314 Summit Ridge Cir, Nashville, TN 37215
314 Summit Ridge Cir, Nashville, TN 37215, Active at $294,900 ($310/sq ft). 2 bd · 2 ba · 952 sqft · $310/sqft · 0.02 ac.
314 Summit Ridge Cir, Nashville, TN 37215, Active at $294,900 ($310/sq ft). 2 bd · 2 ba · 952 sqft · $310/sqft · 0.02 ac.
Active · $294,900
MLS #3017447 · listed June 28, 2026 · 27 days on market · updated June 28, 2026
2-bed, 2-bath condo at 314 Summit Ridge Cir in Four Seasons, Nashville, 952 sqft, $294,900 ($310/sqft), by Fridrich & Clark Realty.
314 Summit Ridge Cir is a 2-bedroom, 2-bath condo in Nashville, TN 37215, offered at $294,900, about $310/sq ft across 952 sq ft.
At $310/sq ft, this condo is priced in line with the Four Seasons list-price median of $312/sq ft.
Market read: the Nashville 37215 condos market is buyer-favored, at about 14.5 months of inventory.
All-in, about $2,327/mo at 20% down (6.68% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $808/mo, roughly 35% of the all-in monthly payment.
At the current 6.68% 30-year rate, principal and interest on this condo runs about $1,519/mo; at the 6.277% rate of about three months ago it would be roughly $1,457/mo, so monthly P&I is about $62 higher now.
Next step: ask Grant Hammond anything about 314 Summit Ridge Cir (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of June 28, 2026. RealTracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Complete reported fields for 314 Summit Ridge Cir (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Last recorded sale | $160,000 | — | |
| Listed | $294,900 | — |
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 314 Summit Ridge Cir at $294,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $294,900 |
|---|---|
| HOA dues | $376 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 314 Summit Ridge Cir is about $2,327/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $1,519, estimated property tax $171, homeowners insurance $261, and HOA dues $376. Estimate only; not a loan offer.
| Principal & interest | $1,519/mo |
|---|---|
| Property tax (est.) | $171/mo |
| Homeowners insurance (est.) | $261/mo |
| HOA dues | $376/mo |
| Estimated total | $2,327/mo |
Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.68% | $1,366/mo | $2,174/mo | -$153/mo |
| 6.18% | $1,442/mo | $2,250/mo | -$77/mo |
| 6.68% | $1,519/mo | $2,327/mo | current |
| 7.18% | $1,598/mo | $2,406/mo | +$79/mo |
| 7.68% | $1,679/mo | $2,487/mo | +$160/mo |
Principal & interest on a 30-year fixed at 20% down ($235,920 loan), with property tax, insurance, and HOA held constant at $808/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.
Owning 314 Summit Ridge Cir runs about $2,327/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $376 / mo (about 16% of the estimated total payment) |
|---|---|
| HOA per year | $4,512 |
| HOA over 5 years | $22,560 (at current dues) |
| Effective carrying cost | $2.444 / sq ft / mo (estimated total over 952 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Four Seasons active | Recently sold |
|---|---|---|---|
| Price / sq ft | $310 | $312 median | - |
| Price position | 43rd pctile | -1% vs median | - |
| Four Seasons vs Nashville 37215 area | - | -28% | - |
This listing beside the active Four Seasons market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.
At $310/sq ft, this condo ranks in the 43rd percentile of the 8 active condos in Four Seasons by price per square foot.
Four Seasons trades about 28% below Nashville 37215 area on a price-per-square-foot basis.
Taken together, this condo reads in line with Four Seasons on a per-square-foot basis.
Computed by Grant Hammond from 8 Four Seasons comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.
Median closed price and price per square foot by unit size in Four Seasons, from the last 24 months of recorded sales:
| Unit size | Median sold | Median $/sq ft | Closings |
|---|---|---|---|
| 1 BR | $1,287,500 | $1,153 | 9 |
| 2 BR | $337,500 | $293 | 10 |
Computed by Grant Hammond from recorded Four Seasons closings, grouped by unit size (RealTracs via IDX).
| Active listings | 220 in Nashville 37215 condos |
|---|---|
| Recent absorption | about 15.2 sales / mo |
| Months of inventory | 14.5 months, a buyer-favored market (ample supply) |
Supply-side and recent-sale context for Nashville 37215 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37215 condos closings. Source RealTracs via IDX, as of 2026-07-22.
314 Summit Ridge Cir sits in Four Seasons, Nashville, Davidson County.
In Four Seasons, homes there are priced around $312 per square foot; inventory in Nashville 37215 condos is running at about 14.5 months, a buyer-favored market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.
314 Summit Ridge Cir is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 314 Summit Ridge Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 314 Summit Ridge Cir, by price and size.
Listed with Fridrich & Clark Realty. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (June 28, 2026), 314 Summit Ridge Cir, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
314 Summit Ridge Cir, Nashville is listed at $294,900, about $310 per square foot across 952 square feet.
2 bedrooms and 2 bathrooms.
About $310 per square foot ($294,900 across 952 sqft).
314 Summit Ridge Cir, Nashville was built in 1978.
No garage is reported in the listing.
HOA dues are $376 per month, as listed.
314 Summit Ridge Cir, Nashville is in the Four Seasons subdivision of Nashville.
About $2,327 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $1,519, estimated property tax $171, insurance $261, and HOA $376. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
314 Summit Ridge Cir, Nashville is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $376 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $310 per square foot, 314 Summit Ridge Cir, Nashville is in the 43rd percentile of active listings in the Four Seasons, about 1% below the $312 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $310 per square foot, 314 Summit Ridge Cir, Nashville ranks in the 43rd percentile of active Four Seasons listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37215 condos market is currently buyer-favored (ample supply), at about 14.5 months of inventory, per RealTracs as of 2026-07-22.
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