243 Spencer Creek Rd, Franklin, TN 37069
243 Spencer Creek Rd, Franklin, TN 37069, Active at $1,167,500 ($386/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 3,026 sqft · $386/sqft · 0.72 ac.
243 Spencer Creek Rd, Franklin, TN 37069, Active at $1,167,500 ($386/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 3,026 sqft · $386/sqft · 0.72 ac.
Active · $1,167,500
MLS #3528166 · updated August 28, 2026
4-bed, 3.5-bath home at 243 Spencer Creek Rd in Monticello Sec 5-C, Franklin, 3,026 sqft, $1,167,500 ($386/sqft), by Compass RE.
243 Spencer Creek Rd is a 4-bedroom, 3.5-bath home in Franklin, TN 37069, offered at $1,167,500, about $386/sq ft across 3,026 sq ft.
At $386/sq ft, this home is about 7% above the Franklin 37069 median list price per square foot of $360.
Market read: the Franklin 37069 homes market is balanced, at about 3.7 months of inventory.
All-in, about $7,090/mo at 20% down (7.06% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $838/mo, roughly 12% of the all-in monthly payment.
At the current 6.89% 30-year rate, principal and interest on this home runs about $6,145/mo; at the 6.66% rate of about three months ago it would be roughly $6,002/mo, so monthly P&I is about $143 higher now.
School zone: assigned to Hunters Bend Elementary, Grassland Middle School, Franklin High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 243 Spencer Creek Rd (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of August 28, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Welcome to a true 10 out of 10, where timeless design meets modern comfort on nearly 3/4 of an acre with NO HOA, just minutes from downtown Franklin and I-65. Offering 4 bedrooms, 3.5 baths/3,026 sq ft, this renovated & exceptional home delivers space, style, and privacy in one stunning package. The expansive main level showcases light hardwood flooring and thoughtfully designed living spaces throughout. A gorgeous formal dining room features a tray ceiling, custom wallpaper, and elegant paneling, perfect for hosting. Just beyond, a charming sitting room with French doors and transom windows fills the space with natural morning light while offering seamless access to the oversized back deck. The heart of the home is a beautifully renovated kitchen with soft, neutral tones, granite countertops, and abundant storage. The kitchen flows effortlessly into a breakfast area surrounded by floor-to-ceiling windows overlooking the breathtaking backyard. All-new lighting throughout the home enhances the elevated, sophisticated feel. The den is a true showstopper, featuring a gas fireplace, wallpaper, tray ceiling, and stunning windows with transoms that frame the private outdoor setting. Stylishly updated powder bath offers a custom vanity and wallpaper.Main-level primary suite offers a peaceful retreat, highlighted by a tray ceiling and private access to the deck. The en suite bath includes double vanities, a soaking tub, glass-tiled shower, separate water closet, and generous closet space. Upstairs, you'll find three additional bedrooms, including one with a beautifully renovated en suite featuring soft tones and new tile. Remaining bedrooms share a spacious hall bath, and multiple attic spaces provide many storage options. Step outside to your private backyard oasis, an entertainer's dream. The expansive deck overlooks a lush nearly 3/4 acre lot adorned with red bud trees, maple trees along with a fire pit area. Zoned top rated schools, minutes to downtown Franklin and I 65
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 243 Spencer Creek Rd (reference).
No price changes or prior sales are on record for 243 Spencer Creek Rd yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.
Estimated monthly ownership for 243 Spencer Creek Rd at $1,167,500: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $1,167,500 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 243 Spencer Creek Rd is about $7,090/mo, 20% down on a 30-year fixed at 7.06% (a jumbo loan), including principal & interest $6,252, estimated property tax $316, homeowners insurance $522. Estimate only; not a loan offer.
| Principal & interest | $6,252/mo |
|---|---|
| Property tax (est.) | $316/mo |
| Homeowners insurance (est.) | $522/mo |
| Estimated total | $7,090/mo |
Assumes 20% down, 30-year fixed at 7.06% (Mortgage News Daily, as of September 4, 2026). Property tax uses the Williamson County (unincorporated) rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.06% | $5,636/mo | $6,474/mo | -$616/mo |
| 6.56% | $5,940/mo | $6,778/mo | -$312/mo |
| 7.06% | $6,252/mo | $7,090/mo | current |
| 7.56% | $6,569/mo | $7,407/mo | +$317/mo |
| 8.06% | $6,892/mo | $7,730/mo | +$640/mo |
Principal & interest on a 30-year fixed at 20% down ($934,000 loan), with property tax, insurance held constant at $838/mo. Current 30-year fixed 7.06% (Mortgage News Daily, as of September 4, 2026). Estimate only; not a loan offer.
Owning 243 Spencer Creek Rd runs about $7,090/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Franklin 37069 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $386 | $360 median | - |
| Price position | 60th pctile | +7% vs median | - |
This listing beside the active Franklin 37069 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.
Among the 151 active homes in Franklin 37069, this home at $386/sq ft falls in the 60th percentile on price per square foot.
Computed by Grant Hammond from 151 Franklin 37069 comparables (RealTracs via IDX), as of September 7, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).
| Active listings | 107 in Franklin 37069 homes |
|---|---|
| Recent absorption | about 28.9 sales / mo |
| Months of inventory | 3.7 months, a balanced market |
Supply-side and recent-sale context for Franklin 37069 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37069 homes closings. Source RealTracs via IDX, as of September 6, 2026.
243 Spencer Creek Rd sits in Monticello Sec 5-C, Franklin, Williamson County.
In Franklin 37069, homes there are priced around $360 per square foot; inventory in Franklin 37069 homes is running at about 3.7 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.
Approximately 15 miles from downtown Nashville (straight-line distance).
243 Spencer Creek Rd is zoned for Hunters Bend Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 243 Spencer Creek Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 243 Spencer Creek Rd, by price and size.
Listed with Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices over the trailing six months: 978 closings, a $949,995 median, and the new-construction supply that keeps Williamson County near double the Davidson County median. A broker's data read, with live market stats, current MLS listings, and how Franklin compares to Brentwood.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (August 28, 2026), 243 Spencer Creek Rd, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
243 Spencer Creek Rd, Franklin is listed at $1,167,500, about $386 per square foot across 3,026 square feet.
4 bedrooms and 3.5 bathrooms (3 full, 1 half).
About $386 per square foot ($1,167,500 across 3,026 sqft).
243 Spencer Creek Rd, Franklin was built in 1999.
Yes, 2 garage spaces, per the listing.
No HOA dues are reported for this home.
243 Spencer Creek Rd, Franklin is in the Monticello Sec 5-C subdivision of Franklin.
About $7,090 a month with 20% down on a 30-year fixed at 7.06%, principal and interest $6,252, estimated property tax $316, insurance $522. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
243 Spencer Creek Rd, Franklin is zoned for Hunters Bend Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 243 Spencer Creek Rd, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $386 per square foot, 243 Spencer Creek Rd, Franklin ranks in the 60th percentile of active Franklin 37069 listings by price per square foot, roughly 7% above the Franklin 37069 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37069 homes market is currently balanced, at about 3.7 months of inventory, per RealTracs as of September 6, 2026.
Thinking of selling in Monticello Sec 5-C?
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