Nashville Mortgage Rates Today

This week’s full analysis is available at Nashville mortgage rates today: June 12, 2026.

As of June 12, 2026, the Nashville 30-year fixed mortgage rate averages 6.52% and the 15-year fixed averages 5.84%, per Freddie Mac PMMS. Daily lender quotes pushed to a nine-month high on Tuesday before recovering modestly into Friday’s close. Nashville mortgage rates today reflect movements in the 10-year Treasury yield, mortgage-backed securities markets, and broader macroeconomic conditions.

This page provides the most current 30-year fixed, 15-year fixed, FHA, and VA mortgage rates along with structured weekly analysis tailored specifically to buyers, sellers, investors, and real estate professionals across Nashville and Middle Tennessee.

This analysis applies to Davidson County, Williamson County, Wilson County, Rutherford County, and surrounding Middle Tennessee markets. Rates update weekly using data from Freddie Mac and the Mortgage Bankers Association, with localized interpretation grounded in active transaction experience across the Nashville housing market.

Thinking about selling? thinking about selling? get a free Nashville home value report from Grant Hammond — preliminary valuation within one hour, full written report within 24 hours.

Ready to shop with your rate locked in? browse the Nashville MLS from Grant Hammond — filters every Greater Nashville listing by price, neighborhood, and property type from the live Realtracs feed.

How Do Nashville Mortgage Rates Affect the Local Housing Market?

Mortgage rates do not impact every market equally. In Nashville and the surrounding counties, sensitivity varies by price band, neighborhood, and loan size.

In Davidson County, many transactions fall between $400,000 and $650,000. Within this range, even a 0.50% change in mortgage rates can materially shift qualification thresholds. Buyers targeting neighborhoods such as the East Nashville housing market, Green Hills real estate, the 12 South condo corridor and other downtown Nashville condo neighborhoods, plus Sylvan Park and West Meade, often operate within defined monthly payment limits, making rate stability especially important.

In Williamson County, where average purchase prices in Brentwood and Franklin are higher, rate movements amplify more quickly due to larger loan balances. A modest rate increase can translate into several hundred dollars in additional monthly cost at executive price points. In competitive submarkets such as the Brentwood housing market and parts of Williamson County’s Franklin corridor, rate stability often correlates with stronger contract activity and improved negotiation leverage.

In suburban corridors such as Spring Hill and portions of Wilson County and Rutherford County, affordability remains a central driver of buyer participation. FHA and VA borrowers in these markets are frequently more sensitive to short-term rate direction.

Mortgage rates also influence listing behavior. When rates rise, homeowners who previously secured lower rates may delay selling, constraining resale inventory across Middle Tennessee. When rates stabilize or decline, listing activity and transaction velocity typically improve.

Understanding how rates translate into purchasing power across Davidson and Williamson County is critical for informed real estate decision-making.

The mortgage rate dashboard shows a 6.52% 30-year fixed rate, a 5.84% 15-year fixed rate, an FHA 30-year rate near 6.12%, a 10-year Treasury yield near 4.45%, and a mortgage spread near 2.08%, as of the week ending June 12, 2026. APR context: At today’s 30-year fixed rate of 6.52%, the all-in APR (including typical lender fees and discount points) runs roughly 6.55% to 6.65% for conforming conventional loans. ARM context: 5/1 ARM and 7/1 ARM products in Nashville are typically priced 5 to 20 basis points below comparable 30-year fixed rates depending on lender and borrower profile. Borrowers planning shorter ownership horizons should request ARM quotes alongside conventional fixed-rate Loan Estimates to compare full cost over the actual hold period.

Weekly contract rate data and application trends are published by the Mortgage Bankers Association Weekly Applications Survey, which tracks conforming, FHA, and VA loan activity nationwide. While rates are reported at a national level, pricing in Davidson County, Williamson County, and surrounding Middle Tennessee markets typically aligns closely with those benchmarks, adjusted for borrower profile and lender overlays.

What Do Nashville Housing Statistics Tell Us About the Mortgage Market?

Mortgage rates operate against the backdrop of the Middle Tennessee housing market. The data below contextualizes how rate movements interact with current Davidson, Williamson, Rutherford, and Maury County conditions. All figures are drawn from the April 2026 Middle Tennessee Real Estate Market Update.

Middle Tennessee aggregate (10 counties)

• Median sale price: $450,000, up 1% year over year (12-month closed)
• Average sale price: $644,917, up 8% year over year (12-month closed)
• Active inventory: 12,317 units, up 11% year over year
• New listings (April): 6,094, down 20% year over year
• New under contract (April): 4,076, up 18% year over year
• Closings (April): 3,091, down 7%
• Days on market: 38 days, up 7%
• Months of supply: 4.76 (stabilized after rising in March)

County-level April 2026 snapshot

• Davidson County: average $679,444, median $475,000, months of supply 5.18
• Williamson County: average $1,344,141, median $977,000, months of supply 4.45
• Rutherford County: average $463,112, median $419,995, months of supply 4.03
• Maury County: average $449,325, median $400,000, months of supply 6.18

At the current Nashville 30-year fixed rate of 6.52%, a 0.50% rate change moves principal and interest payments by approximately $125 to $260 per month at typical Davidson County loan amounts, and proportionally more at Williamson County price points.

Nashonomics 2026 read: NAR Chief Economist Lawrence Yun told the Greater Nashville Realtors audience this week that 6.5% rates plus pent-up Nashville demand mark the start of a multiyear housing recovery, not a one-year bounce. He pegged the 6% mortgage rate as the unlock threshold. My Sunday roundup covers the full Nashonomics read alongside two other May 31 stories.

What Is Driving Nashville Mortgage Rates Right Now?

Nashville mortgage rates primarily follow movements in the 10-year U.S. Treasury yield and the broader mortgage-backed securities market. The national benchmark for average 30-year and 15-year fixed rates is published weekly through the Freddie Mac Primary Mortgage Market Survey, which reflects lender pricing across the country.

When Treasury yields rise due to inflation expectations, economic growth data, or increased government bond issuance, mortgage rates typically move higher as well. Conversely, when bond markets stabilize or yields decline, mortgage rates often moderate.

In addition to Treasury movement, mortgage spreads and liquidity conditions influence how closely local pricing tracks national averages. These structural drivers shape borrowing costs across Nashville and the broader Middle Tennessee region.

How Do the 10-Year Treasury and Mortgage Spreads Shape Nashville Rates?

The 10-year Treasury yield serves as the benchmark for long-term borrowing costs. Mortgage-backed securities price off this yield, creating a consistent relationship between Treasury movements and mortgage rates.

When spreads compress, mortgage rates move closer to Treasury yields. When spreads widen, borrowers experience elevated pricing even if Treasury yields decline.

For Nashville buyers, understanding the spread dynamic is often more important than reacting to Federal Reserve headlines. Local affordability across Brentwood homes for sale, Franklin’s residential market, and Nashville proper is frequently shaped more by spread behavior than by short-term policy commentary.

How Should Nashville Borrowers Approach the Current Mortgage Market?

Mortgage strategy in Nashville at 6.52% on the 30-year fixed depends on price band, ownership horizon, and the gap between current market rates and any existing rate the buyer or move-up seller already holds. The three frameworks below cover the most common Davidson and Williamson County buyer scenarios at today.s rate.

Adjustable vs Fixed Rate Decisioning

With the Nashville 30-year fixed at 6.52%, 5/1 and 7/1 ARMs in the 6.12% to 6.45% range price approximately 5 to 20 basis points lower depending on lender and borrower profile. On a $600,000 Brentwood loan amount, that produces $20 to $80 per month in early cash-flow savings. ARMs are best suited to East Nashville and 12 South buyers planning to move or refinance within the initial fixed period. Buyers settling into a Belle Meade or Forest Hills long-term hold should weigh that early savings against the reset risk at year five or seven.

Refinance Thresholds

Most Nashville homeowners need a 0.75% to 1.00% rate improvement to recover refinance closing costs within a reasonable horizon. At 6.52% today, that puts the break-even target near 5.50% to 5.75%, a level the market has not seen since early 2022. The lock-in effect this creates is the structural driver behind constrained resale inventory across Davidson and Williamson Counties. Homeowners holding 3.5% to 4.5% notes from the 2020 to 2022 cycle are unlikely to list unless personal circumstances force the move, which keeps Brentwood, Belle Meade, and Green Hills move-up inventory tighter than the headline rate alone would suggest.

Buydown Economics

Temporary buydowns are widely available in Nashville new construction, particularly across Williamson County suburbs and Maury County developments where builders are managing standing inventory. A typical seller-paid 2-1 buydown reduces the effective rate by 2.00% in year one and 1.00% in year two, then resets to the full note rate in year three. On a $500,000 loan at a 6.52% note rate, that translates to monthly principal-and-interest of approximately $2,016 in year one (versus $3,162 at the full rate) and $2,503 in year two. The lifetime cost is paid up front by the seller through a closing-table credit, so the total transaction economics depend on whether the buydown is offered in lieu of a price reduction or in addition to one.

Active participation in both the Nashville and Williamson County housing markets makes mortgage rate trend interpretation a function of direct transaction experience, not just national data. The right financing structure depends on borrower profile, time horizon, and risk tolerance, and the analysis is best run against the specific property and the specific lender quote, not a generic rate sheet.

How Does Grant Hammond Compile Nashville Mortgage Rate Data?

Every Nashville mortgage rate data point on this page traces back to a primary source. The methodology below documents what data is used, how derived figures are calculated, and how national data is applied to the Nashville and Middle Tennessee market context.

Primary Data Sources

• 30-year and 15-year conventional fixed rates: Freddie Mac Primary Mortgage Market Survey (PMMS), released every Thursday at noon. This is the national benchmark for conventional conforming mortgage rates and represents lender pricing across the United States. Nashville borrower pricing typically tracks PMMS averages, adjusted for borrower credit profile and individual lender overlays.
• FHA, VA, and jumbo rates: Mortgage Bankers Association Weekly Applications Survey, released every Wednesday. These rates reflect the average contract rate at MBA-member lenders for the specified loan type.
• 10-year Treasury yield: U.S. Department of the Treasury daily yield curve rates, with end-of-week close used as the reported figure.
• Inflation data (Core CPI, Core PCE, PPI): U.S. Bureau of Labor Statistics monthly releases.
• Federal Reserve policy: Federal Open Market Committee meeting statements, dot plots, and Chair press conferences.

Calculated Figures

• Mortgage spread: The difference between the 30-year fixed conventional rate (Freddie Mac PMMS) and the 10-year Treasury yield, expressed in basis points. Historical mortgage spread averages approximately 170 basis points.
• Payment impact calculations: Standard mortgage amortization formulas. Principal and interest payments assume the stated rate over the stated loan term with no additional fees. Property taxes, homeowners insurance, mortgage insurance, and HOA dues are not included in the principal and interest figures shown.
• Year-over-year (YoY) rate change: Compares the current week’s Freddie Mac PMMS reading to the same calendar week from the prior year.
• Week-over-week (WoW) rate change: Compares the current week’s reading to the prior week’s reading.

Local Application

National rate data is interpreted through the Nashville market context by considering Davidson County and Williamson County price band distributions, typical borrower profiles in each sub-market, and active transaction experience. Payment impact examples on this page use loan amounts that reflect Nashville purchase price distributions across the under-$500K, $500K to $1M, $1M to $1.5M, and $1.5M+ bands.

Update Cadence

• Dashboard widget rates: updated weekly on Friday after Freddie Mac PMMS release
• Nashville housing market statistics: updated monthly
• Methodology section: reviewed quarterly; updated when sourcing changes

How Do Nashville Mortgage Rates Compare Across Loan Types?

Different loan structures respond differently to market conditions.

Conventional 30-Year Fixed

The most common loan type for qualified borrowers with stable income and strong credit. Pricing closely tracks national benchmarks adjusted for borrower profile and local lender overlays.

FHA Loans

Designed for buyers with lower down payments or moderate credit scores. FHA mortgage rates in Nashville are often slightly lower than conventional rates, though borrowers must consider upfront and annual mortgage insurance premiums.

VA Loans

Available to eligible veterans and active-duty service members. VA mortgage rates in Middle Tennessee frequently price competitively and require no down payment, though funding fees may apply. VA participation remains meaningful across the region.

Understanding loan structure differences helps buyers align financing strategy with rate conditions.

What Tennessee First-Time Homebuyer Programs Help Nashville Buyers?

Beyond standard conventional, FHA, and VA financing, Nashville first-time homebuyers can access several Tennessee-specific programs that reduce upfront costs, lower effective rates, or provide tax benefits. The programs below are administered through the Tennessee Housing Development Agency (THDA) and apply across Davidson County, Williamson County, and surrounding Middle Tennessee markets. Current income limits, purchase price limits, and program rates are published by THDA and update periodically; verify against thda.org before applying.

Great Choice Home Loan Program

The Great Choice Home Loan program is THDA’s flagship first-time homebuyer offering. Key features include:

• Loan type: 30-year fixed-rate FHA, VA, USDA, or conventional
• Minimum credit score: 640
• Income limits: Vary by household size and county; current Davidson and Williamson County limits published by THDA
• Purchase price limits: Vary by county; current limits published by THDA
• Pairs with: Great Choice Plus down payment assistance for up to 100% financing

The Great Choice program applies most often to Nashville buyers in the entry-level price band who would otherwise face down payment or closing cost barriers.

Homeownership for Heroes

The Homeownership for Heroes program serves active and former military service members, law enforcement officers, paramedics, EMTs, and firefighters in Tennessee. Key features include:

• Interest rate: Approximately 0.50% below the Great Choice standard rate, per THDA’s current schedule
• First-time buyer requirement: Waived for eligible heroes
• Minimum credit score: 640
• Financing structure: Up to 100% of purchase price with VA or USDA pairing; up to 96.5% with FHA

Eligible occupations in Middle Tennessee can use this program to access a reduced rate compared to standard THDA financing.

Take Credit Mortgage Credit Certificate (MCC)

The Take Credit MCC program provides a federal income tax credit for qualifying buyers purchasing in designated Tennessee Targeted Areas. Key features include:

• Tax benefit: Federal tax credit up to the IRS maximum, recurring for the life of the loan
• Eligibility: First-time buyers, veterans, or repeat buyers purchasing in a Targeted Area
• Targeted Areas: Specified census tracts within designated Tennessee counties
• Combined with: Can stack with Great Choice or other THDA financing

Nashville buyers should verify whether a target property is within a Targeted Area before applying. THDA maintains the current Targeted Area map.

How These Programs Apply to Current Mortgage Rates

At the current Nashville 30-year fixed rate per Freddie Mac PMMS, a Homeownership for Heroes participant accessing the THDA rate reduction lands at a lower effective rate. The exact rate depends on THDA’s current schedule, but the standard structure produces a meaningful monthly payment reduction at the same purchase price. Over a 30-year amortization, the lifetime interest savings can run into tens of thousands of dollars depending on loan amount.

For Nashville first-time buyers evaluating financing options, comparing Great Choice and Homeownership for Heroes program economics against standard FHA financing is a routine pre-approval analysis. A Nashville-area lender or THDA-approved originator can run both scenarios as part of the qualifying conversation.

How Does a Rate Change Affect Nashville Monthly Payments?

To illustrate how rate movement affects affordability:

• $500,000 purchase price
• 20% down
• $400,000 loan amount
• 30-year fixed

In Davidson County and Williamson County, these differences often determine whether buyers move forward, adjust price range, or delay a purchase. While loan structure and rate mechanics shape most decisions, many buyers and sellers still have practical questions about timing, qualification, and affordability. Below are answers to the most common questions about Nashville mortgage rates.

How Do You Find the Best Nashville Mortgage Rate? A 5-Step Guide

Securing a competitive mortgage rate in Nashville and Middle Tennessee requires preparation before contacting any lender. The five steps below apply across Davidson County, Williamson County, and surrounding markets, regardless of loan type or price band.

Step 1: Strengthen Your Credit Score

Mortgage rate offers vary materially by credit score. A buyer with a 760+ credit score typically receives the best available pricing. A buyer at 640 receives offers 0.50% to 0.75% above that benchmark. Pull all three credit bureau reports at least 60 days before applying, dispute any errors, and pay down revolving balances to keep credit utilization under 30%.

Step 2: Determine Your Nashville Price Band

Nashville price band placement determines which loan products are available. Buyers below the current conforming loan limit for Davidson County qualify for conventional financing. Buyers above that threshold require jumbo loans, which carry different qualification standards. Determine your target price range before lender outreach. The current FHFA conforming loan limit is published annually and updates each January.

Step 3: Compare Loan Types for Your Situation

Nashville buyers should compare at least three loan types: conventional 30-year fixed, FHA 30-year fixed, and either VA (if eligible) or jumbo (if above conforming limits). For investment properties, also compare DSCR loans against conventional investment financing — see the Nashville Airbnb Financing Guide for DSCR, conforming, and commercial loan structures by deal type. Each loan type carries different rate structures, qualification thresholds, and total cost profiles.

Step 4: Get Quotes from at Least Three Lenders

Nashville investors purchasing properties for short-term rental need to verify NOOSTR eligibility under Davidson County’s non-owner-occupied permit rules before committing capital. See the Nashville NOOSTR permit guide for the regulatory framework, zoning constraints, and renewal conditions that affect investor underwriting.

Mortgage rate offers vary by lender even for the same borrower profile on the same day. Federal disclosure rules require lenders to provide a Loan Estimate within 3 business days of application. Request Loan Estimates from at least three lenders within a 14-day window so credit pulls count as a single inquiry. Compare APR (the all-in cost) rather than just interest rate, since lender fees vary.

Step 5: Get Preapproved Before Active Home Search

Preapproval establishes the maximum loan amount a lender will extend based on verified income, assets, and credit. Nashville sellers in competitive submarkets typically require preapproval letters with offers. Preapproval also locks in pricing assumptions, which protects against last-minute rate movement during contract negotiation.

For Nashville buyers who want to evaluate financing strategy alongside specific property targets, the weekly archive of weekly mortgage analysis provides current market context and rate environment analysis.

Authored by Grant Hammond, broker at Compass RE with the BDG Partners team in Nashville. Tracking Nashville mortgage rates and Middle Tennessee real estate financing data weekly since 2018. See the Revenue and ROI Guide for how rate changes shape Nashville Airbnb investment returns.

Frequently Asked Questions About Nashville Mortgage Rates

Buyers, sellers, and investors across Nashville and Middle Tennessee often have practical questions about how mortgage rates influence timing, qualification, and purchasing power. The answers below address common concerns related to 30-year, 15-year, FHA, and VA mortgage rates in Davidson County, Williamson County, and surrounding markets.

What is the current 30-year mortgage rate in Nashville?

The current Nashville 30-year mortgage rate is displayed in the dashboard above and updates weekly based on national survey benchmarks. While rates are reported nationally, borrower pricing in Davidson County, Williamson County, and surrounding Middle Tennessee markets typically tracks those averages, adjusted for credit profile, loan size, and lender overlays.

Even small rate changes can meaningfully affect purchasing power in Nashville’s $400,000 to $750,000 price range, where most owner-occupied transactions occur.

How often do mortgage rates change in Nashville?

Mortgage rates can change daily based on bond market activity. Intraday pricing is influenced primarily by movement in the 10-year Treasury yield and mortgage-backed securities markets.

However, the dashboard on this page updates weekly using official survey data to provide a consistent benchmark. Borrowers actively under contract may see more frequent pricing adjustments depending on market volatility.

Are FHA mortgage rates lower than conventional rates in Tennessee?

FHA rates typically run 0.10% to 0.25% below conventional in elevated-rate environments, with the current Nashville FHA 30-year near 6.12% versus conventional at 6.52%. The note-rate savings are real, but FHA carries mortgage insurance premiums (upfront 1.75% of the loan amount and ongoing 0.55% to 0.85% annually) that conventional borrowers with 20% down avoid entirely. For first-time Nashville buyers putting less than 10% down, FHA usually wins on total monthly cost. For buyers with 10% or more down and strong credit, conventional with private mortgage insurance often produces a lower all-in payment despite the slightly higher note rate.

How does the 10-year Treasury affect mortgage rates?

The 10-year Treasury yield serves as the primary benchmark for long-term borrowing costs. Mortgage rates generally move in the same direction as Treasury yields because mortgage-backed securities price off this benchmark.

When inflation data pushes Treasury yields higher, mortgage rates typically rise. When yields stabilize or decline, mortgage rates may moderate. However, mortgage spreads also play a critical role in determining final borrower pricing.

Should I lock my mortgage rate now?

Lock if your closing is within 30 to 45 days and the current Nashville 30-year fixed at 6.52% pencils for your payment. With the 10-year Treasury at the 4.45% technical ceiling and Core PCE printing next Friday, the near-term path is more likely sideways-to-up than down, so the cost of waiting often exceeds the savings of catching a small dip. Locks longer than 60 days carry pricing premiums of approximately 0.125% to 0.25%, which can offset any expected near-term rate improvement.

How much does a 0.50% rate change affect monthly payments?

On a $400,000 loan amount, a 0.50% rate change can alter principal and interest payments by approximately $125 to $150 per month. In higher-priced Williamson County transactions, the impact can be substantially larger due to increased loan balances.

Do mortgage rates vary by county in Middle Tennessee?

The headline 30-year fixed rate does not change by county, but borrower pricing and product mix do. Davidson County buyers in the $400,000 to $750,000 band most often use conventional or FHA loans, where pricing tracks the Freddie Mac PMMS average closely. Williamson County buyers in Brentwood and Franklin frequently cross into jumbo territory above the conforming loan limit, where pricing runs 0.10% to 0.20% above conventional for strong borrowers. Rutherford County and Maury County buyers see more FHA and VA volume, where pricing is similar to conventional but qualification rules differ. The rate is national; the product fit is local.

Where Does This Nashville Mortgage Rate Data Come From?

This page draws on primary data from the following sources:

1. Freddie Mac Primary Mortgage Market Survey (PMMS). Weekly conventional mortgage rate data. Accessed June 5, 2026.
2. Mortgage Bankers Association Weekly Applications Survey. Weekly lender rate and application data. Accessed June 5, 2026.
3. U.S. Department of the Treasury Daily Yield Curve Rates. Accessed June 5, 2026.
4. U.S. Bureau of Labor Statistics Consumer Price Index. April 2026 release.
5. U.S. Bureau of Labor Statistics Producer Price Index. April 2026 release.
6. Federal Open Market Committee policy statements and projections. April 2026 FOMC meeting.
7. Tennessee Housing Development Agency. Great Choice Home Loans and homebuyer assistance program data.
8. Greater Nashville REALTORS monthly market statistics. April 2026 release. Accessed June 5, 2026.

How Have Nashville Mortgage Rates Moved Each Week in 2026?

Mortgage rate conditions can shift quickly based on Treasury movement, inflation data, and mortgage spread dynamics. For broader commentary, historical analysis, and additional rate-related insights, explore our Mortgage Rates and Financing section, which houses ongoing coverage of borrowing trends across Nashville and Middle Tennessee.

Featured Nashville mortgage analysis

The Nashville mortgage rate environment has shifted materially across 2026. The weekly updates below offer the most analytically distinctive recent breakdowns:

• June 5, 2026: How global bond yields and the Iran conflict pushed Nashville rates to a fresh 2026 high. The 10-year Treasury tests the 4.45% technical ceiling and the spread mechanics flow through one-for-one
• May 15, 2026: Daily lender quotes climb to a nine-month high as PMI and Treasury auctions reset expectations. Weekly average held lower than the daily peak by the largest spread in two months
• April 24, 2026: The multi-week descent from the April highs to the early-May lows. How spread compression and GSE intervention drove the move and why those mechanics now run in reverse

For detailed weekly breakdowns including Treasury movement, mortgage spread analysis, and local affordability implications, review our most recent updates:

• • June 12, 2026 Nashville mortgage rates: 6.52% with Treasury yields rallying on Iran de-escalation ahead of Warsh’s first FOMC

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• Nashville mortgage rates June 5, 2026: 6.48% before Friday’s jobs-report whiplash
• Week of May 29, 2026: 6.53% as the 10-year Treasury reversal pulled rates down
• May 22, 2026 Nashville mortgage rate update: 6.51% as global bond yields broke higher
• Nashville mortgage rates May 15, 2026: 6.36% PMMS, daily quotes hit a 9-month high
• Week of May 8, 2026: 6.37% as mortgage spreads widened against borrowers
• May 1, 2026 Nashville mortgage update: 6.30% after a hawkish Fed hold lifted yields
• Nashville mortgage rates April 24, 2026: 6.23% as spreads tightened and Treasury stabilized
• Week of April 17, 2026: 6.30% as Treasury yields stabilized after late-March highs
• April 10, 2026 Nashville mortgage rates: 6.46% with the 10-year Treasury near 4.31%
• Nashville mortgage rates April 3, 2026: 6.46% as rates improved off the late-March peak
• March 27, 2026 Nashville mortgage update: 6.38% on inflation expectations and energy prices
• Week of March 20, 2026: 6.22% as the 10-year Treasury held near 4.25%
• Nashville mortgage rates March 13, 2026: 6.11% as Iran tensions lifted oil prices
• March 6, 2026 Nashville mortgage rates: 6.00% with the Treasury yield stable at 4.14%
• Week of February 27, 2026: 5.98% as mortgage spreads compressed to 1.96%
• February 20, 2026 Nashville mortgage rates: 6.01% with spreads at 1.93%
• Nashville mortgage rates February 13, 2026: 6.09% as the Treasury held 4.09%

Browse the full Nashville mortgage rates archive →

These reports provide structured time-series insight into mortgage rate direction across Davidson County, Williamson County, and the broader Middle Tennessee housing market.