6411 Charlotte Road Cir 103, Nashville, TN 37209
6411 Charlotte Road Cir 103, Nashville, TN 37209, Active at $289,900 ($318/sq ft). 2 bd · 2 ba · 912 sqft · $318/sqft · 0.03 ac.
6411 Charlotte Road Cir 103, Nashville, TN 37209, Active at $289,900 ($318/sq ft). 2 bd · 2 ba · 912 sqft · $318/sqft · 0.03 ac.
Active · $289,900
MLS #3610326 · listed September 28, 2026 · 15 days on market · updated October 2, 2026
2-bed, 2-bath condo at 6411 Charlotte Road Cir 103 in Flats At West Meade, Nashville, 912 sqft, $289,900 ($318/sqft), by Your Destination Finders LLC.
6411 Charlotte Road Cir 103 is a 2-bedroom, 2-bath condo in Nashville, TN 37209, offered at $289,900, about $318/sq ft across 912 sq ft.
At $318/sq ft, this condo is about 3% below the Nashville 37209 median list price per square foot of $327.
Market read: the Nashville 37209 condos market is balanced, at about 5.9 months of inventory.
All-in, about $2,229/mo at 20% down (7.48% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $611/mo, roughly 27% of the all-in monthly payment.
At the current 7.48% 30-year rate, principal and interest on this condo runs about $1,618/mo; at the 6.64% rate of about three months ago it would be roughly $1,487/mo, so monthly P&I is about $131 higher now.
Next step: ask Grant Hammond anything about 6411 Charlotte Road Cir 103 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 2, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Welcome to 6411 Charlotte Pk Rd #103! This 2-bedroom, 2-bath condo offers 912 square feet with plenty of natural light and a covered patio with a fenced outdoor area. The kitchen opens to the living room, making it easy to spend time together while cooking dinner or having friends over. There's also a breakfast bar for a quick meal or a place to sit and catch up. The primary bedroom has its own bathroom, and the second bedroom gives you options for guests, an office, or a little of both. A walk-in closet and in-unit laundry add convenience without taking away from your living space. Outside, there's room for a few plants and a place to sit with your morning coffee or enjoy the evening. A little outdoor space of your own makes this condo feel that much more like home.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 6411 Charlotte Road Cir 103 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $289,900 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $244,900 |
Listed September 28, 2026, this listing has been on the market 15 days as of October 13, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 6411 Charlotte Road Cir 103 at $289,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $289,900 |
|---|---|
| HOA dues | $200 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 6411 Charlotte Road Cir 103 is about $2,229/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $1,618, estimated property tax $170, homeowners insurance $241, and HOA dues $200. Estimate only; not a loan offer.
| Principal & interest | $1,618/mo |
|---|---|
| Property tax (est.) | $170/mo |
| Homeowners insurance (est.) | $241/mo |
| HOA dues | $200/mo |
| Estimated total | $2,229/mo |
Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.48% | $1,463/mo | $2,074/mo | -$155/mo |
| 6.98% | $1,540/mo | $2,151/mo | -$78/mo |
| 7.48% | $1,618/mo | $2,229/mo | current |
| 7.98% | $1,699/mo | $2,310/mo | +$81/mo |
| 8.48% | $1,780/mo | $2,391/mo | +$162/mo |
Principal & interest on a 30-year fixed at 20% down ($231,920 loan), with property tax, insurance, and HOA held constant at $611/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.
Owning 6411 Charlotte Road Cir 103 runs about $2,229/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $200 / mo (about 9% of the estimated total payment) |
|---|---|
| HOA per year | $2,400 |
| HOA over 5 years | $12,000 (at current dues) |
| Effective carrying cost | $2.461 / sq ft / mo (estimated total over 912 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37209 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $318 | $327 median | - |
| Price position | 45th pctile | -3% vs median | - |
This listing beside the active Nashville 37209 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 13, 2026.
Among the active condos in Nashville 37209, this condo at $318/sq ft falls in the 45th percentile on price per square foot.
Computed by Grant Hammond from the active Nashville 37209 comparables (Realtracs via IDX), as of October 13, 2026, refreshed weekly.
| Active listings | 239 in Nashville 37209 condos |
|---|---|
| Recent absorption | about 40.5 sales / mo |
| Months of inventory | 5.9 months, a balanced market |
Supply-side and recent-sale context for Nashville 37209 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37209 condos closings. Source Realtracs via IDX, as of September 26, 2026.
6411 Charlotte Road Cir 103 sits in Flats At West Meade, Nashville, Davidson County.
In Nashville 37209, homes there are priced around $327 per square foot; inventory in Nashville 37209 condos is running at about 5.9 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 3, 2026.
Approximately 5.3 miles from downtown Nashville (straight-line distance).
6411 Charlotte Road Cir 103 is zoned for Charlotte Park Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 6411 Charlotte Road Cir 103 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 6411 Charlotte Road Cir 103, by price and size.
Listed with Your Destination Finders LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 2, 2026), 6411 Charlotte Road Cir 103, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
6411 Charlotte Road Cir 103 was listed on September 28, 2026 and has been on the market 15 days as of October 13, 2026, per Realtracs.
No. The asking price has been $289,900 since it was listed on September 28, 2026.
6411 Charlotte Road Cir 103, Nashville is listed at $289,900, about $318 per square foot across 912 square feet.
2 bedrooms and 2 bathrooms.
About $318 per square foot ($289,900 across 912 sqft).
6411 Charlotte Road Cir 103, Nashville was built in 2020.
No garage is reported in the listing.
HOA dues are $200 per month, as listed.
6411 Charlotte Road Cir 103, Nashville is in the Flats At West Meade subdivision of Nashville.
About $2,229 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $1,618, estimated property tax $170, insurance $241, and HOA $200. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
6411 Charlotte Road Cir 103, Nashville is zoned for Charlotte Park Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $200 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $318 per square foot, 6411 Charlotte Road Cir 103, Nashville is in the 45th percentile of active listings in the Nashville 37209, about 3% below the $327 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $318 per square foot, 6411 Charlotte Road Cir 103, Nashville ranks in the 45th percentile of active Nashville 37209 listings by price per square foot, roughly 3% below the Nashville 37209 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37209 condos market is currently balanced, at about 5.9 months of inventory, per Realtracs as of September 26, 2026.
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