(615) 945-7123

620 S 13th St, Nashville, TN 37206

620 S 13th St, Nashville, TN 37206, Active at $359,900 ($450/sq ft). 2 bd · 1 ba · 800 sqft · $450/sqft.

Active · $359,900

2 beds1 bath800 sq ft$450 /sq ft

MLS #3520553 · listed August 7, 2026 · 64 days on market · updated October 2, 2026

2-bed, 1-bath condo at 620 S 13th St in Shelby Heights, Nashville, 800 sqft, $359,900 ($450/sqft), by Benchmark Realty, LLC.

The quick read

620 S 13th St is a 2-bedroom, 1-bath condo in Nashville, TN 37206, offered at $359,900, about $450/sq ft across 800 sq ft.

At $450/sq ft, this condo is about 13% above the Shelby Heights median list price per square foot of $398.

Market read: the Nashville 37206 condos market is balanced, at about 5.3 months of inventory.

All-in, about $2,492/mo at 20% down (7.48% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance) run about $483/mo, roughly 19% of the all-in monthly payment.

At the current 7.48% 30-year rate, principal and interest on this condo runs about $2,009/mo; at the 6.64% rate of about three months ago it would be roughly $1,846/mo, so monthly P&I is about $163 higher now.

Next step: ask Grant Hammond anything about 620 S 13th St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 2, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 620 S 13th St

Tucked into one of East Nashville's most desirable pockets, this Shelby Hills cottage puts you minutes from Shelby Park, neighborhood favorites, and the growing River North development - one of the most exciting projects shaping this part of Nashville. Fresh exterior and interior paint, newer fixtures, and thoughtful updates throughout give the home a clean, welcoming feel. Small in footprint, big on charm, and an easy place to call home.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 1949

Full property details

Complete reported fields for 620 S 13th St (reference).

MLS #3520553
StatusActive
Price$359,900
Price / sqft$450
Bedrooms2
Bathrooms1
Living area800 sqft
Year built1949
Stories1
All 23 property fields
HeatingCentral, Electric
CoolingYes
BasementCrawl Space
Annual taxes$2,656
AppliancesCooktop, Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Architectural styleCottage
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
SubdivisionShelby Heights
CountyDavidson
ListedAugust 7, 2026
Days on market64
UpdatedOctober 2, 2026

Listing activity

DateEventPriceChange
Price change$359,900-$9,100 (-2.5%)
Listed$369,000
Deed recorded$269,900

Listed August 7, 2026, this listing has been on the market 64 days as of October 10, 2026. The price has been reduced once, from $369,000 to $359,900 (-2.5%), most recently on October 2, 2026.

  • Listed at $359,900, about 33% above the last recorded sale ($269,900, October 3, 2019).
  • County assessment: $377,600 total appraised value (land $304,000 + improvements $73,600).
  • Land accounts for about 81% of the county appraised value, a land-weighted parcel (renovation or rebuild potential; verify zoning and utilities before relying on it).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 620 S 13th St at $359,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$359,900
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 620 S 13th St, Nashville

Estimated total monthly payment for 620 S 13th St is about $2,492/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $2,009, estimated property tax $211, homeowners insurance $272. Estimate only; not a loan offer.

Principal & interest$2,009/mo
Property tax (est.)$211/mo
Homeowners insurance (est.)$272/mo
Estimated total$2,492/mo

Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.48%$1,816/mo$2,299/mo-$193/mo
6.98%$1,912/mo$2,395/mo-$97/mo
7.48%$2,009/mo$2,492/mocurrent
7.98%$2,109/mo$2,592/mo+$100/mo
8.48%$2,210/mo$2,693/mo+$201/mo

Principal & interest on a 30-year fixed at 20% down ($287,920 loan), with property tax, insurance held constant at $483/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 620 S 13th St

Owning 620 S 13th St runs about $2,492/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this condo is priced in its building

How 620 S 13th St compares in Shelby Heights

MetricThis condoShelby Heights activeRecently sold
Price / sq ft$450$390 median-
Price position74th pctile+15% vs median-
Shelby Heights vs Nashville 37206 area-+9%-

This listing beside the active Shelby Heights market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 10, 2026.

How this condo compares in Shelby Heights

Among the 8 active condos in Shelby Heights, this condo at $450/sq ft falls in the 74th percentile on price per square foot.

Shelby Heights trades about 9% above Nashville 37206 area on a price-per-square-foot basis.

Taken together, this condo reads toward the higher end per square foot for Shelby Heights.

Computed by Grant Hammond from 8 Shelby Heights comparables (Realtracs via IDX), as of October 10, 2026, refreshed weekly.

Competition & market pace

Active listings107 in Nashville 37206 condos
Recent absorptionabout 20.2 sales / mo
Months of inventory5.3 months, a balanced market

Supply-side and recent-sale context for Nashville 37206 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37206 condos closings. Source Realtracs via IDX, as of September 28, 2026.

Location & neighborhood

620 S 13th St sits in Shelby Heights, Nashville, Davidson County.

Shelby Heights market snapshot

In Shelby Heights, homes there are priced around $398 per square foot; inventory in Nashville 37206 condos is running at about 5.3 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 3, 2026.

Approximately 1.9 miles from downtown Nashville (straight-line distance).

Assigned schools

620 S 13th St is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Warner Elementary Enhanced Option

Ask Grant about 620 S 13th St

Get the full details, recent comparable sales, and any off-market options for 620 S 13th St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 620 S 13th St, by price and size.

Listed by Keith Pillatsch, Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

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Read: The Encore Condos in Downtown Nashville Sold Out
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Popular searches in Nashville

Frequently asked questions about 620 S 13th St

Is 620 S 13th St, Nashville still for sale?

As of the latest update (October 2, 2026), 620 S 13th St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 620 S 13th St been on the market?

620 S 13th St was listed on August 7, 2026 and has been on the market 64 days as of October 10, 2026, per Realtracs.

Has the price of 620 S 13th St changed?

Yes. It was first listed at $369,000. The price has been reduced once, most recently to $359,900 on October 2, 2026, a total change of -2.5%.

How much does 620 S 13th St, Nashville cost?

620 S 13th St, Nashville is listed at $359,900, about $450 per square foot across 800 square feet.

How many bedrooms and bathrooms does 620 S 13th St, Nashville have?

2 bedrooms and 1 bathroom.

What is the price per square foot?

About $450 per square foot ($359,900 across 800 sqft).

When was 620 S 13th St, Nashville built?

620 S 13th St, Nashville was built in 1949.

Does 620 S 13th St, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 620 S 13th St, Nashville in?

620 S 13th St, Nashville is in the Shelby Heights subdivision of Nashville.

What is the estimated monthly payment for 620 S 13th St, Nashville?

About $2,492 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $2,009, estimated property tax $211, insurance $272. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 620 S 13th St, Nashville zoned for?

620 S 13th St, Nashville is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 620 S 13th St, Nashville?

No HOA dues are reported; confirm the building's fee structure.

How is 620 S 13th St, Nashville priced versus the building?

At $450 per square foot, 620 S 13th St, Nashville is in the 73rd percentile of active listings in the Shelby Heights, about 13% above the $398 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 620 S 13th St, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 620 S 13th St, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 620 S 13th St, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 620 S 13th St, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 620 S 13th St, Nashville priced compared to the market?

At about $450 per square foot, 620 S 13th St, Nashville ranks in the 73rd percentile of active Shelby Heights listings by price per square foot, roughly 13% above the Shelby Heights median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37206 condos market favoring buyers or sellers?

The Nashville 37206 condos market is currently balanced, at about 5.3 months of inventory, per Realtracs as of September 28, 2026.

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