102 Pearl St, Franklin, TN 37064
102 Pearl St, Franklin, TN 37064, Active at $799,999 ($413/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 1,935 sqft · $413/sqft · 0.06 ac.
102 Pearl St, Franklin, TN 37064, Active at $799,999 ($413/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 1,935 sqft · $413/sqft · 0.06 ac.
Active · $799,999
MLS #3530026 · listed September 1, 2026 · 45 days on market · updated September 1, 2026
2-bed, 2.5-bath condo at 102 Pearl St in Westhaven, Franklin, 1,935 sqft, $799,999 ($413/sqft), by Onward Real Estate.
102 Pearl St is a 2-bedroom, 2.5-bath condo in Franklin, TN 37064, offered at $799,999, about $413/sq ft across 1,935 sq ft.
At $413/sq ft, this condo is about 17% below the Westhaven median list price per square foot of $499.
Market read: the Westhaven market is balanced, at about 3.3 months of inventory.
All-in, about $5,658/mo at 20% down (7.37% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,240/mo, roughly 22% of the all-in monthly payment.
At the current 7.37% 30-year rate, principal and interest on this condo runs about $4,418/mo; at the 6.63% rate of about three months ago it would be roughly $4,100/mo, so monthly P&I is about $318 higher now.
Next step: ask Grant Hammond anything about 102 Pearl St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 1, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Gorgeous tree lined boulevard is your front yard in this beautiful Westhaven Townhome ~ 2 bedrooms, 2.5 baths ~ Garage ~ Fenced Backyard w/ low maintenance turf - perfect for pets, kids or entertaining ~ Plenty of parking ~ Renovated throughout ~ Updated Kitchen w/ new countertops, new cabinet drawers, floating shelving, glass front cabinets, backsplash & vent hood ~ Pantry ~ Sun Room / den ~ Renovated baths ~ New Paint ~ New Hardware ~ New wide Wood Floors / No carpet ~ Gas fireplace w/ new surround & mantle ~ Newer Roof ~ New Wallpaper ~ New Bannister & spindles ~ New Lighting throughout ~ New mirrors ~ New plumbing fixtures ~ Primary bath has freestanding tub & Tiled shower w/ frameless glass ~ Spacious primary retreat w/ oversized sitting area perfect for reading, office, exercise room or nursery ~ Generous walk in closet w/ pocket door in primary ~ Guest room has sizeable walk in closet w/ new bath featuring herringbone tile floor, tiled shower w/ niche & frameless glass door ~ Laundry Room w/ new tile, pedestals & folding space ~ Storage ~ Furnishings can convey (ask about pricing) ~ Convenient location within Westhaven for coffee, shopping, restaurants, sidewalks to pools, playgrounds, pickleball, tennis and fitness centers
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 102 Pearl St (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $799,999 |
Listed September 1, 2026, this listing has been on the market 45 days as of October 16, 2026. The asking price has not changed since it was listed.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 102 Pearl St at $799,999: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $799,999 |
|---|---|
| HOA dues | $562 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 102 Pearl St is about $5,658/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $4,418, estimated property tax $261, homeowners insurance $417, and HOA dues $562. Estimate only; not a loan offer.
| Principal & interest | $4,418/mo |
|---|---|
| Property tax (est.) | $261/mo |
| Homeowners insurance (est.) | $417/mo |
| HOA dues | $562/mo |
| Estimated total | $5,658/mo |
Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.37% | $3,991/mo | $5,231/mo | -$427/mo |
| 6.87% | $4,202/mo | $5,442/mo | -$216/mo |
| 7.37% | $4,418/mo | $5,658/mo | current |
| 7.87% | $4,638/mo | $5,878/mo | +$220/mo |
| 8.37% | $4,862/mo | $6,102/mo | +$444/mo |
Principal & interest on a 30-year fixed at 20% down ($639,999 loan), with property tax, insurance, and HOA held constant at $1,240/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.
Owning 102 Pearl St runs about $5,658/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $562 / mo (about 10% of the estimated total payment) |
|---|---|
| HOA per year | $6,744 |
| HOA over 5 years | $33,720 (at current dues) |
| Effective carrying cost | $2.976 / sq ft / mo (estimated total over 1,935 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
The Williamson County appraised value of $412,500 trails the $799,999 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,615 now to roughly $3,132 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This condo | Westhaven active | Recently sold |
|---|---|---|---|
| Price / sq ft | $413 | $500 median | - |
| Price position | 16th pctile | -17% vs median | - |
| Westhaven vs Franklin 37064 area | - | +27% | - |
This listing beside the active Westhaven market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 16, 2026.
Among the 105 active condos in Westhaven, this condo at $413/sq ft falls in the 16th percentile on price per square foot.
Westhaven trades about 27% above Franklin 37064 area on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Westhaven.
Computed by Grant Hammond from 105 Westhaven comparables (Realtracs via IDX), as of October 16, 2026, refreshed weekly.
| Active listings | 36 in Westhaven |
|---|---|
| Recent absorption | about 10.9 sales / mo |
| Months of inventory | 3.3 months, a balanced market |
Supply-side and recent-sale context for Westhaven. Sale figures are trailing 6/12/24-month medians of recorded Westhaven closings. Source Realtracs via IDX, as of September 24, 2026.
102 Pearl St sits in Westhaven, Franklin, Williamson County.
In Westhaven, homes there are priced around $499 per square foot; inventory is running at about 3.3 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 1, 2026.
Approximately 18 miles from downtown Nashville (straight-line distance).
102 Pearl St is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 102 Pearl St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
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Listed by Kelly Dougherty, Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (September 1, 2026), 102 Pearl St, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
102 Pearl St was listed on September 1, 2026 and has been on the market 45 days as of October 16, 2026, per Realtracs.
No. The asking price has been $799,999 since it was listed on September 1, 2026.
102 Pearl St, Franklin is listed at $799,999, about $413 per square foot across 1,935 square feet.
2 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $413 per square foot ($799,999 across 1,935 sqft).
102 Pearl St, Franklin was built in 2004.
Yes, 1 garage spaces, per the listing.
HOA dues are $562 per month, as listed.
102 Pearl St, Franklin is in the Westhaven subdivision of Franklin.
About $5,658 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $4,418, estimated property tax $261, insurance $417, and HOA $562. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
102 Pearl St, Franklin is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
HOA dues are $562 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $413 per square foot, 102 Pearl St, Franklin is in the 17th percentile of active listings in the Westhaven, about 17% below the $499 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $413 per square foot, 102 Pearl St, Franklin ranks in the 17th percentile of active Westhaven listings by price per square foot, roughly 17% below the Westhaven median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Westhaven market is currently balanced, at about 3.3 months of inventory, per Realtracs as of September 24, 2026.
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