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1031 Oglethorpe Dr, Franklin, TN 37064

1031 Oglethorpe Dr, Franklin, TN 37064, Conditional at $529,900 ($341/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,556 sqft · $341/sqft · 0.05 ac.

Conditional · $529,900

3 beds2.5 baths1,556 sq ft$341 /sq ft0.05 acres

MLS #3305541 · listed July 21, 2026 · 49 days on market · updated August 24, 2026

3-bed, 2.5-bath condo at 1031 Oglethorpe Dr in Stream Valley Sec17, Franklin, 1,556 sqft, $529,900 ($341/sqft), by Benchmark Realty, LLC.

The quick read

1031 Oglethorpe Dr is a 3-bedroom, 2.5-bath condo in Franklin, TN 37064, offered at $529,900, about $341/sq ft across 1,556 sq ft.

At $341/sq ft, this condo is about 10% above the Stream Valley median list price per square foot of $310.

Market read: the Franklin 37064 condos market is balanced, at about 4.7 months of inventory.

All-in, about $3,545/mo at 20% down (6.89% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $756/mo, roughly 21% of the all-in monthly payment.

At the current 6.89% 30-year rate, principal and interest on this condo runs about $2,789/mo; at the 6.66% rate of about three months ago it would be roughly $2,724/mo, so monthly P&I is about $65 higher now.

Next step: ask Grant Hammond anything about 1031 Oglethorpe Dr (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 24, 2026. RealTracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 1031 Oglethorpe Dr

Welcome home to this BEAUTIFULLY maintained GORGEOUS townhome featuring a large rocking-chair front porch complete with a gate to keep little ones, furry or otherwise, safely contained! Inside you will find an open-concept main living area designed for effortless entertaining. The spacious kitchen boasts stainless appliances, a gas range and a large island that serves as the heart of this home. Upstairs, you will find 3 bedrooms. The primary bedroom has a large walk-in closet, an ensuite bathroom with a separate shower, a garden tub and a large vanity with 2 sinks! Upstairs you will also find two additional bedrooms, another full hall bathroom and a laundry closet complete with a washer and dryer which will remain with the home! All of this fabulousness is located in the sought-after Stream Valley community located only 1-2 miles from a large variety of shopping, I-65, great dining options (both fast and slow), hotels, salons, physicians, etc. and it's only 3 miles to Historic Downtown Franklin!! Honestly, there is so much more...like a wonderful community pool/playground, roundabouts, mature trees, sidewalks, AND in Stream Valley you will find the peaceful feeling of being in the country while being only minutes from most everything you could ever need!!

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

2-car garageBuilt 2020Pool

Full property details

Complete reported fields for 1031 Oglethorpe Dr (reference).

MLS #3305541
StatusConditional
Price$529,900
Price / sqft$341
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,556 sqft
Lot size0.05 acres
Year built2020
All 28 property fields
Garage spaces2
Stories2
HeatingCentral
CoolingYes
BasementNone
ConstructionBrick
ParkingAlley Access
Annual taxes$2,004
AppliancesBuilt-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, Gas Range, Microwave
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available, Underground Utilities
Garage typeYes
HOA dues$250 / mo
SubdivisionStream Valley Sec17
CountyWilliamson
ListedJuly 21, 2026
Days on market49
UpdatedAugust 24, 2026

Listing activity

DateEventPriceChange
Last recorded sale$347,175
Listed$529,900
  • Listed at $529,900, about 53% above the last recorded sale ($347,175, September 25, 2020).
  • County assessment: $334,500 total appraised value (land $60,000 + improvements $274,500).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 1031 Oglethorpe Dr at $529,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$529,900
HOA dues$250 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 1031 Oglethorpe Dr, Franklin

Estimated total monthly payment for 1031 Oglethorpe Dr is about $3,545/mo, 20% down on a 30-year fixed at 6.89% (a conforming loan), including principal & interest $2,789, estimated property tax $173, homeowners insurance $333, and HOA dues $250. Estimate only; not a loan offer.

Principal & interest$2,789/mo
Property tax (est.)$173/mo
Homeowners insurance (est.)$333/mo
HOA dues$250/mo
Estimated total$3,545/mo
7.25%6.13%6.89%January 14, 2025September 4, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.89% (Mortgage News Daily, as of September 4, 2026).

Assumes 20% down, 30-year fixed at 6.89% (Mortgage News Daily, as of September 4, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.89%$2,512/mo$3,268/mo-$277/mo
6.39%$2,649/mo$3,405/mo-$140/mo
6.89%$2,789/mo$3,545/mocurrent
7.39%$2,932/mo$3,688/mo+$143/mo
7.89%$3,078/mo$3,834/mo+$289/mo

Principal & interest on a 30-year fixed at 20% down ($423,920 loan), with property tax, insurance, and HOA held constant at $756/mo. Current 30-year fixed 6.89% (Mortgage News Daily, as of September 4, 2026). Estimate only; not a loan offer.

Buy versus rent, 1031 Oglethorpe Dr

Owning 1031 Oglethorpe Dr runs about $3,545/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$250 / mo (about 7% of the estimated total payment)
HOA per year$3,000
HOA over 5 years$15,000 (at current dues)
Effective carrying cost$2.278 / sq ft / mo (estimated total over 1,556 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

Property-tax outlook

The Williamson County appraised value of $334,500 trails the $529,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,310 now to roughly $2,075 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this condo is priced in its building

How 1031 Oglethorpe Dr compares in Stream Valley

MetricThis condoStream Valley activeRecently sold
Price / sq ft$341$310 median-
Price position90th pctile+10% vs median-
Stream Valley vs Franklin 37064 area--22%-

This listing beside the active Stream Valley market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.

How this condo compares in Stream Valley

Among the 13 active condos in Stream Valley, this condo at $341/sq ft falls in the 90th percentile on price per square foot.

Stream Valley trades about 22% below Franklin 37064 area on a price-per-square-foot basis.

Taken together, this condo reads toward the higher end per square foot for Stream Valley.

Computed by Grant Hammond from 13 Stream Valley comparables (RealTracs via IDX), as of September 7, 2026, refreshed weekly.

Competition & market pace

Active listings115 in Franklin 37064 condos
Recent absorptionabout 24.5 sales / mo
Months of inventory4.7 months, a balanced market

Supply-side and recent-sale context for Franklin 37064 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 condos closings. Source RealTracs via IDX, as of September 6, 2026.

Location & neighborhood

1031 Oglethorpe Dr sits in Stream Valley Sec17, Franklin, Williamson County.

Stream Valley market snapshot

In Stream Valley, homes there are priced around $310 per square foot; inventory in Franklin 37064 condos is running at about 4.7 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.

Approximately 22 miles from downtown Nashville (straight-line distance).

Assigned schools

1031 Oglethorpe Dr is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 1031 Oglethorpe Dr

Get the full details, recent comparable sales, and any off-market options for 1031 Oglethorpe Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

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Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Frequently asked questions about 1031 Oglethorpe Dr

Is 1031 Oglethorpe Dr, Franklin still for sale?

As of the latest update (August 24, 2026), 1031 Oglethorpe Dr, Franklin is conditional, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 1031 Oglethorpe Dr, Franklin cost?

1031 Oglethorpe Dr, Franklin is listed at $529,900, about $341 per square foot across 1,556 square feet.

How many bedrooms and bathrooms does 1031 Oglethorpe Dr, Franklin have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $341 per square foot ($529,900 across 1,556 sqft).

When was 1031 Oglethorpe Dr, Franklin built?

1031 Oglethorpe Dr, Franklin was built in 2020.

Does 1031 Oglethorpe Dr, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $250 per month, as listed.

What subdivision is 1031 Oglethorpe Dr, Franklin in?

1031 Oglethorpe Dr, Franklin is in the Stream Valley Sec17 subdivision of Franklin.

What is the estimated monthly payment for 1031 Oglethorpe Dr, Franklin?

About $3,545 a month with 20% down on a 30-year fixed at 6.89%, principal and interest $2,789, estimated property tax $173, insurance $333, and HOA $250. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 1031 Oglethorpe Dr, Franklin zoned for?

1031 Oglethorpe Dr, Franklin is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

What do the HOA dues cover at 1031 Oglethorpe Dr, Franklin?

HOA dues are $250 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 1031 Oglethorpe Dr, Franklin priced versus the building?

At $341 per square foot, 1031 Oglethorpe Dr, Franklin is in the 90th percentile of active listings in the Stream Valley, about 10% above the $310 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 1031 Oglethorpe Dr, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 1031 Oglethorpe Dr, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 1031 Oglethorpe Dr, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 1031 Oglethorpe Dr, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 1031 Oglethorpe Dr, Franklin priced compared to the market?

At about $341 per square foot, 1031 Oglethorpe Dr, Franklin ranks in the 90th percentile of active Stream Valley listings by price per square foot, roughly 10% above the Stream Valley median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 condos market favoring buyers or sellers?

The Franklin 37064 condos market is currently balanced, at about 4.7 months of inventory, per RealTracs as of September 6, 2026.

Thinking of selling in Stream Valley Sec17?

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