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640 Huffine Manor Cir, Franklin, TN 37067

640 Huffine Manor Cir, Franklin, TN 37067, Active at $489,900 ($271/sq ft). 3 bd · 3 ba · 1,809 sqft · $271/sqft · 1 ac.

Active · $489,900

3 beds3 baths1,809 sq ft$271 /sq ft1 acre

MLS #3526687 · updated August 26, 2026

3-bed, 3-bath condo at 640 Huffine Manor Cir in Andover Sec 1, Franklin, 1,809 sqft, $489,900 ($271/sqft), by Cakebread Realty.

The quick read

640 Huffine Manor Cir is a 3-bedroom, 3-bath condo in Franklin, TN 37067, offered at $489,900, about $271/sq ft across 1,809 sq ft.

At $271/sq ft, this condo is about 16% below the Franklin 37067 median list price per square foot of $324.

Market read: the Franklin 37067 condos market is balanced, at about 3.9 months of inventory.

All-in, about $3,262/mo at 20% down (6.81% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $704/mo, roughly 22% of the all-in monthly payment.

At the current 6.81% 30-year rate, principal and interest on this condo runs about $2,558/mo; at the 6.56% rate of about three months ago it would be roughly $2,493/mo, so monthly P&I is about $65 higher now.

Next step: ask Grant Hammond anything about 640 Huffine Manor Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 26, 2026. RealTracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 640 Huffine Manor Cir

Beautifully updated 3-bedroom, 2 full and 2 half-bath, townhome in Franklin! Features new flooring and light fixtures throughout, updated bathrooms, and a stylish kitchen with quartz countertops and stainless steel appliances. Enjoy the warmth of an electric fireplace, plus a versatile lower-level den.. One-car attached garage adds convenience and storage.

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

1-car garageBuilt 1998

Full property details

Complete reported fields for 640 Huffine Manor Cir (reference).

MLS #3526687
StatusActive
Price$489,900
Price / sqft$271
Bedrooms3
Bathrooms3
Living area1,809 sqft
Lot size1 acres
Year built1998
All 28 property fields
Garage spaces1
Stories3
HeatingCentral
CoolingYes
BasementOther, Partially Finished, Walk-Out Access, Yes
ConstructionBrick, Vinyl Siding
ParkingGarage Faces Front, Concrete, Driveway, Attached
Annual taxes$2,270
AppliancesDishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$220 / mo
SubdivisionAndover Sec 1
CountyWilliamson
AmenitiesMaintenance Grounds
UpdatedAugust 26, 2026

Listing activity

No price changes or prior sales are on record for 640 Huffine Manor Cir yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.

Cost of ownership

Estimated monthly ownership for 640 Huffine Manor Cir at $489,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$489,900
HOA dues$220 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 640 Huffine Manor Cir, Franklin

Estimated total monthly payment for 640 Huffine Manor Cir is about $3,262/mo, 20% down on a 30-year fixed at 6.81% (a conforming loan), including principal & interest $2,558, estimated property tax $163, homeowners insurance $321, and HOA dues $220. Estimate only; not a loan offer.

Principal & interest$2,558/mo
Property tax (est.)$163/mo
Homeowners insurance (est.)$321/mo
HOA dues$220/mo
Estimated total$3,262/mo
7.25%6.13%6.81%January 14, 2025August 28, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.81% (Mortgage News Daily, as of August 28, 2026).

Assumes 20% down, 30-year fixed at 6.81% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.81%$2,302/mo$3,006/mo-$256/mo
6.31%$2,428/mo$3,132/mo-$130/mo
6.81%$2,558/mo$3,262/mocurrent
7.31%$2,690/mo$3,394/mo+$132/mo
7.81%$2,824/mo$3,528/mo+$266/mo

Principal & interest on a 30-year fixed at 20% down ($391,920 loan), with property tax, insurance, and HOA held constant at $704/mo. Current 30-year fixed 6.81% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.

Buy versus rent, 640 Huffine Manor Cir

Owning 640 Huffine Manor Cir runs about $3,262/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$220 / mo (about 7% of the estimated total payment)
HOA per year$2,640
HOA over 5 years$13,200 (at current dues)
Effective carrying cost$1.803 / sq ft / mo (estimated total over 1,809 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 640 Huffine Manor Cir compares in Franklin 37067

MetricThis condoFranklin 37067 activeRecently sold
Price / sq ft$271$324 median-
Price position10th pctile-16% vs median-
Franklin 37067 vs greater Franklin--11%-

This listing beside the active Franklin 37067 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.

How this condo compares in Franklin 37067

Among the 239 active condos in Franklin 37067, this condo at $271/sq ft falls in the 10th percentile on price per square foot.

Franklin 37067 trades about 11% below greater Franklin on a price-per-square-foot basis.

Taken together, this condo reads toward the lower end per square foot for Franklin 37067.

Computed by Grant Hammond from 239 Franklin 37067 comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.

What units sell for in Andover Sec 1, by size

Median closed price and price per square foot by unit size in Andover Sec 1, from the last 24 months of recorded sales:

Unit sizeMedian soldMedian $/sq ftClosings
2 BR$443,375$2314
3 BR$510,000$2213

Computed by Grant Hammond from recorded Andover Sec 1 closings, grouped by unit size (RealTracs via IDX).

Competition & market pace

Active listings26 in Franklin 37067 condos
Recent absorptionabout 6.7 sales / mo
Months of inventory3.9 months, a balanced market

Supply-side and recent-sale context for Franklin 37067 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37067 condos closings. Source RealTracs via IDX, as of August 29, 2026.

Location & neighborhood

640 Huffine Manor Cir sits in Andover Sec 1, Franklin, Williamson County.

Franklin 37067 market snapshot

In Franklin 37067, homes there are priced around $324 per square foot; inventory in Franklin 37067 condos is running at about 3.9 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.

Approximately 16 miles from downtown Nashville (straight-line distance).

Assigned schools

640 Huffine Manor Cir is zoned for Liberty Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Elementary
Liberty Elementary
Middle
Freedom Middle School

Ask Grant about 640 Huffine Manor Cir

Get the full details, recent comparable sales, and any off-market options for 640 Huffine Manor Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

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Listed with Cakebread Realty. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Frequently asked questions about 640 Huffine Manor Cir

Is 640 Huffine Manor Cir, Franklin still for sale?

As of the latest update (August 26, 2026), 640 Huffine Manor Cir, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 640 Huffine Manor Cir, Franklin cost?

640 Huffine Manor Cir, Franklin is listed at $489,900, about $271 per square foot across 1,809 square feet.

How many bedrooms and bathrooms does 640 Huffine Manor Cir, Franklin have?

3 bedrooms and 3 bathrooms.

What is the price per square foot?

About $271 per square foot ($489,900 across 1,809 sqft).

When was 640 Huffine Manor Cir, Franklin built?

640 Huffine Manor Cir, Franklin was built in 1998.

Does 640 Huffine Manor Cir, Franklin have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $220 per month, as listed.

What subdivision is 640 Huffine Manor Cir, Franklin in?

640 Huffine Manor Cir, Franklin is in the Andover Sec 1 subdivision of Franklin.

What is the estimated monthly payment for 640 Huffine Manor Cir, Franklin?

About $3,262 a month with 20% down on a 30-year fixed at 6.81%, principal and interest $2,558, estimated property tax $163, insurance $321, and HOA $220. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 640 Huffine Manor Cir, Franklin zoned for?

640 Huffine Manor Cir, Franklin is zoned for Liberty Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

What do the HOA dues cover at 640 Huffine Manor Cir, Franklin?

HOA dues are $220 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 640 Huffine Manor Cir, Franklin priced versus the building?

At $271 per square foot, 640 Huffine Manor Cir, Franklin is in the 10th percentile of active listings in the Franklin 37067, about 16% below the $324 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 640 Huffine Manor Cir, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 640 Huffine Manor Cir, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 640 Huffine Manor Cir, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 640 Huffine Manor Cir, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 640 Huffine Manor Cir, Franklin priced compared to the market?

At about $271 per square foot, 640 Huffine Manor Cir, Franklin ranks in the 10th percentile of active Franklin 37067 listings by price per square foot, roughly 16% below the Franklin 37067 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37067 condos market favoring buyers or sellers?

The Franklin 37067 condos market is currently balanced, at about 3.9 months of inventory, per RealTracs as of 2026-08-29.

Thinking of selling in Andover Sec 1?

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