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550 Harding Pl F121, Nashville, TN 37211

550 Harding Pl F121, Nashville, TN 37211, Active at $124,900 ($143/sq ft). 2 bd · 1 ba · 874 sqft · $143/sqft · 0.02 ac.

Active · $124,900

2 beds1 bath874 sq ft$143 /sq ft0.02 acres

MLS #3278621 · updated July 14, 2026

2-bed, 1-bath condo at 550 Harding Pl F121 in Caldwell Court, Nashville, 874 sqft, $124,900 ($143/sqft), by Keller Williams Realty.

The quick read

550 Harding Pl F121 is a 2-bedroom, 1-bath condo in Nashville, TN 37211, offered at $124,900, about $143/sq ft across 874 sq ft.

At $143/sq ft, this condo is priced in line with the Caldwell Court list-price median of $143/sq ft.

Market read: the Nashville 37211 condos market is buyer-favored, at about 9.6 months of inventory.

All-in, about $1,135/mo at 20% down (6.68% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $492/mo, roughly 43% of the all-in monthly payment.

At the current 6.68% 30-year rate, principal and interest on this condo runs about $643/mo; at the 6.277% rate of about three months ago it would be roughly $617/mo, so monthly P&I is about $26 higher now.

Next step: ask Grant Hammond anything about 550 Harding Pl F121 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of July 14, 2026. RealTracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Highlights

Built 1965

Full property details

Complete reported fields for 550 Harding Pl F121 (reference).

MLS #3278621
StatusActive
Price$124,900
Price / sqft$143
Bedrooms2
Bathrooms1
Living area874 sqft
Lot size0.02 acres
Year built1965
All 24 property fields
Stories1
HeatingBaseboard
CoolingYes
BasementNone
ConstructionBrick
Annual taxes$1,352
AppliancesElectric Oven, Electric Range, Refrigerator
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
HOA dues$264 / mo
SubdivisionCaldwell Court
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure, Sewer, Trash
UpdatedJuly 14, 2026

Listing activity

No price changes or prior sales are on record for 550 Harding Pl F121 yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.

Cost of ownership

Estimated monthly ownership for 550 Harding Pl F121 at $124,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$124,900
HOA dues$264 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 550 Harding Pl F121, Nashville

Estimated total monthly payment for 550 Harding Pl F121 is about $1,135/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $643, estimated property tax $72, homeowners insurance $156, and HOA dues $264. Estimate only; not a loan offer.

Principal & interest$643/mo
Property tax (est.)$72/mo
Homeowners insurance (est.)$156/mo
HOA dues$264/mo
Estimated total$1,135/mo
6.945%5.937%6.68%2024-06-282026-07-23
30-year fixed ranged 5.937% to 6.945% over the last 104 readings, currently 6.68% (Freddie Mac PMMS via the GH rate feed).

Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.68%$579/mo$1,071/mo-$64/mo
6.18%$611/mo$1,103/mo-$32/mo
6.68%$643/mo$1,135/mocurrent
7.18%$677/mo$1,169/mo+$34/mo
7.68%$711/mo$1,203/mo+$68/mo

Principal & interest on a 30-year fixed at 20% down ($99,920 loan), with property tax, insurance, and HOA held constant at $492/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.

Buy versus rent, 550 Harding Pl F121

Owning 550 Harding Pl F121 runs about $1,135/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$264 / mo (about 23% of the estimated total payment)
HOA per year$3,168
HOA over 5 years$15,840 (at current dues)
Effective carrying cost$1.299 / sq ft / mo (estimated total over 874 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 550 Harding Pl F121 compares in Caldwell Court

MetricThis condoCaldwell Court activeRecently sold
Price / sq ft$143$143 median-
Price position34th pctile0% vs median-
Caldwell Court vs Nashville 37211 area--43%-

This listing beside the active Caldwell Court market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

How this condo compares in Caldwell Court

Among the 10 active condos in Caldwell Court, this condo at $143/sq ft falls in the 34th percentile on price per square foot.

Caldwell Court trades about 43% below Nashville 37211 area on a price-per-square-foot basis.

Taken together, this condo reads in line with Caldwell Court on a per-square-foot basis.

Computed by Grant Hammond from 10 Caldwell Court comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.

What units sell for in Caldwell Court, by size

Median closed price and price per square foot by unit size in Caldwell Court, from the last 24 months of recorded sales:

Unit sizeMedian soldMedian $/sq ftClosings
1 BR$119,000$22415
2 BR$137,000$14163

Computed by Grant Hammond from recorded Caldwell Court closings, grouped by unit size (RealTracs via IDX).

Competition & market pace

Active listings193 in Nashville 37211 condos
Recent absorptionabout 20.1 sales / mo
Months of inventory9.6 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Nashville 37211 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37211 condos closings. Source RealTracs via IDX, as of 2026-07-22.

Location & neighborhood

550 Harding Pl F121 sits in Caldwell Court, Nashville, Davidson County.

Caldwell Court market snapshot

In Caldwell Court, homes there are priced around $143 per square foot; inventory in Nashville 37211 condos is running at about 9.6 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.

Assigned schools

550 Harding Pl F121 is zoned for Norman Binkley Elementary, Croft Design Center, John Overton Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Middle
Croft Design Center
High
John Overton Comp High School

Ask Grant about 550 Harding Pl F121

Get the full details, recent comparable sales, and any off-market options for 550 Harding Pl F121 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

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Listed with Keller Williams Realty. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Frequently asked questions about 550 Harding Pl F121

Is 550 Harding Pl F121, Nashville still for sale?

As of the latest update (July 14, 2026), 550 Harding Pl F121, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 550 Harding Pl F121, Nashville cost?

550 Harding Pl F121, Nashville is listed at $124,900, about $143 per square foot across 874 square feet.

How many bedrooms and bathrooms does 550 Harding Pl F121, Nashville have?

2 bedrooms and 1 bathroom.

What is the price per square foot?

About $143 per square foot ($124,900 across 874 sqft).

When was 550 Harding Pl F121, Nashville built?

550 Harding Pl F121, Nashville was built in 1965.

Does 550 Harding Pl F121, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

HOA dues are $264 per month, as listed.

What subdivision is 550 Harding Pl F121, Nashville in?

550 Harding Pl F121, Nashville is in the Caldwell Court subdivision of Nashville.

What is the estimated monthly payment for 550 Harding Pl F121, Nashville?

About $1,135 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $643, estimated property tax $72, insurance $156, and HOA $264. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 550 Harding Pl F121, Nashville zoned for?

550 Harding Pl F121, Nashville is zoned for Norman Binkley Elementary, Croft Design Center, John Overton Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 550 Harding Pl F121, Nashville?

HOA dues are $264 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 550 Harding Pl F121, Nashville priced versus the building?

At $143 per square foot, 550 Harding Pl F121, Nashville is in the 34th percentile of active listings in the Caldwell Court, in line with the $143 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 550 Harding Pl F121, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 550 Harding Pl F121, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 550 Harding Pl F121, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 550 Harding Pl F121, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 550 Harding Pl F121, Nashville priced compared to the market?

At about $143 per square foot, 550 Harding Pl F121, Nashville ranks in the 34th percentile of active Caldwell Court listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37211 condos market favoring buyers or sellers?

The Nashville 37211 condos market is currently buyer-favored (ample supply), at about 9.6 months of inventory, per RealTracs as of 2026-07-22.

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