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309 Rachels Meadow Ct, Hermitage, TN 37076

309 Rachels Meadow Ct, Hermitage, TN 37076, Active at $490,000 ($176/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,791 sqft · $176/sqft · 0.18 ac.

Active · $490,000

4 beds2.5 baths2,791 sq ft$176 /sq ft0.18 acres

MLS #3610867 · listed October 2, 2026 · 9 days on market · updated October 2, 2026

4-bed, 2.5-bath home at 309 Rachels Meadow Ct in Monticello, Hermitage, 2,791 sqft, $490,000 ($176/sqft), by eXp Realty.

The quick read

309 Rachels Meadow Ct is a 4-bedroom, 2.5-bath home in Hermitage, TN 37076, offered at $490,000, about $176/sq ft across 2,791 sq ft.

At $176/sq ft, this home is about 21% below the Hermitage 37076 median list price per square foot of $223.

Market read: the Hermitage homes market is balanced, at about 4.3 months of inventory.

All-in, about $3,340/mo at 20% down (7.48% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $604/mo, roughly 18% of the all-in monthly payment.

At the current 7.48% 30-year rate, principal and interest on this home runs about $2,736/mo; at the 6.64% rate of about three months ago it would be roughly $2,514/mo, so monthly P&I is about $222 higher now.

School zone: assigned to Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 309 Rachels Meadow Ct (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 2, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 309 Rachels Meadow Ct

Welcome home to this beautifully maintained Monticello retreat, located on a cul-de-sac in one of Hermitage's most convenient neighborhoods with the added freedom of no HOA. Just four miles from Percy Priest Lake, this home offers easy access to boating, fishing, hiking, shopping, dining, BNA, and downtown Nashville. Designed for both everyday living and entertaining, this nearly 2,800-square-foot home features soaring 20-foot ceilings, spacious living areas, and a thoughtfully designed floor plan that provides room to spread out. The expansive upstairs bonus room offers exceptional flexibility and can easily serve as a fourth bedroom, game room, or an oversized second-floor primary suite. Just off the upstairs landing, a tucked-away nook overlooking the foyer creates the perfect setting for a home office, reading corner, or creative workspace. Step outside to a spacious backyard with plenty of room for outdoor grilling, entertaining, gardening, or even the future installation of a pool, creating endless possibilities to make the space your own. With room to grow, space to entertain, and a location that's hard to beat, this is more than a house- it's a place to truly feel at home.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 2006Pool

Full property details

Complete reported fields for 309 Rachels Meadow Ct (reference).

MLS #3610867
StatusActive
Price$490,000
Price / sqft$176
Bedrooms4
Bathrooms2.5 (2 full, 1 half)
Living area2,791 sqft
Lot size0.18 acres
Year built2006
All 29 property fields
Garage spaces2
Stories1
HeatingCentral, Electric, Natural Gas
CoolingYes
BasementNone
ConstructionBrick
ParkingGarage Faces Front, Attached
Annual taxes$3,484
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Interior featuresCeiling Fan(s), High Ceilings
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available
Garage typeAttached Garage, Yes
SubdivisionMonticello
CountyDavidson
ListedOctober 2, 2026
Days on market9
UpdatedOctober 2, 2026

Listing activity

DateEventPriceChange
Listed$490,000

Listed October 2, 2026, this listing has been on the market 9 days as of October 11, 2026. The asking price has not changed since it was listed.

Cost of ownership

Estimated monthly ownership for 309 Rachels Meadow Ct at $490,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$490,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 309 Rachels Meadow Ct, Hermitage

Estimated total monthly payment for 309 Rachels Meadow Ct is about $3,340/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $2,736, estimated property tax $284, homeowners insurance $320. Estimate only; not a loan offer.

Principal & interest$2,736/mo
Property tax (est.)$284/mo
Homeowners insurance (est.)$320/mo
Estimated total$3,340/mo

Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.48%$2,473/mo$3,077/mo-$263/mo
6.98%$2,603/mo$3,207/mo-$133/mo
7.48%$2,736/mo$3,340/mocurrent
7.98%$2,871/mo$3,475/mo+$135/mo
8.48%$3,009/mo$3,613/mo+$273/mo

Principal & interest on a 30-year fixed at 20% down ($392,000 loan), with property tax, insurance held constant at $604/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 309 Rachels Meadow Ct

Owning 309 Rachels Meadow Ct runs about $3,340/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 309 Rachels Meadow Ct compares in Hermitage 37076

MetricThis homeHermitage 37076 activeRecently sold
Price / sq ft$176$225 median-
Price position8th pctile-22% vs median-

This listing beside the active Hermitage 37076 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 11, 2026.

How this home compares in Hermitage 37076

Among the 342 active homes in Hermitage 37076, this home at $176/sq ft falls in the 8th percentile on price per square foot.

Computed by Grant Hammond from 342 Hermitage 37076 comparables (Realtracs via IDX), as of October 11, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings217 in Hermitage homes
Recent absorptionabout 50.5 sales / mo
Months of inventory4.3 months, a balanced market

Supply-side and recent-sale context for Hermitage homes. Sale figures are trailing 6/12/24-month medians of recorded Hermitage homes closings. Source Realtracs via IDX, as of October 3, 2026.

Location & neighborhood

309 Rachels Meadow Ct sits in Monticello, Hermitage, Davidson County.

Hermitage 37076 market snapshot

In Hermitage 37076, homes there are priced around $223 per square foot; inventory in Hermitage homes is running at about 4.3 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 3, 2026.

Approximately 11 miles from downtown Nashville (straight-line distance).

Assigned schools

309 Rachels Meadow Ct is zoned for Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 309 Rachels Meadow Ct

Get the full details, recent comparable sales, and any off-market options for 309 Rachels Meadow Ct - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 309 Rachels Meadow Ct, by price and size.

Listed with eXp Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Nashville housing market: inventory up 10% to 14,294 homes, supply at 5.59 months, average price up 3% to $637,141. What it means for buyers.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Read: Middle Tennessee Real Estate Market Update June 2026
Middle Tennessee Real Estate Market Update June 2026

June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches

Frequently asked questions about 309 Rachels Meadow Ct

Is 309 Rachels Meadow Ct, Hermitage still for sale?

As of the latest update (October 2, 2026), 309 Rachels Meadow Ct, Hermitage is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 309 Rachels Meadow Ct been on the market?

309 Rachels Meadow Ct was listed on October 2, 2026 and has been on the market 9 days as of October 11, 2026.

Has the price of 309 Rachels Meadow Ct changed?

No. The asking price has been $490,000 since it was listed on October 2, 2026.

How much does 309 Rachels Meadow Ct, Hermitage cost?

309 Rachels Meadow Ct, Hermitage is listed at $490,000, about $176 per square foot across 2,791 square feet.

How many bedrooms and bathrooms does 309 Rachels Meadow Ct, Hermitage have?

4 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $176 per square foot ($490,000 across 2,791 sqft).

When was 309 Rachels Meadow Ct, Hermitage built?

309 Rachels Meadow Ct, Hermitage was built in 2006.

Does 309 Rachels Meadow Ct, Hermitage have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 309 Rachels Meadow Ct, Hermitage in?

309 Rachels Meadow Ct, Hermitage is in the Monticello subdivision of Hermitage.

What is the estimated monthly payment for 309 Rachels Meadow Ct, Hermitage?

About $3,340 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $2,736, estimated property tax $284, insurance $320. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 309 Rachels Meadow Ct, Hermitage zoned for?

309 Rachels Meadow Ct, Hermitage is zoned for Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 309 Rachels Meadow Ct, Hermitage a short-term-rental property?

No, 309 Rachels Meadow Ct, Hermitage is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 309 Rachels Meadow Ct, Hermitage?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 309 Rachels Meadow Ct, Hermitage?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 309 Rachels Meadow Ct, Hermitage?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 309 Rachels Meadow Ct, Hermitage?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 309 Rachels Meadow Ct, Hermitage priced compared to the market?

At about $176 per square foot, 309 Rachels Meadow Ct, Hermitage ranks in the 8th percentile of active Hermitage 37076 listings by price per square foot, roughly 21% below the Hermitage 37076 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Hermitage homes market favoring buyers or sellers?

The Hermitage homes market is currently balanced, at about 4.3 months of inventory, per Realtracs as of October 3, 2026.

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