314 Deer Lake Dr, Nashville, TN 37221
314 Deer Lake Dr, Nashville, TN 37221, Active at $175,000 ($191/sq ft). 2 bd · 1 ba · 916 sqft · $191/sqft · 0.02 ac.
314 Deer Lake Dr, Nashville, TN 37221, Active at $175,000 ($191/sq ft). 2 bd · 1 ba · 916 sqft · $191/sqft · 0.02 ac.
Active · $175,000
MLS #3299359 · listed July 17, 2026 · 85 days on market · updated July 21, 2026
2-bed, 1-bath condo at 314 Deer Lake Dr in Deer Lake, Nashville, 916 sqft, $175,000 ($191/sqft), by Scout Realty.
314 Deer Lake Dr is a 2-bedroom, 1-bath condo in Nashville, TN 37221, offered at $175,000, about $191/sq ft across 916 sq ft.
At $191/sq ft, this condo is about 25% below the Nashville 37221 median list price per square foot of $255.
Market read: the Deer Lake market is balanced, at about 4 months of inventory.
All-in, about $1,459/mo at 20% down (7.48% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $482/mo, roughly 33% of the all-in monthly payment.
At the current 7.48% 30-year rate, principal and interest on this condo runs about $977/mo; at the 6.64% rate of about three months ago it would be roughly $898/mo, so monthly P&I is about $79 higher now.
Next step: ask Grant Hammond anything about 314 Deer Lake Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 21, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
55+ Community. Low-maintenance one level living in a park-like setting with mature trees. Just minutes from One Bellevue Place shopping, restaurants, Kroger, Publix, Bellevue Library, Warner Parks and easy access to I-40 and Old Hickory Blvd. End Unit.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 314 Deer Lake Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $175,000 | ||
| Deed recorded | $140,000 | ||
| Deed recorded | $112,000 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $65,000 | ||
| Deed recorded | $62,500 | ||
| Deed recorded | $62,500 | ||
| Quitclaim deed | $0 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $52,000 | ||
| Deed recorded | $41,600 | ||
| Deed recorded | $33,000 | ||
| Deed recorded | $91,356 | ||
| Deed recorded | $900,000 |
Listed July 17, 2026, this listing has been on the market 85 days as of October 10, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 314 Deer Lake Dr at $175,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $175,000 |
|---|---|
| HOA dues | $225 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 314 Deer Lake Dr is about $1,459/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $977, estimated property tax $101, homeowners insurance $156, and HOA dues $225. Estimate only; not a loan offer.
| Principal & interest | $977/mo |
|---|---|
| Property tax (est.) | $101/mo |
| Homeowners insurance (est.) | $156/mo |
| HOA dues | $225/mo |
| Estimated total | $1,459/mo |
Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.48% | $883/mo | $1,365/mo | -$94/mo |
| 6.98% | $930/mo | $1,412/mo | -$47/mo |
| 7.48% | $977/mo | $1,459/mo | current |
| 7.98% | $1,025/mo | $1,507/mo | +$48/mo |
| 8.48% | $1,074/mo | $1,556/mo | +$97/mo |
Principal & interest on a 30-year fixed at 20% down ($140,000 loan), with property tax, insurance, and HOA held constant at $482/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.
Owning 314 Deer Lake Dr runs about $1,459/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $225 / mo (about 15% of the estimated total payment) |
|---|---|
| HOA per year | $2,700 |
| HOA over 5 years | $13,500 (at current dues) |
| Effective carrying cost | $1.604 / sq ft / mo (estimated total over 916 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37221 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $191 | $253 median | - |
| Price position | 8th pctile | -25% vs median | - |
| Nashville 37221 vs greater Nashville | - | -24% | - |
This listing beside the active Nashville 37221 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 10, 2026.
At $191/sq ft, this condo ranks in the 8th percentile of the 321 active condos in Nashville 37221 by price per square foot.
Nashville 37221 trades about 24% below greater Nashville on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Nashville 37221.
Computed by Grant Hammond from 321 Nashville 37221 comparables (Realtracs via IDX), as of October 10, 2026, refreshed weekly.
Median closed price and price per square foot by unit size in Deer Lake, from the last 24 months of recorded sales:
| Unit size | Median sold | Median $/sq ft | Closings |
|---|---|---|---|
| 1 BR | $175,000 | $259 | 3 |
| 2 BR | $192,500 | $195 | 4 |
Computed by Grant Hammond from recorded Deer Lake closings, grouped by unit size (Realtracs via IDX).
| Active listings | 4 in Deer Lake |
|---|---|
| Recent absorption | about 1 sales / mo |
| Months of inventory | 4 months, a balanced market |
Supply-side and recent-sale context for Deer Lake. Sale figures are trailing 6/12/24-month medians of recorded Deer Lake closings. Source Realtracs via IDX, as of September 29, 2026.
314 Deer Lake Dr sits in Deer Lake, Nashville, Davidson County.
In Nashville 37221, homes there are priced around $255 per square foot; inventory in Deer Lake is running at about 4 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 29, 2026.
Approximately 10 miles from downtown Nashville (straight-line distance).
314 Deer Lake Dr is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 314 Deer Lake Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 314 Deer Lake Dr, by price and size.
Listed by JONATHAN HARRIS, Scout Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (July 21, 2026), 314 Deer Lake Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
314 Deer Lake Dr was listed on July 17, 2026 and has been on the market 85 days as of October 10, 2026, per Realtracs.
No. The asking price has been $175,000 since it was listed on July 17, 2026.
314 Deer Lake Dr, Nashville is listed at $175,000, about $191 per square foot across 916 square feet.
2 bedrooms and 1 bathroom.
About $191 per square foot ($175,000 across 916 sqft).
314 Deer Lake Dr, Nashville was built in 1979.
No garage is reported in the listing.
HOA dues are $225 per month, as listed.
314 Deer Lake Dr, Nashville is in the Deer Lake subdivision of Nashville.
About $1,459 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $977, estimated property tax $101, insurance $156, and HOA $225. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
314 Deer Lake Dr, Nashville is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $225 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $191 per square foot, 314 Deer Lake Dr, Nashville is in the 7th percentile of active listings in the Nashville 37221, about 25% below the $255 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $191 per square foot, 314 Deer Lake Dr, Nashville ranks in the 7th percentile of active Nashville 37221 listings by price per square foot, roughly 25% below the Nashville 37221 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Deer Lake market is currently balanced, at about 4 months of inventory, per Realtracs as of September 29, 2026.
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