4004 Cumberland Ave, Old Hickory, TN 37138
4004 Cumberland Ave, Old Hickory, TN 37138, Active at $350,000 ($246/sq ft). 3 bd · 2 ba · 1,424 sqft · $246/sqft · 0.25 ac.
4004 Cumberland Ave, Old Hickory, TN 37138, Active at $350,000 ($246/sq ft). 3 bd · 2 ba · 1,424 sqft · $246/sqft · 0.25 ac.
Active · $350,000
MLS #3514217 · listed August 11, 2026 · 59 days on market · updated October 2, 2026
3-bed, 2-bath home at 4004 Cumberland Ave in Hadley Bend City, Old Hickory, 1,424 sqft, $350,000 ($246/sqft), by Compass.
4004 Cumberland Ave is a 3-bedroom, 2-bath home in Old Hickory, TN 37138, offered at $350,000, about $246/sq ft across 1,424 sq ft.
At $246/sq ft, this home is priced in line with the Hadley Bend City list-price median of $249/sq ft.
Market read: the Hadley Bend City market is balanced, at about 4 months of inventory.
All-in, about $2,429/mo at 20% down (7.50% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $471/mo, roughly 19% of the all-in monthly payment.
At the current 7.50% 30-year rate, principal and interest on this home runs about $1,958/mo; at the 6.64% rate of about three months ago it would be roughly $1,796/mo, so monthly P&I is about $162 higher now.
School zone: assigned to Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4004 Cumberland Ave (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 2, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Old Hickory.
HUGE PRICE ADJUSTMENT! Come and see this newly updated and freshly painted ranch style home! With an oversized family living space, new kitchen cabinets and appliances adjacent to the laundry/pantry area -- all ready for you to move in! This home's expanded living area adds additional square footage ready for your personal touch. A double lot with mature trees, a privacy fence and play area are waiting for new occupants, so come see the updates. Could this be the house for you? (indoor photos are virtually staged)
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 4004 Cumberland Ave (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $350,000 | -$20,000 (-5.4%) | |
| Back on market | |||
| Price change | $370,000 | -$28,500 (-7.2%) | |
| Under contract | |||
| Price change | $398,500 | +$9,000 (+2.3%) | |
| Listed | $389,500 | ||
| Deed recorded | $115,000 | ||
| Deed recorded | $110,000 | ||
| Deed recorded | $30,000 | ||
| Deed recorded | $21,000 | ||
| Deed recorded | $15,000 |
Listed August 11, 2026, this listing has been on the market 59 days as of October 9, 2026. The price has been reduced 3 times, from $389,500 to $350,000 (-10.1%), most recently on October 2, 2026. It returned to active status on September 18, 2026. It has been under contract since September 12, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 4004 Cumberland Ave at $350,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $350,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 4004 Cumberland Ave is about $2,429/mo, 20% down on a 30-year fixed at 7.50% (a conforming loan), including principal & interest $1,958, estimated property tax $203, homeowners insurance $268. Estimate only; not a loan offer.
| Principal & interest | $1,958/mo |
|---|---|
| Property tax (est.) | $203/mo |
| Homeowners insurance (est.) | $268/mo |
| Estimated total | $2,429/mo |
Assumes 20% down, 30-year fixed at 7.50% (Mortgage News Daily, as of October 8, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.50% | $1,770/mo | $2,241/mo | -$188/mo |
| 7.00% | $1,863/mo | $2,334/mo | -$95/mo |
| 7.50% | $1,958/mo | $2,429/mo | current |
| 8.00% | $2,055/mo | $2,526/mo | +$97/mo |
| 8.50% | $2,153/mo | $2,624/mo | +$195/mo |
Principal & interest on a 30-year fixed at 20% down ($280,000 loan), with property tax, insurance held constant at $471/mo. Current 30-year fixed 7.50% (Mortgage News Daily, as of October 8, 2026). Estimate only; not a loan offer.
Owning 4004 Cumberland Ave runs about $2,429/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $312,300 trails the $350,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,172 now to roughly $2,434 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Old Hickory 37138 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $246 | $234 median | - |
| Price position | 56th pctile | +5% vs median | - |
This listing beside the active Old Hickory 37138 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.
Among the 162 active homes in Old Hickory 37138, this home at $246/sq ft falls in the 56th percentile on price per square foot.
Computed by Grant Hammond from 162 Old Hickory 37138 comparables (Realtracs via IDX), as of October 9, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 8 in Hadley Bend City |
|---|---|
| Recent absorption | about 2 sales / mo |
| Months of inventory | 4 months, a balanced market |
Supply-side and recent-sale context for Hadley Bend City. Sale figures are trailing 6/12/24-month medians of recorded Hadley Bend City closings. Source Realtracs via IDX, as of September 30, 2026.
4004 Cumberland Ave sits in Hadley Bend City, Old Hickory, Davidson County.
In Hadley Bend City, homes there are priced around $249 per square foot; inventory is running at about 4 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 3, 2026.
Approximately 9.6 miles from downtown Nashville (straight-line distance).
4004 Cumberland Ave is zoned for Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4004 Cumberland Ave - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 4004 Cumberland Ave, by price and size.
Listed by Kathy Comp, Compass. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
August 2026 Nashville housing market: inventory up 10% to 14,294 homes, supply at 5.59 months, average price up 3% to $637,141. What it means for buyers.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (October 2, 2026), 4004 Cumberland Ave, Old Hickory is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
4004 Cumberland Ave was listed on August 11, 2026 and has been on the market 59 days as of October 9, 2026, per Realtracs.
Yes. It was first listed at $389,500. The price has been changed 3 times, most recently to $350,000 on October 2, 2026, a total change of -10.1%.
4004 Cumberland Ave, Old Hickory is listed at $350,000, about $246 per square foot across 1,424 square feet.
3 bedrooms and 2 bathrooms.
About $246 per square foot ($350,000 across 1,424 sqft).
4004 Cumberland Ave, Old Hickory was built in 2007.
No garage is reported in the listing.
No HOA dues are reported for this home.
4004 Cumberland Ave, Old Hickory is in the Hadley Bend City subdivision of Old Hickory.
About $2,429 a month with 20% down on a 30-year fixed at 7.50%, principal and interest $1,958, estimated property tax $203, insurance $268. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4004 Cumberland Ave, Old Hickory is zoned for Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 4004 Cumberland Ave, Old Hickory is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $246 per square foot, 4004 Cumberland Ave, Old Hickory ranks in the 38th percentile of active Hadley Bend City listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Hadley Bend City market is currently balanced, at about 4 months of inventory, per Realtracs as of September 30, 2026.
Thinking of selling in Hadley Bend City?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.