4049 Grays Point Rd, Joelton, TN 37080
4049 Grays Point Rd, Joelton, TN 37080, Active at $449,000 ($187/sq ft). 4 bd · 3 ba · 2,397 sqft · $187/sqft · 1 ac.
4049 Grays Point Rd, Joelton, TN 37080, Active at $449,000 ($187/sq ft). 4 bd · 3 ba · 2,397 sqft · $187/sqft · 1 ac.
Active · $449,000
MLS #3261938 · listed July 1, 2026 · 114 days on market · updated September 30, 2026
4-bed, 3-bath home at 4049 Grays Point Rd, Joelton, 2,397 sqft, $449,000 ($187/sqft), by Exit Realty Eclipse.
4049 Grays Point Rd is a 4-bedroom, 3-bath home in Joelton, TN 37080, offered at $449,000, about $187/sq ft across 2,397 sq ft.
At $187/sq ft, this home is about 22% below the Joelton 37080 median list price per square foot of $239.
Recently sold in Joelton 37080: 33 comparable homes from $300,000 to $599,900, a median of $237/sq ft; this listing at $187/sq ft is about 21% below recent sold prices.
Market read: the Joelton homes market is seller-favored, at about 1.3 months of inventory; recent sales have closed near 97.7% of list over the past year.
All-in, about $3,028/mo at 20% down (7.30% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $565/mo, roughly 19% of the all-in monthly payment.
At the current 7.30% 30-year rate, principal and interest on this home runs about $2,463/mo; at the 6.81% rate of about three months ago it would be roughly $2,344/mo, so monthly P&I is about $119 higher now.
School zone: assigned to Joelton Elementary, Haynes Middle, Whites Creek High. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4049 Grays Point Rd (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 30, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Joelton.
Freshly renovated with new flooring and paint, this home sits on a gorgeous one acre lot. Escape from the summer heat in the above ground pool, just off the lovely primary suite. Granite countertops make working in the kitchen a pleasure, and you can be part of the household fun with the open floor plan of the main living area of the home. In addition to a very spacious primary suite, the home features a secondary suite that rivals the first, with its own ensuite bath and enormous walk-in closet.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 4049 Grays Point Rd (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $449,000 | -$25,999 (-5.5%) | |
| Price change | $474,999 | -$25,001 (-5.0%) | |
| Listed | $500,000 | ||
| Deed recorded | $360,000 | ||
| Deed recorded | $285,000 | ||
| Deed recorded | $116,000 | ||
| Deed recorded | $39,000 | ||
| Deed recorded | $90,000 | ||
| Deed recorded | $53,615 |
Listed July 1, 2026, this listing has been on the market 114 days as of October 23, 2026. The price has been reduced 2 times, from $500,000 to $449,000 (-10.2%), most recently on September 30, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 4049 Grays Point Rd by year: $80,000 in 1999 to $376,400 in 2025, a change of +371%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $65,000 | $311,400 | $0 | $376,400 | INF |
| 2021 | $35,000 | $208,800 | $3,600 | $247,400 | ROLL |
| 2017 | $24,000 | $154,300 | $3,000 | $181,300 | ROLL |
| 2013 | $22,000 | $116,300 | $0 | $138,300 | ROLL |
| 2009 | $22,000 | $103,700 | $0 | $125,700 | ROLL |
| 2005 | $20,000 | $126,400 | $0 | $146,400 | ROLL |
| 2001 | $18,000 | $109,700 | $0 | $127,700 | ROLL |
| 2000 | $14,000 | $66,000 | $0 | $80,000 | ROLL |
| 1999 | $14,000 | $66,000 | $0 | $80,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 4049 Grays Point Rd at $449,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $449,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 4049 Grays Point Rd is about $3,028/mo, 20% down on a 30-year fixed at 7.30% (a conforming loan), including principal & interest $2,463, estimated property tax $260, homeowners insurance $305. Estimate only; not a loan offer.
| Principal & interest | $2,463/mo |
|---|---|
| Property tax (est.) | $260/mo |
| Homeowners insurance (est.) | $305/mo |
| Estimated total | $3,028/mo |
Assumes 20% down, 30-year fixed at 7.30% (Mortgage News Daily, as of October 22, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.30% | $2,223/mo | $2,788/mo | -$240/mo |
| 6.80% | $2,342/mo | $2,907/mo | -$121/mo |
| 7.30% | $2,463/mo | $3,028/mo | current |
| 7.80% | $2,586/mo | $3,151/mo | +$123/mo |
| 8.30% | $2,711/mo | $3,276/mo | +$248/mo |
Principal & interest on a 30-year fixed at 20% down ($359,200 loan), with property tax, insurance held constant at $565/mo. Current 30-year fixed 7.30% (Mortgage News Daily, as of October 22, 2026). Estimate only; not a loan offer.
Owning 4049 Grays Point Rd runs about $3,028/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $376,400 trails the $449,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,618 now to roughly $3,123 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Joelton 37080 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $187 | $239 median | - |
| Price position | 10th pctile | -22% vs median | - |
This listing beside the active Joelton 37080 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 23, 2026.
At $187/sq ft, this home ranks in the 10th percentile of the 31 active homes in Joelton 37080 by price per square foot.
Computed by Grant Hammond from 31 Joelton 37080 comparables (Realtracs via IDX), as of October 23, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 21 in Joelton homes |
|---|---|
| Recent absorption | about 16.2 sales / mo |
| Months of inventory | 1.3 months, a seller-favored market (tight supply) |
Over the past 12 months, homes in Joelton homes sold at about 97.7% of list price.
Recorded sales in Joelton homes: 90 in the past 12 months.
Supply-side and recent-sale context for Joelton homes. Sale figures are trailing 6/12/24-month medians of recorded Joelton homes closings. Source Realtracs via IDX, as of October 11, 2026.
4049 Grays Point Rd sits in Joelton, Davidson County.
In Joelton 37080, homes there are priced around $239 per square foot; inventory in Joelton homes is running at about 1.3 months, a seller-favored market; recent sales closed near 97.7% of list price; 33 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 11, 2026.
Approximately 11 miles from downtown Nashville (straight-line distance).
4049 Grays Point Rd is zoned for Joelton Elementary, Haynes Middle, Whites Creek High. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4049 Grays Point Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 4049 Grays Point Rd, by price and size.
Listed by Quenn N. Crum, Exit Realty Eclipse. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market, September 2026: contracts down 3%, supply at 5.41 months, rates at 7.28%. What it means for buyers and sellers.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
As of the latest update (September 30, 2026), 4049 Grays Point Rd, Joelton is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
4049 Grays Point Rd was listed on July 1, 2026 and has been on the market 114 days as of October 23, 2026, per Realtracs.
Yes. It was first listed at $500,000. The price has been reduced 2 times, most recently to $449,000 on September 30, 2026, a total change of -10.2%.
4049 Grays Point Rd, Joelton is listed at $449,000, about $187 per square foot across 2,397 square feet.
4 bedrooms and 3 bathrooms.
About $187 per square foot ($449,000 across 2,397 sqft).
4049 Grays Point Rd, Joelton was built in 1966.
No garage is reported in the listing.
No HOA dues are reported for this home.
No subdivision is reported.
About $3,028 a month with 20% down on a 30-year fixed at 7.30%, principal and interest $2,463, estimated property tax $260, insurance $305. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4049 Grays Point Rd, Joelton is zoned for Joelton Elementary, Haynes Middle, Whites Creek High. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 4049 Grays Point Rd, Joelton is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $187 per square foot, 4049 Grays Point Rd, Joelton ranks in the 10th percentile of active Joelton 37080 listings by price per square foot, roughly 22% below the Joelton 37080 median; recent comparable sales in Joelton 37080 closed near $237 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Joelton homes market is currently seller-favored (tight supply), at about 1.3 months of inventory; recent sales have closed near 97.7% of list price over the past year, per Realtracs as of October 11, 2026.
Thinking of selling in Joelton?
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