249 Harbor Village Dr, Madison, TN 37115
249 Harbor Village Dr, Madison, TN 37115, for sale at $429,000 ($189/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,274 sqft · $189/sqft · 0.05 ac.
249 Harbor Village Dr, Madison, TN 37115, for sale at $429,000 ($189/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,274 sqft · $189/sqft · 0.05 ac.
For sale · $429,000
MLS #3225399 · listed May 21, 2026 · 175 days on market · updated November 5, 2026
4-bed, 2.5-bath condo at 249 Harbor Village Dr in Harbor Village, Madison, 2,274 sqft, $429,000 ($189/sqft), by Liberty House Realty, LLC.
249 Harbor Village Dr is a 4-bedroom, 2.5-bath condo in Madison, TN 37115, offered at $429,000, about $189/sq ft across 2,274 sq ft.
At $189/sq ft, this condo is about 17% below the Madison 37115 median list price per square foot of $228.
Recently sold in Madison 37115: 75 comparable condos from $294,000 to $570,806, a median of $219/sq ft; this listing at $189/sq ft is about 14% below recent sold prices.
Market read: the Madison condos market is balanced as of November 6, 2026, at about 4.8 months of inventory; recent sales have closed near 100% of list in the 12 months to November 6, 2026.
All-in, about $3,054/mo at 20% down (7.42% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $673/mo, roughly 22% of the all-in monthly payment.
At the current 7.42% 30-year rate, principal and interest on this condo runs about $2,381/mo; at the 6.71% rate of about three months ago it would be roughly $2,217/mo, so monthly P&I is about $164 higher now.
Next step: ask Grant Hammond anything about 249 Harbor Village Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 12, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Rare waterfront opportunity with lake views and a unique setting bordered by water on two sides. This 4-bedroom, 2.5-bath home features a main-level primary suite with a tiled walk-in shower, spacious living areas, and a screened porch overlooking the lake. Upstairs, three additional bedrooms include an oversized bedroom with a dedicated dressing room and generous closet space. Residents enjoy access to a community pool, docks, and fishing, with shopping, dining nearby, and I-65 just 2 miles away.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 249 Harbor Village Dr (reference).
| Date | Event | Price | |
|---|---|---|---|
| Back on market | |||
| Price change | $429,000 | -$10,000 (-2.3%) | |
| Back on market | |||
| Under contract | |||
| Listed | $439,000 | ||
| Deed recorded | $243,800 | ||
| Quitclaim deed | No price recorded | ||
| Quitclaim deed | No price recorded | ||
| Deed recorded | $203,250 | ||
| Quitclaim deed | No price recorded | ||
| Deed recorded | $249,000 | ||
| Deed recorded | $192,007 | ||
| Deed recorded | $180,000 | ||
| Deed recorded | $180,000 | ||
| Quitclaim deed | No price recorded |
Listed May 21, 2026, this listing has been on the market 175 days as of November 12, 2026. It was originally listed at $439,000; the last asking price was $429,000 (-2.3%). It returned to active status on August 15, 2026. It has been under contract since June 9, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 249 Harbor Village Dr by year: $165,300 in 2004 to $427,800 in 2025, a change of +159%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Total | Category |
|---|---|---|---|---|
| 2025 | $70,000 | $357,800 | $427,800 | ROLL |
| 2021 | $100,000 | $208,500 | $308,500 | ROLL |
| 2017 | $42,000 | $166,700 | $208,700 | ROLL |
| 2013 | $42,000 | $145,800 | $187,800 | ROLL |
| 2009 | $42,000 | $168,100 | $210,100 | ROLL |
| 2005 | $31,000 | $160,500 | $191,500 | ROLL |
| 2004 | $30,000 | $135,300 | $165,300 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 249 Harbor Village Dr at $429,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $429,000 |
|---|---|
| HOA dues | $127 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 249 Harbor Village Dr is about $3,054/mo, 20% down on a 30-year fixed at 7.42% (a conforming loan), including principal & interest $2,381, estimated property tax $249, homeowners insurance $297, and HOA dues $127. Estimate only; not a loan offer.
| Principal & interest | $2,381/mo |
|---|---|
| Property tax (est.) | $249/mo |
| Homeowners insurance (est.) | $297/mo |
| HOA dues | $127/mo |
| Estimated total | $3,054/mo |
Assumes 20% down, 30-year fixed at 7.42% (Mortgage News Daily, as of November 12, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.42% | $2,151/mo | $2,824/mo | -$230/mo |
| 6.92% | $2,265/mo | $2,938/mo | -$116/mo |
| 7.42% | $2,381/mo | $3,054/mo | current |
| 7.92% | $2,499/mo | $3,172/mo | +$118/mo |
| 8.42% | $2,619/mo | $3,292/mo | +$238/mo |
Principal & interest on a 30-year fixed at 20% down ($343,200 loan), with property tax, insurance, and HOA held constant at $673/mo. Current 30-year fixed 7.42% (Mortgage News Daily, as of November 12, 2026). Estimate only; not a loan offer.
Owning 249 Harbor Village Dr runs about $3,054/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $127 / mo (about 4% of the estimated total payment) |
|---|---|
| HOA per year | $1,524 |
| HOA over 5 years | $7,620 (at current dues) |
| Effective carrying cost | $1.343 / sq ft / mo (estimated total over 2,274 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Madison 37115 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $189 | $227 median | $219 median |
| Price position | 22nd pctile | -17% vs median | ~100% of list |
| Recent closings | - | - | 75 sales |
This listing beside the active Madison 37115 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 13, 2026.
Among the 234 active condos in Madison 37115, this condo at $189/sq ft falls in the 22nd percentile on price per square foot.
Computed by Grant Hammond from 234 Madison 37115 comparables (Realtracs via IDX), as of November 13, 2026, refreshed weekly.
| Active listings | 57 in Madison condos |
|---|---|
| Recent absorption | about 11.9 sales / mo |
| Months of inventory | 4.8 months, a balanced market |
Over the past 12 months, homes in Madison condos sold at about 100% of list price.
Recorded sales in Madison condos: 164 in the past 12 months.
Supply-side and recent-sale context for Madison condos. Sale figures are trailing 6/12/24-month medians of recorded Madison condos closings. Source Realtracs via IDX, as of November 6, 2026.
249 Harbor Village Dr sits in Harbor Village, Madison, Davidson County.
In Madison 37115, homes there are priced around $228 per square foot; inventory in Madison condos is running at about 4.8 months, a balanced market; recent sales closed near 100% of list price; 75 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 6, 2026.
Approximately 10 miles from downtown Nashville (straight-line distance).
249 Harbor Village Dr is zoned for Gateway Elementary, Goodlettsville Middle, Hunters Lane Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 249 Harbor Village Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 249 Harbor Village Dr, by price and size.
Listed by Jesus (Jesse) Gonzalez, Liberty House Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (November 12, 2026), 249 Harbor Village Dr, Madison is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
249 Harbor Village Dr was listed on May 21, 2026 and has been on the market 175 days as of November 12, 2026, per Realtracs.
Yes. It was originally listed at $439,000; the asking price is now $429,000 (-2.3%).
249 Harbor Village Dr, Madison is listed at $429,000, about $189 per square foot across 2,274 square feet.
4 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $189 per square foot ($429,000 across 2,274 sqft).
249 Harbor Village Dr, Madison was built in 2003.
Yes, 1 garage spaces, per the listing.
HOA dues are $127 per month, as listed.
249 Harbor Village Dr, Madison is in the Harbor Village subdivision of Madison.
About $3,054 a month with 20% down on a 30-year fixed at 7.42%, principal and interest $2,381, estimated property tax $249, insurance $297, and HOA $127. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
249 Harbor Village Dr, Madison is zoned for Gateway Elementary, Goodlettsville Middle, Hunters Lane Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $127 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $189 per square foot, 249 Harbor Village Dr, Madison is in the 22nd percentile of active listings in the Madison 37115, about 17% below the $228 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $189 per square foot, 249 Harbor Village Dr, Madison ranks in the 22nd percentile of active Madison 37115 listings by price per square foot, roughly 17% below the Madison 37115 median; recent comparable sales in Madison 37115 closed near $219 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Madison condos market is currently balanced, at about 4.8 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of November 6, 2026.
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