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1220 Meridian St, Nashville, TN 37207

1220 Meridian St, Nashville, TN 37207, Conditional at $515,000 ($386/sq ft). 3 bd · 3 ba · 1,334 sqft · $386/sqft · 0.19 ac.

Conditional · $515,000

3 beds3 baths1,334 sq ft$386 /sq ft0.19 acres

MLS #3516316 · listed August 19, 2026 · 45 days on market · updated October 3, 2026

3-bed, 3-bath home at 1220 Meridian St in Cleveland Park, Nashville, 1,334 sqft, $515,000 ($386/sqft), by eXp Realty.

The quick read

1220 Meridian St is a 3-bedroom, 3-bath home in Nashville, TN 37207, offered at $515,000, about $386/sq ft across 1,334 sq ft.

At $386/sq ft, this home is about 12% above the Cleveland Park median list price per square foot of $345.

Market read: the Cleveland Park market is seller-favored, at about 2.4 months of inventory.

All-in, about $3,463/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $630/mo, roughly 18% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this home runs about $2,833/mo; at the 6.63% rate of about three months ago it would be roughly $2,639/mo, so monthly P&I is about $194 higher now.

School zone: assigned to Shwab Elementary, Jere Baxter Middle, Maplewood Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 1220 Meridian St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 3, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 1220 Meridian St

This Cleveland Park home blends the character buyers love with the updates they hope to find in East Nashville. A rare find at this price point, the home offers three bedrooms and three full baths, including two ensuite bedrooms. From the covered front porch and porch swing to the hardwood floors, custom shutters, and three decorative brick fireplaces, the home has a warm, established feel from the moment you arrive. Renovated in 2018 with updates including electrical, plumbing, windows, exterior siding, HVAC, tankless high-capacity water heater, and roof, the home offers added peace of mind while keeping its original charm intact. The kitchen is designed for everyday use with generous countertop space, stainless appliances, a deep refrigerator, and a 36-inch gas stove. The primary suite offers a private retreat with an ensuite bath and dual-head walk-in shower, while a second bedroom also features its own ensuite bath?adding flexibility for guests, roommates, or a home office setup. The covered front porch gives you a place to slow down, unwind, and enjoy the neighborhood. Out back, the spacious yard offers plenty of potential for the next owner to make it their own. A front driveway currently provides convenient off-street parking, while alley access creates flexibility for future additional parking or DADU plans. The location brings the East Nashville lifestyle to your doorstep. Within a half mile, you can walk to Xiao Bao, Folk, Momento Coffee, Wilburn Street Tavern, and Redheaded Stranger. McFerrin Park and Cleveland Park are both about 0.8 miles away, with Shelby Park, Publix, Five Points, downtown Nashville, and the Nashville airport all within easy reach. Ask about special financing options for this property, including 100% financing with no PMI that may also be paired with up to $10,000 in additional down payment assistance for qualifying borrowers through select lenders.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 1935

Full property details

Complete reported fields for 1220 Meridian St (reference).

MLS #3516316
StatusConditional
Price$515,000
Price / sqft$386
Bedrooms3
Bathrooms3
Living area1,334 sqft
Lot size0.19 acres
Year built1935
All 25 property fields
Stories1
HeatingCentral
CoolingYes
BasementCrawl Space
Annual taxes$3,601
AppliancesDishwasher, Disposal, Gas Range, Microwave, OVEN, Refrigerator, Stainless Steel Appliance(s), Water Heater
Interior featuresCeiling Fan(s), Smart Thermostat
Architectural styleTraditional
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
SubdivisionCleveland Park
CountyDavidson
ListedAugust 19, 2026
Days on market45
UpdatedOctober 3, 2026

Listing activity

DateEventPriceChange
Under contract
Price change$515,000-$20,000 (-3.7%)
Listed$535,000
Deed recorded$377,600
Deed recorded$182,500
Quitclaim deed$0
Quitclaim deed$0
Deed recorded$39,900

Listed August 19, 2026, this listing was on the market 45 days before it went under contract. The price has been reduced once, from $535,000 to $515,000 (-3.7%), most recently on September 24, 2026. It has been under contract since October 3, 2026.

  • Listed at $515,000, about 36% above the last recorded sale ($377,600, June 17, 2022).
  • County assessment: $511,900 total appraised value (land $350,000 + improvements $161,900).
  • Land accounts for about 68% of the county appraised value, a land-weighted parcel (renovation or rebuild potential; verify zoning and utilities before relying on it).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 1220 Meridian St at $515,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$515,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 1220 Meridian St, Nashville

Estimated total monthly payment for 1220 Meridian St is about $3,463/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $2,833, estimated property tax $302, homeowners insurance $328. Estimate only; not a loan offer.

Principal & interest$2,833/mo
Property tax (est.)$302/mo
Homeowners insurance (est.)$328/mo
Estimated total$3,463/mo

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 15, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$2,558/mo$3,188/mo-$275/mo
6.83%$2,694/mo$3,324/mo-$139/mo
7.33%$2,833/mo$3,463/mocurrent
7.83%$2,974/mo$3,604/mo+$141/mo
8.33%$3,118/mo$3,748/mo+$285/mo

Principal & interest on a 30-year fixed at 20% down ($412,000 loan), with property tax, insurance held constant at $630/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 15, 2026). Estimate only; not a loan offer.

Buy versus rent, 1220 Meridian St

Owning 1220 Meridian St runs about $3,463/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 1220 Meridian St compares in Cleveland Park

MetricThis homeCleveland Park activeRecently sold
Price / sq ft$386$386 median-
Price position50th pctile0% vs median-
Cleveland Park vs Nashville 37207 area-+36%-

This listing beside the active Cleveland Park market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 16, 2026.

How this home compares in Cleveland Park

Among the 9 active homes in Cleveland Park, this home at $386/sq ft falls in the 50th percentile on price per square foot.

Cleveland Park trades about 36% above Nashville 37207 area on a price-per-square-foot basis.

Taken together, this home reads in line with Cleveland Park on a per-square-foot basis.

Computed by Grant Hammond from 9 Cleveland Park comparables (Realtracs via IDX), as of October 16, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings8 in Cleveland Park
Recent absorptionabout 3.3 sales / mo
Months of inventory2.4 months, a seller-favored market (tight supply)

Supply-side and recent-sale context for Cleveland Park. Sale figures are trailing 6/12/24-month medians of recorded Cleveland Park closings. Source Realtracs via IDX, as of September 28, 2026.

Location & neighborhood

1220 Meridian St sits in Cleveland Park, Nashville, Davidson County.

Cleveland Park market snapshot

In Cleveland Park, homes there are priced around $345 per square foot; inventory is running at about 2.4 months, a seller-favored market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 4, 2026.

Approximately 2.3 miles from downtown Nashville (straight-line distance).

Assigned schools

1220 Meridian St is zoned for Shwab Elementary, Jere Baxter Middle, Maplewood Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
Maplewood Comp High School

Ask Grant about 1220 Meridian St

Get the full details, recent comparable sales, and any off-market options for 1220 Meridian St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 1220 Meridian St, by price and size.

Listed by Chelsey Bibb Norman, eXp Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 1220 Meridian St

Is 1220 Meridian St, Nashville still for sale?

As of the latest update (October 3, 2026), 1220 Meridian St, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 1220 Meridian St been on the market?

1220 Meridian St was listed on August 19, 2026 and went under contract on October 3, 2026, after 45 days on the market, per Realtracs.

Has the price of 1220 Meridian St changed?

Yes. It was first listed at $535,000. The price has been reduced once, most recently to $515,000 on September 24, 2026, a total change of -3.7%.

How much does 1220 Meridian St, Nashville cost?

1220 Meridian St, Nashville is listed at $515,000, about $386 per square foot across 1,334 square feet.

How many bedrooms and bathrooms does 1220 Meridian St, Nashville have?

3 bedrooms and 3 bathrooms.

What is the price per square foot?

About $386 per square foot ($515,000 across 1,334 sqft).

When was 1220 Meridian St, Nashville built?

1220 Meridian St, Nashville was built in 1935.

Does 1220 Meridian St, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 1220 Meridian St, Nashville in?

1220 Meridian St, Nashville is in the Cleveland Park subdivision of Nashville.

What is the estimated monthly payment for 1220 Meridian St, Nashville?

About $3,463 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $2,833, estimated property tax $302, insurance $328. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 1220 Meridian St, Nashville zoned for?

1220 Meridian St, Nashville is zoned for Shwab Elementary, Jere Baxter Middle, Maplewood Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 1220 Meridian St, Nashville a short-term-rental property?

No, 1220 Meridian St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 1220 Meridian St, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 1220 Meridian St, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 1220 Meridian St, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 1220 Meridian St, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 1220 Meridian St, Nashville priced compared to the market?

At about $386 per square foot, 1220 Meridian St, Nashville ranks in the 79th percentile of active Cleveland Park listings by price per square foot, roughly 12% above the Cleveland Park median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Cleveland Park market favoring buyers or sellers?

The Cleveland Park market is currently seller-favored (tight supply), at about 2.4 months of inventory, per Realtracs as of September 28, 2026.

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