-Lake Estates market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.
Among the 10 active homes in Edge-O-Lake Estates, this home at $197/sq ft falls in the 75th percentile on price per square foot.
Edge-O-Lake Estates trades about 13% below Nashville 37217 area on a price-per-square-foot basis.
Taken together, this home reads toward the higher end per square foot for Edge-O-Lake Estates.
Computed by Grant Hammond from 10 Edge-O-Lake Estates comparables (RealTracs via IDX), as of September 9, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (RealTracs via IDX).
| Active listings | 10 in Edge-O-Lake Estates |
|---|---|
| Recent absorption | about 2.6 sales / mo |
| Months of inventory | 3.8 months, a balanced market |
Supply-side and recent-sale context for Edge-O-Lake Estates. Sale figures are trailing 6/12/24-month medians of recorded Edge-O-Lake Estates closings. Source RealTracs via IDX, as of September 8, 2026.
486 Rural Hill Rd sits in Edge-O-Lake Estates, Nashville, Davidson County.
In Edge-O-Lake Estates, homes there are priced around $181 per square foot; inventory is running at about 3.8 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.
Approximately 10 miles from downtown Nashville (straight-line distance).
486 Rural Hill Rd is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 486 Rural Hill Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 486 Rural Hill Rd, by price and size.
Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
The Nashville housing market 2026 is expected to remain selective and rate sensitive as mortgage rates hover near 6% and inventory grows due to longer selling timelines. Labor stability reduces the risk of broad price declines, but affordability constraints increase negotiation pressure in middle-tier segments. Divergence between Davidson, Williamson, and surrounding counties is likely to expand. Market direction will depend largely on mortgage rate movement and contract-to-listing ratios.
The 2023 Nashville real estate market saw rising inventory, rate-driven buyer pullback, and price stabilization across Davidson and Williamson Counties.
Nashville area luxury home sales analysis covering transaction volume, median prices, and absorption rates for properties above $1 million across Davidson and Williamson Counties.
Nashville real estate data and housing market analysis for October 2010. Track Nashville home prices, closings and inventory trends relative to the entire Nashville real estate market.
As of the latest update (August 10, 2026), 486 Rural Hill Rd, Nashville is conditional, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
486 Rural Hill Rd, Nashville is listed at $329,900, about $197 per square foot across 1,675 square feet.
3 bedrooms and 2 bathrooms.
About $197 per square foot ($329,900 across 1,675 sqft).
486 Rural Hill Rd, Nashville was built in 1966.
No garage is reported in the listing.
No HOA dues are reported for this home.
486 Rural Hill Rd, Nashville is in the Edge-O-Lake Estates subdivision of Nashville.
About $2,202 a month with 20% down on a 30-year fixed at 6.89%, principal and interest $1,736, estimated property tax $191, insurance $275. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
486 Rural Hill Rd, Nashville is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 486 Rural Hill Rd, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $197 per square foot, 486 Rural Hill Rd, Nashville ranks in the 75th percentile of active Edge-O-Lake Estates listings by price per square foot, roughly 9% above the Edge-O-Lake Estates median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Edge-O-Lake Estates market is currently balanced, at about 3.8 months of inventory, per RealTracs as of September 8, 2026.
Thinking of selling in Edge-O-Lake Estates?
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