7174 Gracious Dr, Franklin, TN 37064
7174 Gracious Dr, Franklin, TN 37064, Conditional at $474,900 ($282/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,683 sqft · $282/sqft.
7174 Gracious Dr, Franklin, TN 37064, Conditional at $474,900 ($282/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,683 sqft · $282/sqft.
Conditional · $474,900
MLS #3526934 · updated August 26, 2026
3-bed, 2.5-bath condo at 7174 Gracious Dr in Simmons Ridge Sec11, Franklin, 1,683 sqft, $474,900 ($282/sqft), by Onward Real Estate.
7174 Gracious Dr is a 3-bedroom, 2.5-bath condo in Franklin, TN 37064, offered at $474,900, about $282/sq ft across 1,683 sq ft.
At $282/sq ft, this condo is priced in line with the Simmons Ridge list-price median of $277/sq ft.
Market read: the Franklin 37064 condos market is balanced, at about 4.7 months of inventory.
All-in, about $3,240/mo at 20% down (7.12% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $682/mo, roughly 21% of the all-in monthly payment.
At the current 7.12% 30-year rate, principal and interest on this condo runs about $2,558/mo; at the 6.58% rate of about three months ago it would be roughly $2,421/mo, so monthly P&I is about $137 higher now.
Next step: ask Grant Hammond anything about 7174 Gracious Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of August 26, 2026. RealTracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Welcome to your new home in the highly sought-after Simmons Ridge Community in Franklin. This move-in ready end-unit townhome features 3 bedrooms and 2.5 baths, offering an open-concept layout that seamlessly integrates the kitchen, dining, and living areas. The modern kitchen boasts ample prep and seating space with a large island, granite countertops, and stainless steel appliances. Upstairs, the expansive primary bedroom offers an en-suite bathroom with double vanities, providing a private retreat. Enjoy the nice covered porch, perfect for relaxation and entertainment. Additional features include an attached one-car garage, driveway parking, and ample guest parking. Simmons Ridge offers fantastic community amenities, including a pool, walking trails, and a playground. Don't miss the opportunity to make this beautiful townhome your own! Tour our beautifully staged model home Thursday to Saturday from 11am - 5 pm and Sunday from 1-5 pm located at 7007 Gracious Dr.
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 7174 Gracious Dr (reference).
No price changes or prior sales are on record for 7174 Gracious Dr yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.
Estimated monthly ownership for 7174 Gracious Dr at $474,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $474,900 |
|---|---|
| HOA dues | $213 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 7174 Gracious Dr is about $3,240/mo, 20% down on a 30-year fixed at 7.12% (a conforming loan), including principal & interest $2,558, estimated property tax $155, homeowners insurance $314, and HOA dues $213. Estimate only; not a loan offer.
| Principal & interest | $2,558/mo |
|---|---|
| Property tax (est.) | $155/mo |
| Homeowners insurance (est.) | $314/mo |
| HOA dues | $213/mo |
| Estimated total | $3,240/mo |
Assumes 20% down, 30-year fixed at 7.12% (Mortgage News Daily, as of September 11, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.12% | $2,307/mo | $2,989/mo | -$251/mo |
| 6.62% | $2,431/mo | $3,113/mo | -$127/mo |
| 7.12% | $2,558/mo | $3,240/mo | current |
| 7.62% | $2,688/mo | $3,370/mo | +$130/mo |
| 8.12% | $2,820/mo | $3,502/mo | +$262/mo |
Principal & interest on a 30-year fixed at 20% down ($379,920 loan), with property tax, insurance, and HOA held constant at $682/mo. Current 30-year fixed 7.12% (Mortgage News Daily, as of September 11, 2026). Estimate only; not a loan offer.
Owning 7174 Gracious Dr runs about $3,240/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $213 / mo (about 7% of the estimated total payment) |
|---|---|
| HOA per year | $2,556 |
| HOA over 5 years | $12,780 (at current dues) |
| Effective carrying cost | $1.925 / sq ft / mo (estimated total over 1,683 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Simmons Ridge active | Recently sold |
|---|---|---|---|
| Price / sq ft | $282 | $277 median | - |
| Price position | 57th pctile | +2% vs median | - |
| Simmons Ridge vs Franklin 37064 area | - | -30% | - |
This listing beside the active Simmons Ridge market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
At $282/sq ft, this condo ranks in the 57th percentile of the 11 active condos in Simmons Ridge by price per square foot.
Simmons Ridge trades about 30% below Franklin 37064 area on a price-per-square-foot basis.
Taken together, this condo reads in line with Simmons Ridge on a per-square-foot basis.
Computed by Grant Hammond from 11 Simmons Ridge comparables (RealTracs via IDX), as of September 13, 2026, refreshed weekly.
In Simmons Ridge Sec11, the median sale price per square foot has moved from about $269 (2025-11) to about $274 (2026-08), roughly 2% up across the last 8 months of recorded sales.
Computed by Grant Hammond from the monthly price-per-square-foot of recorded Simmons Ridge Sec11 closings (RealTracs via IDX).
| Active listings | 111 in Franklin 37064 condos |
|---|---|
| Recent absorption | about 23.6 sales / mo |
| Months of inventory | 4.7 months, a balanced market |
Supply-side and recent-sale context for Franklin 37064 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 condos closings. Source RealTracs via IDX, as of September 12, 2026.
7174 Gracious Dr sits in Simmons Ridge Sec11, Franklin, Williamson County.
In Simmons Ridge, homes there are priced around $277 per square foot; inventory in Franklin 37064 condos is running at about 4.7 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
Approximately 19 miles from downtown Nashville (straight-line distance).
7174 Gracious Dr is zoned for Trinity Elementary, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 7174 Gracious Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
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Listed with Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (August 26, 2026), 7174 Gracious Dr, Franklin is conditional, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
7174 Gracious Dr, Franklin is listed at $474,900, about $282 per square foot across 1,683 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $282 per square foot ($474,900 across 1,683 sqft).
7174 Gracious Dr, Franklin was built in 2022.
Yes, 1 garage spaces, per the listing.
HOA dues are $213 per month, as listed.
7174 Gracious Dr, Franklin is in the Simmons Ridge Sec11 subdivision of Franklin.
About $3,240 a month with 20% down on a 30-year fixed at 7.12%, principal and interest $2,558, estimated property tax $155, insurance $314, and HOA $213. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
7174 Gracious Dr, Franklin is zoned for Trinity Elementary, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
HOA dues are $213 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $282 per square foot, 7174 Gracious Dr, Franklin is in the 57th percentile of active listings in the Simmons Ridge, about 2% above the $277 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $282 per square foot, 7174 Gracious Dr, Franklin ranks in the 57th percentile of active Simmons Ridge listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 condos market is currently balanced, at about 4.7 months of inventory, per RealTracs as of September 12, 2026.
Thinking of selling in Simmons Ridge Sec11?
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