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4122 Union St, Old Hickory, TN 37138

4122 Union St, Old Hickory, TN 37138, Active at $410,000 ($216/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,900 sqft · $216/sqft · 0.09 ac.

Active · $410,000

3 beds2.5 baths1,900 sq ft$216 /sq ft0.09 acres

MLS #3301954 · listed July 21, 2026 · 81 days on market · updated August 10, 2026

3-bed, 2.5-bath home at 4122 Union St in Hadley Bend City, Old Hickory, 1,900 sqft, $410,000 ($216/sqft), by Green List Realty, LLC.

The quick read

4122 Union St is a 3-bedroom, 2.5-bath home in Old Hickory, TN 37138, offered at $410,000, about $216/sq ft across 1,900 sq ft.

At $216/sq ft, this home is about 9% below the Hadley Bend City median list price per square foot of $238.

Market read: the Hadley Bend City market is buyer-favored, at about 9.6 months of inventory.

All-in, about $2,817/mo at 20% down (7.48% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $528/mo, roughly 19% of the all-in monthly payment.

At the current 7.48% 30-year rate, principal and interest on this home runs about $2,289/mo; at the 6.64% rate of about three months ago it would be roughly $2,103/mo, so monthly P&I is about $186 higher now.

School zone: assigned to Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 4122 Union St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 10, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 4122 Union St

Just minutes from Blue Turtle Bay Marina, Hermitage Golf Course, and Old Hickory Country Club, this like-new 2022 build offers 1,900 sq. ft. of open, move-in-ready living. Inside, LVP flooring runs throughout the main level, leading to a bright kitchen and living area built for entertaining. Upstairs, the primary suite features a private balcony and double vanities, with two additional bedrooms and a full bath completing the second floor. Out back, a deck overlooks a flat, low-maintenance yard, ideal for relaxing or hosting. Boating on Old Hickory Lake, tee times at two nearby golf courses, and country club amenities are all just around the corner, with shopping, dining, and schools minutes away. This home pairs new-construction peace of mind with an unbeatable location, 15 minutes to BNA and a short drive to downtown Nashville. Preferred lender incentive: 1% credit of the loan amount toward closing costs.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 2022

Full property details

Complete reported fields for 4122 Union St (reference).

MLS #3301954
StatusActive
Price$410,000
Price / sqft$216
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,900 sqft
Lot size0.09 acres
Year built2022
All 23 property fields
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
Annual taxes$2,389
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Stainless Steel Appliance(s)
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
SubdivisionHadley Bend City
CountyDavidson
ListedJuly 21, 2026
Days on market81
UpdatedAugust 10, 2026

Listing activity

DateEventPriceChange
Price change$410,000-$9,000 (-2.1%)
Listed$419,000
Deed recorded$425,000
Deed recorded$125,000
Quitclaim deed$0

Listed July 21, 2026, this listing has been on the market 81 days as of October 10, 2026. The price has been reduced once, from $419,000 to $410,000 (-2.1%). The most recent change was first seen on our daily record August 17, 2026.

  • Listed at $410,000, about 4% below the last recorded sale ($425,000, June 22, 2022).
  • County assessment: $449,800 total appraised value (land $71,300 + improvements $378,500).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 4122 Union St at $410,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$410,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 4122 Union St, Old Hickory

Estimated total monthly payment for 4122 Union St is about $2,817/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $2,289, estimated property tax $238, homeowners insurance $290. Estimate only; not a loan offer.

Principal & interest$2,289/mo
Property tax (est.)$238/mo
Homeowners insurance (est.)$290/mo
Estimated total$2,817/mo

Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.48%$2,069/mo$2,597/mo-$220/mo
6.98%$2,178/mo$2,706/mo-$111/mo
7.48%$2,289/mo$2,817/mocurrent
7.98%$2,402/mo$2,930/mo+$113/mo
8.48%$2,517/mo$3,045/mo+$228/mo

Principal & interest on a 30-year fixed at 20% down ($328,000 loan), with property tax, insurance held constant at $528/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 4122 Union St

Owning 4122 Union St runs about $2,817/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 4122 Union St compares in Old Hickory 37138

MetricThis homeOld Hickory 37138 activeRecently sold
Price / sq ft$216$234 median-
Price position35th pctile-8% vs median-

This listing beside the active Old Hickory 37138 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 10, 2026.

How this home compares in Old Hickory 37138

Among the 165 active homes in Old Hickory 37138, this home at $216/sq ft falls in the 35th percentile on price per square foot.

Computed by Grant Hammond from 165 Old Hickory 37138 comparables (Realtracs via IDX), as of October 10, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings16 in Hadley Bend City
Recent absorptionabout 1.7 sales / mo
Months of inventory9.6 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Hadley Bend City. Sale figures are trailing 6/12/24-month medians of recorded Hadley Bend City closings. Source Realtracs via IDX, as of September 11, 2026.

Location & neighborhood

4122 Union St sits in Hadley Bend City, Old Hickory, Davidson County.

Hadley Bend City market snapshot

In Hadley Bend City, homes there are priced around $238 per square foot; inventory is running at about 9.6 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 13, 2026.

Approximately 9.6 miles from downtown Nashville (straight-line distance).

Assigned schools

4122 Union St is zoned for Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 4122 Union St

Get the full details, recent comparable sales, and any off-market options for 4122 Union St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Listed by Samuel C Lannom, Green List Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Nashville housing market: inventory up 10% to 14,294 homes, supply at 5.59 months, average price up 3% to $637,141. What it means for buyers.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Read: Middle Tennessee Real Estate Market Update June 2026
Middle Tennessee Real Estate Market Update June 2026

June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches

Frequently asked questions about 4122 Union St

Is 4122 Union St, Old Hickory still for sale?

As of the latest update (August 10, 2026), 4122 Union St, Old Hickory is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 4122 Union St been on the market?

4122 Union St was listed on July 21, 2026 and has been on the market 81 days as of October 10, 2026, per Realtracs.

Has the price of 4122 Union St changed?

Yes. It was first listed at $419,000. The price has been reduced once, most recently to $410,000 by August 17, 2026, a total change of -2.1%.

How much does 4122 Union St, Old Hickory cost?

4122 Union St, Old Hickory is listed at $410,000, about $216 per square foot across 1,900 square feet.

How many bedrooms and bathrooms does 4122 Union St, Old Hickory have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $216 per square foot ($410,000 across 1,900 sqft).

When was 4122 Union St, Old Hickory built?

4122 Union St, Old Hickory was built in 2022.

Does 4122 Union St, Old Hickory have a garage?

No garage is reported in the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 4122 Union St, Old Hickory in?

4122 Union St, Old Hickory is in the Hadley Bend City subdivision of Old Hickory.

What is the estimated monthly payment for 4122 Union St, Old Hickory?

About $2,817 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $2,289, estimated property tax $238, insurance $290. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 4122 Union St, Old Hickory zoned for?

4122 Union St, Old Hickory is zoned for Andrew Jackson Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 4122 Union St, Old Hickory a short-term-rental property?

No, 4122 Union St, Old Hickory is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 4122 Union St, Old Hickory?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 4122 Union St, Old Hickory?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 4122 Union St, Old Hickory?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 4122 Union St, Old Hickory?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 4122 Union St, Old Hickory priced compared to the market?

At about $216 per square foot, 4122 Union St, Old Hickory ranks in the 1st percentile of active Hadley Bend City listings by price per square foot, roughly 9% below the Hadley Bend City median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Hadley Bend City market favoring buyers or sellers?

The Hadley Bend City market is currently buyer-favored (ample supply), at about 9.6 months of inventory, per Realtracs as of September 11, 2026.

Thinking of selling in Hadley Bend City?

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