4011 Mossy Rock Ln, Franklin, TN 37064
4011 Mossy Rock Ln, Franklin, TN 37064, Pending at $890,000 ($310/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 2,869 sqft · $310/sqft · 0.25 ac.
4011 Mossy Rock Ln, Franklin, TN 37064, Pending at $890,000 ($310/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 2,869 sqft · $310/sqft · 0.25 ac.
Pending · $890,000
MLS #3305051 · listed July 23, 2026 · 39 days on market · updated July 29, 2026
4-bed, 3.5-bath home at 4011 Mossy Rock Ln in Stream Valley Sec7, Franklin, 2,869 sqft, $890,000 ($310/sqft), by Benchmark Realty, LLC.
Status: this home is currently under contract, per RealTracs as of July 29, 2026.
4011 Mossy Rock Ln is a 4-bedroom, 3.5-bath home in Franklin, TN 37064, offered at $890,000, about $310/sq ft across 2,869 sq ft.
At $310/sq ft, this home is priced in line with the Stream Valley list-price median of $311/sq ft.
Market read: the Franklin 37064 homes market is balanced, at about 4.4 months of inventory.
All-in, about $5,479/mo at 20% down (6.81% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $833/mo, roughly 15% of the all-in monthly payment.
At the current 6.81% 30-year rate, principal and interest on this home runs about $4,646/mo; at the 6.56% rate of about three months ago it would be roughly $4,528/mo, so monthly P&I is about $118 higher now.
School zone: assigned to Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4011 Mossy Rock Ln (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 29, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Nestled on a quiet street in the highly desirable Stream Valley community, this wonderful home enjoys peaceful views of green space while offering an exceptional location just minutes from everything Franklin has to offer ~ Conveniently located only five minutes from Berry Farms ~ with Publix, shopping, restaurants and everyday conveniences and offering easy access to I-65 and I-840, you're also just minutes from downtown Franklin ~ Designed for both comfortable living and effortless entertaining, this 4-bedroom, 3.5 bath home offers 2869 sq. ft. of thoughtfully designed living space ~ The dedicated home office features elegant French doors and custom built-in bookshelves, creating the perfect work-from-home retreat ~ Throughout the home, custom Plantation shutters add timeless style and charm ~ The spacious interior has been refreshed with fresh paint and brand-new carpet just installed, making it truly move-in ready ~ The kitchen refrigerator remains with the home, adding everyday convenience ~ Step outside to your private backyard oasis, where a stunning in-ground pool, added in 2023, creates the perfect setting for relaxing summer days and entertaining family and friends ~ Combining an unbeatable location, quality updates, and exceptional outdoor living, this Stream Valley gem is one you won't want to miss ~ Buyer and buyer's agent to confirm pertinent information.
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 4011 Mossy Rock Ln (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Last recorded sale | $365,055 | — | |
| Listed | $890,000 | — |
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 4011 Mossy Rock Ln at $890,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $890,000 |
|---|---|
| HOA dues | $90 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 4011 Mossy Rock Ln is about $5,479/mo, 20% down on a 30-year fixed at 6.81% (a conforming loan), including principal & interest $4,646, estimated property tax $296, homeowners insurance $447, and HOA dues $90. Estimate only; not a loan offer.
| Principal & interest | $4,646/mo |
|---|---|
| Property tax (est.) | $296/mo |
| Homeowners insurance (est.) | $447/mo |
| HOA dues | $90/mo |
| Estimated total | $5,479/mo |
Assumes 20% down, 30-year fixed at 6.81% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.81% | $4,182/mo | $5,015/mo | -$464/mo |
| 6.31% | $4,412/mo | $5,245/mo | -$234/mo |
| 6.81% | $4,646/mo | $5,479/mo | current |
| 7.31% | $4,886/mo | $5,719/mo | +$240/mo |
| 7.81% | $5,130/mo | $5,963/mo | +$484/mo |
Principal & interest on a 30-year fixed at 20% down ($712,000 loan), with property tax, insurance, and HOA held constant at $833/mo. Current 30-year fixed 6.81% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.
Owning 4011 Mossy Rock Ln runs about $5,479/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $536,800 trails the $890,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,142 now to roughly $3,551 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Stream Valley active | Recently sold |
|---|---|---|---|
| Price / sq ft | $310 | $311 median | - |
| Price position | 47th pctile | 0% vs median | - |
| Stream Valley vs Franklin 37064 area | - | -20% | - |
This listing beside the active Stream Valley market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.
Among the 13 active homes in Stream Valley, this home at $310/sq ft falls in the 47th percentile on price per square foot.
Stream Valley trades about 20% below Franklin 37064 area on a price-per-square-foot basis.
Taken together, this home reads in line with Stream Valley on a per-square-foot basis.
Computed by Grant Hammond from 13 Stream Valley comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).
| Active listings | 435 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 98.9 sales / mo |
| Months of inventory | 4.4 months, a balanced market |
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of August 29, 2026.
4011 Mossy Rock Ln sits in Stream Valley Sec7, Franklin, Williamson County.
In Stream Valley, homes there are priced around $311 per square foot; inventory in Franklin 37064 homes is running at about 4.4 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.
Approximately 22 miles from downtown Nashville (straight-line distance).
4011 Mossy Rock Ln is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4011 Mossy Rock Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 4011 Mossy Rock Ln, by price and size.
Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
As of the latest update (July 29, 2026), 4011 Mossy Rock Ln, Franklin is pending, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
4011 Mossy Rock Ln, Franklin is listed at $890,000, about $310 per square foot across 2,869 square feet.
4 bedrooms and 3.5 bathrooms (3 full, 1 half).
About $310 per square foot ($890,000 across 2,869 sqft).
4011 Mossy Rock Ln, Franklin was built in 2015.
Yes, 2 garage spaces, per the listing.
HOA dues are $90 per month, as listed.
4011 Mossy Rock Ln, Franklin is in the Stream Valley Sec7 subdivision of Franklin.
About $5,479 a month with 20% down on a 30-year fixed at 6.81%, principal and interest $4,646, estimated property tax $296, insurance $447, and HOA $90. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4011 Mossy Rock Ln, Franklin is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 4011 Mossy Rock Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $310 per square foot, 4011 Mossy Rock Ln, Franklin ranks in the 47th percentile of active Stream Valley listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 4.4 months of inventory, per RealTracs as of 2026-08-29.
Thinking of selling in Stream Valley Sec7?
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