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4020 Clovercroft Rd, Franklin, TN 37067

4020 Clovercroft Rd, Franklin, TN 37067, Active at $1,099,000 ($285/sq ft). 4 bd · 4 ba · 3,852 sqft · $285/sqft · 0.96 ac.

Active · $1,099,000

4 beds4 baths3,852 sq ft$285 /sq ft0.96 acres

MLS #3531735 · listed September 1, 2026 · 42 days on market · updated September 29, 2026

4-bed, 4-bath home at 4020 Clovercroft Rd in Breckenridge So Sec 1, Franklin, 3,852 sqft, $1,099,000 ($285/sqft), by Inman Realty Group, LLC.

The quick read

4020 Clovercroft Rd is a 4-bedroom, 4-bath home in Franklin, TN 37067, offered at $1,099,000, about $285/sq ft across 3,852 sq ft.

At $285/sq ft, this home is about 13% below the Franklin 37067 median list price per square foot of $326.

Market read: the Franklin 37067 homes market is balanced, at about 3.2 months of inventory.

All-in, about $7,091/mo at 20% down (7.63% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $865/mo, roughly 12% of the all-in monthly payment.

At the current 7.63% 30-year jumbo rate, principal and interest on this home runs about $6,226/mo; at the 6.82% rate of about three months ago it would be roughly $5,743/mo, so monthly P&I is about $483 higher now.

School zone: assigned to Clovercroft Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 4020 Clovercroft Rd (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 29, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 4020 Clovercroft Rd

Where else in Franklin are you going to find this deal. NO HOA, nearly 1 acre, close to everything, a FULL finished basement! This place truly has it all! Designed for gathering, entertaining, and multigenerational living, this rare Franklin property offers nearly an acre with no HOA and an exceptional location just minutes from Cool Springs, downtown Franklin, and I-65. With nearly 3,900 square feet of flexible living space, the home's true scale and versatility are best appreciated in person. The fully finished walkout lower level provides a rare combination of independent living space and shared family amenities. Complete with its own kitchen, living room, laundry, bedrooms, full bath, private entrance, and separate parking, it is ideal for aging parents, adult children, extended family, long-term guests, or those seeking additional privacy. The lower level also includes a spacious recreation room and dedicated home gym that can be enjoyed by the entire household, offering both independence and connection under one roof. At the heart of the home is a remarkable four-season porch featuring an authentic wood-fired pizza oven and flexible windows that allow the space to be enjoyed year-round. From pizza nights to Christmas celebrations, this home has comfortably hosted gatherings of 40+ guests while still feeling warm and inviting for everyday life. Outside, a peaceful koi pond and waterfall create a private retreat for relaxing and entertaining. Additional features include a detached workshop/garage, RV parking, and ample outdoor space for family, friends, and celebrations. The property's flexible layout may also accommodate approved appointment-based professional uses, creating opportunities for those seeking to blend home, hospitality, and business in one exceptional setting. More than a house, this is a place where generations gather, guests linger, and memories are made.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1978

Full property details

Complete reported fields for 4020 Clovercroft Rd (reference).

MLS #3531735
StatusActive
Price$1,099,000
Price / sqft$285
Bedrooms4
Bathrooms4
Living area3,852 sqft
Lot size0.96 acres
Year built1978
All 31 property fields
Garage spaces2
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementFinished, Full, Yes
ConstructionBrick
ParkingDetached, Concrete, Driveway, Parking Pad
Annual taxes$3,024
AppliancesBuilt-In Gas Oven, Built-In Gas Range, Dishwasher, Disposal, Dryer, Indoor Grill, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Interior featuresHigh Ceilings, High Speed Internet, In-Law Floorplan, Open Floorplan, Walk-In Closet(s)
FireplaceYes
Architectural styleRanch
Exterior featuresGas Grill
Water sourcePublic
SewerSeptic Tank
UtilitiesElectricity Available, Natural Gas Available, Water Available
Garage typeYes
SubdivisionBreckenridge So Sec 1
CountyWilliamson
ListedSeptember 1, 2026
Days on market42
UpdatedSeptember 29, 2026

Listing activity

DateEventPriceChange
Off market
Price change$1,099,000-$50,000 (-4.4%)
Price change$1,149,000-$46,000 (-3.8%)
Listed$1,195,000
Deed recorded$394,000

Listed September 1, 2026, this listing has been on the market 42 days as of October 13, 2026. The price has been reduced 2 times, from $1,195,000 to $1,099,000 (-8.0%), most recently on September 29, 2026.

  • Listed at $1,099,000, about 179% above the last recorded sale ($394,000, August 28, 2014).
  • County assessment: $482,900 total appraised value (land $90,000 + improvements $392,900).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 4020 Clovercroft Rd at $1,099,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$1,099,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 4020 Clovercroft Rd, Franklin

Estimated total monthly payment for 4020 Clovercroft Rd is about $7,091/mo, 20% down on a 30-year fixed at 7.63% (a jumbo loan), including principal & interest $6,226, estimated property tax $359, homeowners insurance $506. Estimate only; not a loan offer.

Principal & interest$6,226/mo
Property tax (est.)$359/mo
Homeowners insurance (est.)$506/mo
Estimated total$7,091/mo

Assumes 20% down, 30-year fixed at 7.63% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.63%$5,633/mo$6,498/mo-$593/mo
7.13%$5,926/mo$6,791/mo-$300/mo
7.63%$6,226/mo$7,091/mocurrent
8.13%$6,531/mo$7,396/mo+$305/mo
8.63%$6,841/mo$7,706/mo+$615/mo

Principal & interest on a 30-year fixed at 20% down ($879,200 loan), with property tax, insurance held constant at $865/mo. Current 30-year fixed 7.63% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 4020 Clovercroft Rd

Owning 4020 Clovercroft Rd runs about $7,091/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $482,900 trails the $1,099,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,891 now to roughly $4,303 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 4020 Clovercroft Rd compares in Franklin 37067

MetricThis homeFranklin 37067 activeRecently sold
Price / sq ft$285$324 median-
Price position20th pctile-12% vs median-
Franklin 37067 vs greater Franklin--12%-

This listing beside the active Franklin 37067 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 13, 2026.

How this home compares in Franklin 37067

Among the 218 active homes in Franklin 37067, this home at $285/sq ft falls in the 20th percentile on price per square foot.

Franklin 37067 trades about 12% below greater Franklin on a price-per-square-foot basis.

Taken together, this home reads toward the lower end per square foot for Franklin 37067.

Computed by Grant Hammond from 218 Franklin 37067 comparables (Realtracs via IDX), as of October 13, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings99 in Franklin 37067 homes
Recent absorptionabout 30.9 sales / mo
Months of inventory3.2 months, a balanced market

Supply-side and recent-sale context for Franklin 37067 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37067 homes closings. Source Realtracs via IDX, as of September 27, 2026.

Location & neighborhood

4020 Clovercroft Rd sits in Breckenridge So Sec 1, Franklin, Williamson County.

Franklin 37067 market snapshot

In Franklin 37067, homes there are priced around $326 per square foot; inventory in Franklin 37067 homes is running at about 3.2 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 7, 2026.

Approximately 17 miles from downtown Nashville (straight-line distance).

Assigned schools

4020 Clovercroft Rd is zoned for Clovercroft Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Middle
Fred J Page Middle School
High
Fred J Page High School

Ask Grant about 4020 Clovercroft Rd

Get the full details, recent comparable sales, and any off-market options for 4020 Clovercroft Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 4020 Clovercroft Rd, by price and size.

Listed by John D. Inman, Inman Realty Group, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 4020 Clovercroft Rd

Is 4020 Clovercroft Rd, Franklin still for sale?

As of the latest update (September 29, 2026), 4020 Clovercroft Rd, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 4020 Clovercroft Rd been on the market?

4020 Clovercroft Rd was listed on September 1, 2026 and has been on the market 42 days as of October 13, 2026, per Realtracs.

Has the price of 4020 Clovercroft Rd changed?

Yes. It was first listed at $1,195,000. The price has been reduced 2 times, most recently to $1,099,000 on September 29, 2026, a total change of -8.0%.

How much does 4020 Clovercroft Rd, Franklin cost?

4020 Clovercroft Rd, Franklin is listed at $1,099,000, about $285 per square foot across 3,852 square feet.

How many bedrooms and bathrooms does 4020 Clovercroft Rd, Franklin have?

4 bedrooms and 4 bathrooms.

What is the price per square foot?

About $285 per square foot ($1,099,000 across 3,852 sqft).

When was 4020 Clovercroft Rd, Franklin built?

4020 Clovercroft Rd, Franklin was built in 1978.

Does 4020 Clovercroft Rd, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 4020 Clovercroft Rd, Franklin in?

4020 Clovercroft Rd, Franklin is in the Breckenridge So Sec 1 subdivision of Franklin.

What is the estimated monthly payment for 4020 Clovercroft Rd, Franklin?

About $7,091 a month with 20% down on a 30-year fixed at 7.63%, principal and interest $6,226, estimated property tax $359, insurance $506. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 4020 Clovercroft Rd, Franklin zoned for?

4020 Clovercroft Rd, Franklin is zoned for Clovercroft Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 4020 Clovercroft Rd, Franklin a short-term-rental property?

No, 4020 Clovercroft Rd, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 4020 Clovercroft Rd, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 4020 Clovercroft Rd, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 4020 Clovercroft Rd, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 4020 Clovercroft Rd, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 4020 Clovercroft Rd, Franklin priced compared to the market?

At about $285 per square foot, 4020 Clovercroft Rd, Franklin ranks in the 20th percentile of active Franklin 37067 listings by price per square foot, roughly 13% below the Franklin 37067 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37067 homes market favoring buyers or sellers?

The Franklin 37067 homes market is currently balanced, at about 3.2 months of inventory, per Realtracs as of September 27, 2026.

Thinking of selling in Breckenridge So Sec 1?

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