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304 Scruggs Ave, Franklin, TN 37064

304 Scruggs Ave, Franklin, TN 37064, Active at $519,900 ($507/sq ft). 3 bd · 1 ba · 1,026 sqft · $507/sqft · 0.21 ac.

Active · $519,900

3 beds1 bath1,026 sq ft$507 /sq ft0.21 acres

MLS #3301873 · listed February 11, 2026 · 201 days on market · updated July 21, 2026

3-bed, 1-bath home at 304 Scruggs Ave in Rolling Meadows, Franklin, 1,026 sqft, $519,900 ($507/sqft), by Benchmark Realty, LLC.

The quick read

304 Scruggs Ave is a 3-bedroom, 1-bath home in Franklin, TN 37064, offered at $519,900, about $507/sq ft across 1,026 sq ft.

At $507/sq ft, this home is about 30% above the Franklin 37064 median list price per square foot of $391.

Market read: the Franklin 37064 homes market is balanced, at about 4.4 months of inventory.

All-in, about $3,216/mo at 20% down (6.81% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $502/mo, roughly 16% of the all-in monthly payment.

At the current 6.81% 30-year rate, principal and interest on this home runs about $2,714/mo; at the 6.56% rate of about three months ago it would be roughly $2,645/mo, so monthly P&I is about $69 higher now.

School zone: assigned to Franklin Elementary, Freedom Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 304 Scruggs Ave (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of July 21, 2026. RealTracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 304 Scruggs Ave

Adorable cottage-Fully renovated, minutes from downtown Franklin. One level living featuring 3 Bedrooms/1 Bath, all new flooring, paint, new kitchen & bath, newer roof. 2 car detached garage with extra storage. Fully fenced back yard on large level lot. Super convenient to shopping and restaurants. FSSD top rated schools. Great investment opportunity or use as a personal residence. Currently used as an STR- Vacation home permitted for 113 days. Seller is willing to include all furnishings with home! Don't miss this one!

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

2-car garageBuilt 1965

Full property details

Complete reported fields for 304 Scruggs Ave (reference).

MLS #3301873
StatusActive
Price$519,900
Price / sqft$507
Bedrooms3
Bathrooms1
Living area1,026 sqft
Lot size0.21 acres
Year built1965
All 28 property fields
Garage spaces2
Stories1
HeatingCentral
CoolingYes
BasementNone
ConstructionBrick, Fiber Cement
ParkingDetached
Annual taxes$1,621
AppliancesBuilt-In Electric Range, Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Interior featuresHigh Speed Internet
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeYes
SubdivisionRolling Meadows
CountyWilliamson
ListedFebruary 11, 2026
Days on market201
UpdatedJuly 21, 2026

Listing activity

DateEventPriceChange
Last recorded sale$74,900
Listed$519,900
  • Listed at $519,900, about 594% above the last recorded sale ($74,900, September 29, 1997).
  • County assessment: $229,000 total appraised value (land $110,000 + improvements $119,000).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 304 Scruggs Ave at $519,900: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$519,900
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 304 Scruggs Ave, Franklin

Estimated total monthly payment for 304 Scruggs Ave is about $3,216/mo, 20% down on a 30-year fixed at 6.81% (a conforming loan), including principal & interest $2,714, estimated property tax $173, homeowners insurance $329. Estimate only; not a loan offer.

Principal & interest$2,714/mo
Property tax (est.)$173/mo
Homeowners insurance (est.)$329/mo
Estimated total$3,216/mo
7.25%6.13%6.81%January 14, 2025August 28, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.81% (Mortgage News Daily, as of August 28, 2026).

Assumes 20% down, 30-year fixed at 6.81% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.81%$2,443/mo$2,945/mo-$271/mo
6.31%$2,577/mo$3,079/mo-$137/mo
6.81%$2,714/mo$3,216/mocurrent
7.31%$2,854/mo$3,356/mo+$140/mo
7.81%$2,997/mo$3,499/mo+$283/mo

Principal & interest on a 30-year fixed at 20% down ($415,920 loan), with property tax, insurance held constant at $502/mo. Current 30-year fixed 6.81% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.

Buy versus rent, 304 Scruggs Ave

Owning 304 Scruggs Ave runs about $3,216/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $229,000 trails the $519,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $914 now to roughly $2,074 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 304 Scruggs Ave compares in Franklin 37064

MetricThis homeFranklin 37064 activeRecently sold
Price / sq ft$507$391 median-
Price position73rd pctile+30% vs median-

This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.

How this home compares in Franklin 37064

Among the active homes in Franklin 37064, this home at $507/sq ft falls in the 73rd percentile on price per square foot.

Computed by Grant Hammond from the active Franklin 37064 comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).

Competition & market pace

Active listings435 in Franklin 37064 homes
Recent absorptionabout 98.9 sales / mo
Months of inventory4.4 months, a balanced market

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of August 29, 2026.

Location & neighborhood

304 Scruggs Ave sits in Rolling Meadows, Franklin, Williamson County.

Franklin 37064 market snapshot

In Franklin 37064, homes there are priced around $391 per square foot; inventory in Franklin 37064 homes is running at about 4.4 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.

Approximately 19 miles from downtown Nashville (straight-line distance).

Assigned schools

304 Scruggs Ave is zoned for Franklin Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Elementary
Franklin Elementary
Middle
Freedom Middle School

Ask Grant about 304 Scruggs Ave

Get the full details, recent comparable sales, and any off-market options for 304 Scruggs Ave - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

Comparable active listings near 304 Scruggs Ave, by price and size.

Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Popular searches in Franklin

Frequently asked questions about 304 Scruggs Ave

Is 304 Scruggs Ave, Franklin still for sale?

As of the latest update (July 21, 2026), 304 Scruggs Ave, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 304 Scruggs Ave, Franklin cost?

304 Scruggs Ave, Franklin is listed at $519,900, about $507 per square foot across 1,026 square feet.

How many bedrooms and bathrooms does 304 Scruggs Ave, Franklin have?

3 bedrooms and 1 bathroom.

What is the price per square foot?

About $507 per square foot ($519,900 across 1,026 sqft).

When was 304 Scruggs Ave, Franklin built?

304 Scruggs Ave, Franklin was built in 1965.

Does 304 Scruggs Ave, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 304 Scruggs Ave, Franklin in?

304 Scruggs Ave, Franklin is in the Rolling Meadows subdivision of Franklin.

What is the estimated monthly payment for 304 Scruggs Ave, Franklin?

About $3,216 a month with 20% down on a 30-year fixed at 6.81%, principal and interest $2,714, estimated property tax $173, insurance $329. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 304 Scruggs Ave, Franklin zoned for?

304 Scruggs Ave, Franklin is zoned for Franklin Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 304 Scruggs Ave, Franklin a short-term-rental property?

No, 304 Scruggs Ave, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 304 Scruggs Ave, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 304 Scruggs Ave, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 304 Scruggs Ave, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 304 Scruggs Ave, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 304 Scruggs Ave, Franklin priced compared to the market?

At about $507 per square foot, 304 Scruggs Ave, Franklin ranks in the 73rd percentile of active Franklin 37064 listings by price per square foot, roughly 30% above the Franklin 37064 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 4.4 months of inventory, per RealTracs as of 2026-08-29.

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