1039 Saddlestone Dr, Hermitage, TN 37076
1039 Saddlestone Dr, Hermitage, TN 37076, Pending at $345,000 ($253/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,365 sqft · $253/sqft · 0.02 ac.
1039 Saddlestone Dr, Hermitage, TN 37076, Pending at $345,000 ($253/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,365 sqft · $253/sqft · 0.02 ac.
Pending · $345,000
MLS #3309338 · listed July 22, 2026 · 85 days on market · updated October 15, 2026
3-bed, 2.5-bath home at 1039 Saddlestone Dr in Tulip Grove, Hermitage, 1,365 sqft, $345,000 ($253/sqft), by Scout Realty.
Status: this home is currently under contract, per Realtracs as of October 15, 2026.
1039 Saddlestone Dr is a 3-bedroom, 2.5-bath home in Hermitage, TN 37076, offered at $345,000, about $253/sq ft across 1,365 sq ft.
At $253/sq ft, this home is priced in line with the Tulip Grove list-price median of $253/sq ft.
Recently sold in Tulip Grove: 24 comparable homes from $270,000 to $465,000, a median of $226/sq ft; this listing at $253/sq ft is about 12% above recent sold prices.
Market read: the Tulip Grove market is balanced as of October 26, 2026, at about 5.3 months of inventory; recent sales have closed near 100% of list in the 12 months to October 27, 2026.
All-in, about $2,464/mo at 20% down (7.30% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $572/mo, roughly 23% of the all-in monthly payment.
At the current 7.30% 30-year rate, principal and interest on this home runs about $1,892/mo; at the 6.74% rate of about three months ago it would be roughly $1,788/mo, so monthly P&I is about $104 higher now.
School zone: assigned to Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 1039 Saddlestone Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 12, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Hermitage.
Beautifully maintained detached townhouse (no shared walls!) on a quiet dead-end street in sought after Tulip Grove. Hardwood and LVP flooring throughout. The Preston floor plan offers an open-concept main level with 9-ft ceilings and an updated kitchen, granite countertops, tile backsplash, stainless steel appliances, and a large pantry. Inviting living room, plus a maintenance free composite deck perfect for grilling or unwinding. Upstairs: all 3 bedrooms, including a spacious primary suite with walk-in closet and remodeled en suite bath with walk-in shower, plus the convenience of upstairs laundry. HOA covers lawn care, and there's an on-site dog park for pet owners. Minutes from I-40, the hospital, and the airport, 18 minutes to Opry Mills/Providence, 20-25 to Downtown Nashville. Owner has an assumable FHA loan with 2.625% interest rate!
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 1039 Saddlestone Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Pending | |||
| Under contract | |||
| Price change | $345,000 | -$5,000 (-1.4%) | |
| Listed | $350,000 | ||
| Deed recorded | $235,090 |
Listed July 22, 2026, this listing was on the market 85 days before it went under contract. It was originally listed at $350,000; the last asking price was $345,000 (-1.4%). It has been under contract since October 15, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 1039 Saddlestone Dr by year: $33,000 in 2017 to $337,200 in 2025, a change of +922%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $75,500 | $261,700 | $0 | $337,200 | ROLL |
| 2021 | $50,000 | $199,400 | $0 | $249,400 | ROLL |
| 2018 | $33,000 | $182,300 | $0 | $215,300 | ROLL |
| 2017 | $33,000 | $0 | $0 | $33,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 1039 Saddlestone Dr at $345,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $345,000 |
|---|---|
| HOA dues | $105 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 1039 Saddlestone Dr is about $2,464/mo, 20% down on a 30-year fixed at 7.30% (a conforming loan), including principal & interest $1,892, estimated property tax $200, homeowners insurance $267, and HOA dues $105. Estimate only; not a loan offer.
| Principal & interest | $1,892/mo |
|---|---|
| Property tax (est.) | $200/mo |
| Homeowners insurance (est.) | $267/mo |
| HOA dues | $105/mo |
| Estimated total | $2,464/mo |
Assumes 20% down, 30-year fixed at 7.30% (Mortgage News Daily, as of November 10, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.30% | $1,708/mo | $2,280/mo | -$184/mo |
| 6.80% | $1,799/mo | $2,371/mo | -$93/mo |
| 7.30% | $1,892/mo | $2,464/mo | current |
| 7.80% | $1,987/mo | $2,559/mo | +$95/mo |
| 8.30% | $2,083/mo | $2,655/mo | +$191/mo |
Principal & interest on a 30-year fixed at 20% down ($276,000 loan), with property tax, insurance, and HOA held constant at $572/mo. Current 30-year fixed 7.30% (Mortgage News Daily, as of November 10, 2026). Estimate only; not a loan offer.
Owning 1039 Saddlestone Dr runs about $2,464/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Tulip Grove active | Recently sold |
|---|---|---|---|
| Price / sq ft | $253 | $240 median | $226 median |
| Price position | 67th pctile | +5% vs median | ~100% of list |
| Recent closings | - | - | 24 sales |
This listing beside the active Tulip Grove market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 12, 2026.
Among the 16 active homes in Tulip Grove, this home at $253/sq ft falls in the 67th percentile on price per square foot.
Computed by Grant Hammond from 16 Tulip Grove comparables (Realtracs via IDX), as of November 12, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 8 in Tulip Grove |
|---|---|
| Recent absorption | about 1.5 sales / mo |
| Months of inventory | 5.3 months, a balanced market |
Over the past 12 months, homes in Tulip Grove sold at about 100% of list price.
Recorded sales in Tulip Grove: 26 in the past 12 months.
Supply-side and recent-sale context for Tulip Grove. Sale figures are trailing 6/12/24-month medians of recorded Tulip Grove closings. Source Realtracs via IDX, as of October 26, 2026.
1039 Saddlestone Dr sits in Tulip Grove, Hermitage, Davidson County.
In Tulip Grove, homes there are priced around $253 per square foot; inventory is running at about 5.3 months, a balanced market; recent sales closed near 100% of list price; 24 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 27, 2026.
Approximately 10 miles from downtown Nashville (straight-line distance).
1039 Saddlestone Dr is zoned for Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1039 Saddlestone Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1039 Saddlestone Dr, by price and size.
Listed by Jon Althoff, Scout Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market, September 2026: contracts down 3%, supply at 5.41 months, rates at 7.28%. What it means for buyers and sellers.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
As of the latest update (November 12, 2026), 1039 Saddlestone Dr, Hermitage is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1039 Saddlestone Dr was listed on July 22, 2026 and went under contract on October 15, 2026, after 85 days on the market, per Realtracs.
Yes. It was originally listed at $350,000; the asking price is now $345,000 (-1.4%).
1039 Saddlestone Dr, Hermitage is listed at $345,000, about $253 per square foot across 1,365 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $253 per square foot ($345,000 across 1,365 sqft).
1039 Saddlestone Dr, Hermitage was built in 2017.
No garage is reported in the listing.
HOA dues are $105 per month, as listed.
1039 Saddlestone Dr, Hermitage is in the Tulip Grove subdivision of Hermitage.
About $2,464 a month with 20% down on a 30-year fixed at 7.30%, principal and interest $1,892, estimated property tax $200, insurance $267, and HOA $105. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1039 Saddlestone Dr, Hermitage is zoned for Dodson Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 1039 Saddlestone Dr, Hermitage is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $253 per square foot, 1039 Saddlestone Dr, Hermitage ranks in the 50th percentile of active Tulip Grove listings by price per square foot; recent comparable sales in Tulip Grove closed near $226 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Tulip Grove market is currently balanced, at about 5.3 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 26, 2026.
Thinking of selling in Tulip Grove?
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