680 Gustaf Dr, Whites Creek, TN 37189
680 Gustaf Dr, Whites Creek, TN 37189, Active at $499,990 ($253/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,979 sqft · $253/sqft · 0.8 ac.
680 Gustaf Dr, Whites Creek, TN 37189, Active at $499,990 ($253/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,979 sqft · $253/sqft · 0.8 ac.
Active · $499,990
MLS #3168144 · listed April 1, 2026 · 190 days on market · updated July 29, 2026
3-bed, 2.5-bath home at 680 Gustaf Dr in Ridgecrest at Whites Creek, Whites Creek, 1,979 sqft, $499,990 ($253/sqft), by Ole South Realty.
680 Gustaf Dr is a 3-bedroom, 2.5-bath home in Whites Creek, TN 37189, offered at $499,990, about $253/sq ft across 1,979 sq ft.
At $253/sq ft, this home is priced in line with the Whites Creek 37189 list-price median of $256/sq ft.
Market read: the Whites Creek homes market is balanced, at about 4.7 months of inventory.
All-in, about $3,555/mo at 20% down (7.50% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $758/mo, roughly 21% of the all-in monthly payment.
At the current 7.50% 30-year rate, principal and interest on this home runs about $2,797/mo; at the 6.64% rate of about three months ago it would be roughly $2,565/mo, so monthly P&I is about $232 higher now.
School zone: assigned to Alex Green Elementary, Brick Church Middle School, Whites Creek High. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 680 Gustaf Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 29, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Whites Creek.
Country living in the city!! Plan (2627) offers all of the contemporary style and comfort in a gated community just 10 minutes to downtown Nashville. The interior features a modern kitchen with spacious island, quartz countertops, stainless steel appliances, and custom cabinetry. The open living area is perfect for entertaining, with lots of natural light and a beautiful view of the peaceful wooded area. This plan offers an additional living area (guest quarters or teen suite) with private entrances from the outside. Beautiful large balcony to enjoy entertaining family or guest. Located just minutes from Downtown Nashville, this home is near the upcoming Bounty Club golf course, and the exciting Rock Nashville music rehearsal/production campus, making it a prime location for both luxury and convenience. Appointments are encourage for showings.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 680 Gustaf Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $499,990 | -$20,000 (-3.8%) | |
| Listed | $519,990 |
Listed April 1, 2026, this listing has been on the market 190 days as of October 8, 2026. The price has been reduced once, from $519,990 to $499,990 (-3.8%). The most recent change was first seen on our daily record August 11, 2026.
Estimated monthly ownership for 680 Gustaf Dr at $499,990: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $499,990 |
|---|---|
| HOA dues | $145 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 680 Gustaf Dr is about $3,555/mo, 20% down on a 30-year fixed at 7.50% (a conforming loan), including principal & interest $2,797, estimated property tax $290, homeowners insurance $323, and HOA dues $145. Estimate only; not a loan offer.
| Principal & interest | $2,797/mo |
|---|---|
| Property tax (est.) | $290/mo |
| Homeowners insurance (est.) | $323/mo |
| HOA dues | $145/mo |
| Estimated total | $3,555/mo |
Assumes 20% down, 30-year fixed at 7.50% (Mortgage News Daily, as of October 8, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.50% | $2,528/mo | $3,286/mo | -$269/mo |
| 7.00% | $2,661/mo | $3,419/mo | -$136/mo |
| 7.50% | $2,797/mo | $3,555/mo | current |
| 8.00% | $2,935/mo | $3,693/mo | +$138/mo |
| 8.50% | $3,076/mo | $3,834/mo | +$279/mo |
Principal & interest on a 30-year fixed at 20% down ($399,992 loan), with property tax, insurance, and HOA held constant at $758/mo. Current 30-year fixed 7.50% (Mortgage News Daily, as of October 8, 2026). Estimate only; not a loan offer.
Owning 680 Gustaf Dr runs about $3,555/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Whites Creek 37189 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $253 | $255 median | - |
| Price position | 47th pctile | -1% vs median | - |
This listing beside the active Whites Creek 37189 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.
Among the 21 active homes in Whites Creek 37189, this home at $253/sq ft falls in the 47th percentile on price per square foot.
Computed by Grant Hammond from 21 Whites Creek 37189 comparables (Realtracs via IDX), as of October 9, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 18 in Whites Creek homes |
|---|---|
| Recent absorption | about 3.8 sales / mo |
| Months of inventory | 4.7 months, a balanced market |
Supply-side and recent-sale context for Whites Creek homes. Sale figures are trailing 6/12/24-month medians of recorded Whites Creek homes closings. Source Realtracs via IDX, as of September 13, 2026.
680 Gustaf Dr sits in Ridgecrest at Whites Creek, Whites Creek, Davidson County.
In Whites Creek 37189, homes there are priced around $256 per square foot; inventory in Whites Creek homes is running at about 4.7 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 13, 2026.
Approximately 5.4 miles from downtown Nashville (straight-line distance).
680 Gustaf Dr is zoned for Alex Green Elementary, Brick Church Middle School, Whites Creek High. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 680 Gustaf Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 680 Gustaf Dr, by price and size.
Listed by Phyllis Kelley, Ole South Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
August 2026 Nashville housing market: inventory up 10% to 14,294 homes, supply at 5.59 months, average price up 3% to $637,141. What it means for buyers.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (July 29, 2026), 680 Gustaf Dr, Whites Creek is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
680 Gustaf Dr was listed on April 1, 2026 and has been on the market 190 days as of October 8, 2026, per Realtracs.
Yes. It was first listed at $519,990. The price has been reduced once, most recently to $499,990 by August 11, 2026, a total change of -3.8%.
680 Gustaf Dr, Whites Creek is listed at $499,990, about $253 per square foot across 1,979 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $253 per square foot ($499,990 across 1,979 sqft).
680 Gustaf Dr, Whites Creek was built in 2026.
Yes, 2 garage spaces, per the listing.
HOA dues are $145 per month, as listed.
680 Gustaf Dr, Whites Creek is in the Ridgecrest at Whites Creek subdivision of Whites Creek.
About $3,555 a month with 20% down on a 30-year fixed at 7.50%, principal and interest $2,797, estimated property tax $290, insurance $323, and HOA $145. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
680 Gustaf Dr, Whites Creek is zoned for Alex Green Elementary, Brick Church Middle School, Whites Creek High. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 680 Gustaf Dr, Whites Creek is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $253 per square foot, 680 Gustaf Dr, Whites Creek ranks in the 46th percentile of active Whites Creek 37189 listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Whites Creek homes market is currently balanced, at about 4.7 months of inventory, per Realtracs as of September 13, 2026.
Thinking of selling in Ridgecrest at Whites Creek?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.