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107 Gayle Dr, Old Hickory, TN 37138

107 Gayle Dr, Old Hickory, TN 37138, Conditional at $369,000 ($284/sq ft). 3 bd · 2 ba · 1,300 sqft · $284/sqft · 0.45 ac.

Conditional · $369,000

3 beds2 baths1,300 sq ft$284 /sq ft0.45 acres

MLS #3319064 · listed July 17, 2026 · 65 days on market · updated September 20, 2026

3-bed, 2-bath home at 107 Gayle Dr in Polly Acres, Old Hickory, 1,300 sqft, $369,000 ($284/sqft), by Realty Executives Hometown Living.

The quick read

107 Gayle Dr is a 3-bedroom, 2-bath home in Old Hickory, TN 37138, offered at $369,000, about $284/sq ft across 1,300 sq ft.

At $284/sq ft, this home is about 21% above the Old Hickory 37138 median list price per square foot of $234.

Recently sold in Old Hickory 37138: 186 comparable homes from $243,000 to $485,000, a median of $250/sq ft; this listing at $284/sq ft is about 14% above recent sold prices.

Market read: the Old Hickory homes market is balanced as of October 20, 2026, at about 3.5 months of inventory; recent sales have closed near 98.8% of list in the 12 months to October 20, 2026.

All-in, about $2,539/mo at 20% down (7.43% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $489/mo, roughly 19% of the all-in monthly payment.

At the current 7.43% 30-year rate, principal and interest on this home runs about $2,050/mo; at the 6.75% rate of about three months ago it would be roughly $1,915/mo, so monthly P&I is about $135 higher now.

School zone: assigned to DuPont Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 107 Gayle Dr (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 20, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 107 Gayle Dr

Extensively remodeled and thoughtfully updated, this all brick ranch sits on a large, level lot in an established Old Hickory neighborhood with no HOA. Offering the perfect blend of classic character and modern updates, this home has been renovated well beyond the cosmetic finishes. Inside, you'll find a warm and inviting living space anchored by a wood burning fireplace, beautifully remodeled bathrooms, fresh paint, new baseboards and trim, new luxury vinyl flooring, new subflooring, updated electrical outlets throughout, and all new PEX plumbing. Much of the home was renovated down to the studs, allowing for extensive improvements throughout, including additional support beams beneath the home. The crawl space underwent mold remediation in 2022 and received significant upgrades, including a new crawl space door, thermal wrap insulation on the walls, sealed foundation ventilation, and a double layer 12 mil vapor barrier with nylon reinforcement. Additional major improvements include a new main return air system installed in 2021, a regularly maintained HVAC system, and a completely replaced water main from the meter to the home with new 3/4-inch PEX water line, shutoff valve, and pressure regulator. Outside, enjoy the large, level backyard enclosed with a privacy fence installed in 2020. The outdoor living space was refreshed with a beautifully redesigned patio completed in 2023, creating the perfect place to relax or entertain.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

1-car garageBuilt 1972

Full property details

Complete reported fields for 107 Gayle Dr (reference).

MLS #3319064
StatusConditional
Price$369,000
Price / sqft$284
Bedrooms3
Bathrooms2
Living area1,300 sqft
Lot size0.45 acres
Year built1972
All 28 property fields
Garage spaces1
Stories1
HeatingCentral
CoolingYes
BasementCrawl Space, None
ConstructionBrick
ParkingGarage Faces Rear, Driveway, Parking Pad, Attached
Annual taxes$1,969
AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator, Stainless Steel Appliance(s)
Interior featuresCeiling Fan(s), Entrance Foyer
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
SubdivisionPolly Acres
CountyDavidson
ListedJuly 17, 2026
Days on market65
UpdatedSeptember 20, 2026

Listing activity

DateEventPriceChange
Pending
Under contract
Listed$369,000
Quitclaim deed$0
Deed recorded$210,000
Deed recorded$115,000
Deed recorded$69,000
Deed recorded$44,800

Listed July 17, 2026, this listing was on the market 65 days before it went under contract. It went under contract on September 20, 2026 and has been pending, no longer showing, since October 23, 2026.

  • Listed at $369,000, about 76% above the last recorded sale ($210,000, November 15, 2018).
  • County assessment: $283,100 total appraised value (land $125,000 + improvements $158,100).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 107 Gayle Dr by year: $89,500 in 1999 to $283,100 in 2025, a change of +216%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$125,000$158,100$0$283,100ROLL
2021$53,000$132,900$0$185,900ROLL
2017$36,500$139,400$0$175,900ROLL
2013$30,000$96,400$0$126,400ROLL
2009$25,500$106,800$0$132,300ROLL
2005$23,000$93,500$0$116,500ROLL
2001$22,000$74,400$0$96,400ROLL
2000$22,200$67,300$0$89,500ROLL
1999$22,200$67,300$0$89,500ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 107 Gayle Dr at $369,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$369,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 107 Gayle Dr, Old Hickory

Estimated total monthly payment for 107 Gayle Dr is about $2,539/mo, 20% down on a 30-year fixed at 7.43% (a conforming loan), including principal & interest $2,050, estimated property tax $214, homeowners insurance $275. Estimate only; not a loan offer.

Principal & interest$2,050/mo
Property tax (est.)$214/mo
Homeowners insurance (est.)$275/mo
Estimated total$2,539/mo
7.61%6.13%7.43%February 19, 2025October 19, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.43% (Mortgage News Daily, as of October 19, 2026).

Assumes 20% down, 30-year fixed at 7.43% (Mortgage News Daily, as of October 19, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.43%$1,852/mo$2,341/mo-$198/mo
6.93%$1,950/mo$2,439/mo-$100/mo
7.43%$2,050/mo$2,539/mocurrent
7.93%$2,152/mo$2,641/mo+$102/mo
8.43%$2,255/mo$2,744/mo+$205/mo

Principal & interest on a 30-year fixed at 20% down ($295,200 loan), with property tax, insurance held constant at $489/mo. Current 30-year fixed 7.43% (Mortgage News Daily, as of October 19, 2026). Estimate only; not a loan offer.

Buy versus rent, 107 Gayle Dr

Owning 107 Gayle Dr runs about $2,539/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Davidson County appraised value of $283,100 trails the $369,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,969 now to roughly $2,566 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 107 Gayle Dr compares in Old Hickory 37138

MetricThis homeOld Hickory 37138 activeRecently sold
Price / sq ft$284$235 median-
Price position75th pctile+21% vs median-

This listing beside the active Old Hickory 37138 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.

This listing beside the active Old Hickory 37138 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 20, 2026.

How this home compares in Old Hickory 37138

At $284/sq ft, this home ranks in the 75th percentile of the 162 active homes in Old Hickory 37138 by price per square foot.

Computed by Grant Hammond from 162 Old Hickory 37138 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings97 in Old Hickory homes
Recent absorptionabout 27.7 sales / mo
Months of inventory3.5 months, a balanced market

Over the past 12 months, homes in Old Hickory homes sold at about 98.8% of list price.

Recorded sales in Old Hickory homes: 363 in the past 12 months.

Supply-side and recent-sale context for Old Hickory homes. Sale figures are trailing 6/12/24-month medians of recorded Old Hickory homes closings. Source Realtracs via IDX, as of October 20, 2026.

Location & neighborhood

107 Gayle Dr sits in Polly Acres, Old Hickory, Davidson County.

Old Hickory 37138 market snapshot

In Old Hickory 37138, homes there are priced around $234 per square foot; inventory in Old Hickory homes is running at about 3.5 months, a balanced market; recent sales closed near 98.8% of list price; 186 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 20, 2026.

Approximately 9.6 miles from downtown Nashville (straight-line distance).

Assigned schools

107 Gayle Dr is zoned for DuPont Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 107 Gayle Dr

Get the full details, recent comparable sales, and any off-market options for 107 Gayle Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 107 Gayle Dr, by price and size.

Listed by Jillain Pigg, Realty Executives Hometown Living. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

Nashville housing market, September 2026: contracts down 3%, supply at 5.41 months, rates at 7.28%. What it means for buyers and sellers.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Popular searches

Frequently asked questions about 107 Gayle Dr

Is 107 Gayle Dr, Old Hickory still for sale?

As of the latest update (September 20, 2026), 107 Gayle Dr, Old Hickory is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 107 Gayle Dr been on the market?

107 Gayle Dr was listed on July 17, 2026 and went under contract on September 20, 2026, after 65 days on the market, per Realtracs.

Has the price of 107 Gayle Dr changed?

No. The asking price has been $369,000 since it was listed on July 17, 2026.

How much does 107 Gayle Dr, Old Hickory cost?

107 Gayle Dr, Old Hickory is listed at $369,000, about $284 per square foot across 1,300 square feet.

How many bedrooms and bathrooms does 107 Gayle Dr, Old Hickory have?

3 bedrooms and 2 bathrooms.

What is the price per square foot?

About $284 per square foot ($369,000 across 1,300 sqft).

When was 107 Gayle Dr, Old Hickory built?

107 Gayle Dr, Old Hickory was built in 1972.

Does 107 Gayle Dr, Old Hickory have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 107 Gayle Dr, Old Hickory in?

107 Gayle Dr, Old Hickory is in the Polly Acres subdivision of Old Hickory.

What is the estimated monthly payment for 107 Gayle Dr, Old Hickory?

About $2,539 a month with 20% down on a 30-year fixed at 7.43%, principal and interest $2,050, estimated property tax $214, insurance $275. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 107 Gayle Dr, Old Hickory zoned for?

107 Gayle Dr, Old Hickory is zoned for DuPont Elementary, DuPont Hadley Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 107 Gayle Dr, Old Hickory a short-term-rental property?

No, 107 Gayle Dr, Old Hickory is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 107 Gayle Dr, Old Hickory?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 107 Gayle Dr, Old Hickory?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 107 Gayle Dr, Old Hickory?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 107 Gayle Dr, Old Hickory?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 107 Gayle Dr, Old Hickory priced compared to the market?

At about $284 per square foot, 107 Gayle Dr, Old Hickory ranks in the 75th percentile of active Old Hickory 37138 listings by price per square foot, roughly 21% above the Old Hickory 37138 median; recent comparable sales in Old Hickory 37138 closed near $250 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Old Hickory homes market favoring buyers or sellers?

The Old Hickory homes market is currently balanced, at about 3.5 months of inventory; recent sales have closed near 98.8% of list price over the past year, per Realtracs as of October 20, 2026.

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