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5281 Rambler Loop, Franklin, TN 37064

5281 Rambler Loop, Franklin, TN 37064, Pending at $1,115,165 ($296/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 3,767 sqft · $296/sqft · 0.26 ac.

Pending · $1,115,165

5 beds4.5 baths3,767 sq ft$296 /sq ft0.26 acres

MLS #3528536 · updated August 28, 2026

5-bed, 4.5-bath home at 5281 Rambler Loop in Garrett Farms, Franklin, 3,767 sqft, $1,115,165 ($296/sqft), by Dream Finders Holdings, LLC.

The quick read

Status: this home is currently under contract, per RealTracs as of August 28, 2026.

5281 Rambler Loop is a 5-bedroom, 4.5-bath home in Franklin, TN 37064, offered at $1,115,165, about $296/sq ft across 3,767 sq ft.

At $296/sq ft, this home is about 4% below the Garrett Farms median list price per square foot of $308.

Market read: the Franklin 37064 homes market is balanced, at about 4.4 months of inventory.

All-in, about $6,912/mo at 20% down (6.9% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $1,036/mo, roughly 15% of the all-in monthly payment.

At the current 6.81% 30-year rate, principal and interest on this home runs about $5,822/mo; at the 6.56% rate of about three months ago it would be roughly $5,674/mo, so monthly P&I is about $148 higher now.

School zone: assigned to Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 5281 Rambler Loop (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 28, 2026. RealTracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 5281 Rambler Loop

5 bed, 4.5 bath 2 car

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

Internet2-car garageBuilt 2026

Full property details

Complete reported fields for 5281 Rambler Loop (reference).

MLS #3528536
StatusPending
Price$1,115,165
Price / sqft$296
Bedrooms5
Bathrooms4.5 (4 full, 1 half)
Living area3,767 sqft
Lot size0.26 acres
Year built2026
All 29 property fields
Garage spaces2
Stories2
HeatingFloor Furnace
CoolingYes
BasementFinished, Yes
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Front, Attached
Annual taxes$4,200
AppliancesBuilt-In Electric Oven, Built-In Gas Range, Dishwasher, Disposal, Microwave, Trash Compactor
Interior featuresCeiling Fan(s), Entrance Foyer, High Ceilings, High Speed Internet, Kitchen Island, Pantry, Walk-In Closet(s)
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$155 / mo
SubdivisionGarrett Farms
CountyWilliamson
AmenitiesInternet, Maintenance Grounds
UpdatedAugust 28, 2026

Listing activity

No price changes or prior sales are on record for 5281 Rambler Loop yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.

Cost of ownership

Estimated monthly ownership for 5281 Rambler Loop at $1,115,165: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$1,115,165
HOA dues$155 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 5281 Rambler Loop, Franklin

Estimated total monthly payment for 5281 Rambler Loop is about $6,912/mo, 20% down on a 30-year fixed at 6.90% (a jumbo loan), including principal & interest $5,876, estimated property tax $371, homeowners insurance $510, and HOA dues $155. Estimate only; not a loan offer.

Principal & interest$5,876/mo
Property tax (est.)$371/mo
Homeowners insurance (est.)$510/mo
HOA dues$155/mo
Estimated total$6,912/mo
7.25%6.13%6.81%January 14, 2025August 28, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.81% (Mortgage News Daily, as of August 28, 2026).

Assumes 20% down, 30-year fixed at 6.90% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.9%$5,292/mo$6,328/mo-$584/mo
6.4%$5,580/mo$6,616/mo-$296/mo
6.9%$5,876/mo$6,912/mocurrent
7.4%$6,177/mo$7,213/mo+$301/mo
7.9%$6,484/mo$7,520/mo+$608/mo

Principal & interest on a 30-year fixed at 20% down ($892,132 loan), with property tax, insurance, and HOA held constant at $1,036/mo. Current 30-year fixed 6.90% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.

Buy versus rent, 5281 Rambler Loop

Owning 5281 Rambler Loop runs about $6,912/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 5281 Rambler Loop compares in Garrett Farms

MetricThis homeGarrett Farms activeRecently sold
Price / sq ft$296$308 median-
Price position34th pctile-4% vs median-
Garrett Farms vs Franklin 37064 area--21%-

This listing beside the active Garrett Farms market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.

How this home compares in Garrett Farms

At $296/sq ft, this home ranks in the 34th percentile of the 30 active homes in Garrett Farms by price per square foot.

Garrett Farms trades about 21% below Franklin 37064 area on a price-per-square-foot basis.

Taken together, this home reads in line with Garrett Farms on a per-square-foot basis.

Computed by Grant Hammond from 30 Garrett Farms comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).

Competition & market pace

Active listings435 in Franklin 37064 homes
Recent absorptionabout 98.9 sales / mo
Months of inventory4.4 months, a balanced market

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of August 29, 2026.

Location & neighborhood

5281 Rambler Loop sits in Garrett Farms, Franklin, Williamson County.

Garrett Farms market snapshot

In Garrett Farms, homes there are priced around $308 per square foot; inventory in Franklin 37064 homes is running at about 4.4 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.

Approximately 23 miles from downtown Nashville (straight-line distance).

Assigned schools

5281 Rambler Loop is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 5281 Rambler Loop

Get the full details, recent comparable sales, and any off-market options for 5281 Rambler Loop - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

Comparable active listings near 5281 Rambler Loop, by price and size.

Listed with Dream Finders Holdings, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Popular searches in Franklin

Frequently asked questions about 5281 Rambler Loop

Is 5281 Rambler Loop, Franklin still for sale?

As of the latest update (August 28, 2026), 5281 Rambler Loop, Franklin is pending, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 5281 Rambler Loop, Franklin cost?

5281 Rambler Loop, Franklin is listed at $1,115,165, about $296 per square foot across 3,767 square feet.

How many bedrooms and bathrooms does 5281 Rambler Loop, Franklin have?

5 bedrooms and 4.5 bathrooms (4 full, 1 half).

What is the price per square foot?

About $296 per square foot ($1,115,165 across 3,767 sqft).

When was 5281 Rambler Loop, Franklin built?

5281 Rambler Loop, Franklin was built in 2026.

Does 5281 Rambler Loop, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $155 per month, as listed.

What subdivision is 5281 Rambler Loop, Franklin in?

5281 Rambler Loop, Franklin is in the Garrett Farms subdivision of Franklin.

What is the estimated monthly payment for 5281 Rambler Loop, Franklin?

About $6,912 a month with 20% down on a 30-year fixed at 6.9%, principal and interest $5,876, estimated property tax $371, insurance $510, and HOA $155. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 5281 Rambler Loop, Franklin zoned for?

5281 Rambler Loop, Franklin is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 5281 Rambler Loop, Franklin a short-term-rental property?

No, 5281 Rambler Loop, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 5281 Rambler Loop, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 5281 Rambler Loop, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 5281 Rambler Loop, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 5281 Rambler Loop, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 5281 Rambler Loop, Franklin priced compared to the market?

At about $296 per square foot, 5281 Rambler Loop, Franklin ranks in the 34th percentile of active Garrett Farms listings by price per square foot, roughly 4% below the Garrett Farms median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 4.4 months of inventory, per RealTracs as of 2026-08-29.

Thinking of selling in Garrett Farms?

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