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804 Spence Enclave Ln, Nashville, TN 37210

804 Spence Enclave Ln, Nashville, TN 37210, Active at $349,999 ($212/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,650 sqft · $212/sqft · 0.02 ac.

Active · $349,999

3 beds2.5 baths1,650 sq ft$212 /sq ft0.02 acres

MLS #3505805 · listed August 5, 2026 · 85 days on market · updated September 2, 2026

3-bed, 2.5-bath condo at 804 Spence Enclave Ln in Spence Enclave, Nashville, 1,650 sqft, $349,999 ($212/sqft), by New Roots Realty.

The quick read

804 Spence Enclave Ln is a 3-bedroom, 2.5-bath condo in Nashville, TN 37210, offered at $349,999, about $212/sq ft across 1,650 sq ft.

At $212/sq ft, this condo is about 40% below the Nashville 37210 median list price per square foot of $356.

Recently sold in Nashville 37210: 29 comparable condos from $260,000 to $445,000, a median of $268/sq ft; this listing at $212/sq ft is about 21% below recent sold prices.

Market read: the Nashville 37210 condos market is buyer-favored as of October 25, 2026, at about 6.5 months of inventory; recent sales have closed near 100% of list in the 12 months to October 26, 2026.

All-in, about $2,551/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $626/mo, roughly 25% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this condo runs about $1,925/mo; at the 6.81% rate of about three months ago it would be roughly $1,827/mo, so monthly P&I is about $98 higher now.

Next step: ask Grant Hammond anything about 804 Spence Enclave Ln (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 2, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 804 Spence Enclave Ln

Enjoy the convenience of townhome living without sacrificing parking, storage, or privacy. Positioned toward the back of the community, this 3-bedroom, 2.5-bath home includes an attached garage, private driveway, abundant guest parking, and access to the neighborhood dog park. Inside, real hardwood floors extend throughout the main living spaces, where custom built-ins and an electric fireplace create a comfortable, polished setting. The kitchen features white cabinetry, black granite countertops, a mosaic backsplash, updated lighting, and pantry storage. All kitchen appliances remain, along with the washer and dryer. Upstairs, the primary suite offers custom arched blinds and a private bath with a separate tub and shower. Two additional bedrooms provide flexibility for guests, an office, fitness space, or creative studio. Recent improvements include fresh interior paint, a roof replaced in 2023, and HVAC and water heater replacements within the last five years. Renting IS allowed in this neighborhood if looking for an investment or 1031 Exchange.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

1-car garageBuilt 2008

Full property details

Complete reported fields for 804 Spence Enclave Ln (reference).

MLS #3505805
StatusActive
Price$349,999
Price / sqft$212
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,650 sqft
Lot size0.02 acres
Year built2008
All 31 property fields
Garage spaces1
Stories2
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionBrick
ParkingGarage Door Opener, Attached, Driveway
Annual taxes$2,476
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior featuresBookcases, Ceiling Fan(s), High Ceilings, High Speed Internet, Pantry, Walk-In Closet(s)
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available, Cable Connected
Garage typeAttached Garage, Yes
HOA dues$153 / mo
SubdivisionSpence Enclave
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure, Trash
ListedAugust 5, 2026
Days on market85
UpdatedSeptember 2, 2026

Listing activity

DateEventPriceChange
Price change$349,999-$17,901 (-4.9%)
Listed$367,900
Quitclaim deed$0
Deed recorded$150,000
Deed recorded$150,000

Listed August 5, 2026, this listing has been on the market 85 days as of October 29, 2026. The price has been reduced once, from $367,900 to $349,999 (-4.9%). The most recent change was first seen on our daily record September 13, 2026.

  • Listed at $349,999, about 133% above the last recorded sale ($150,000, November 14, 2008).
  • County assessment: $351,900 total appraised value (land $91,000 + improvements $260,900).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

804 Spence Enclave Ln has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
by Price change$349,999Realtracs MLS #3505805
Listing removedn/aRealtracs MLS #3203737
Listed for sale$367,900Realtracs MLS #3505805
by Listed for sale$370,800Realtracs MLS #3203737
Sold (public record)$150,000Public record
Sold (public record)$150,000Public record

Realtracs listing activity before June 19, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 804 Spence Enclave Ln by year: $130,500 in 2009 to $351,900 in 2025, a change of +170%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$91,000$260,900$0$351,900ROLL
2021$51,000$187,800$0$238,800ROLL
2017$35,000$139,400$0$174,400ROLL
2013$28,000$106,000$0$134,000ROLL
2009$28,000$102,500$0$130,500ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 804 Spence Enclave Ln at $349,999: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$349,999
HOA dues$153 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 804 Spence Enclave Ln, Nashville

Estimated total monthly payment for 804 Spence Enclave Ln is about $2,551/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $1,925, estimated property tax $205, homeowners insurance $268, and HOA dues $153. Estimate only; not a loan offer.

Principal & interest$1,925/mo
Property tax (est.)$205/mo
Homeowners insurance (est.)$268/mo
HOA dues$153/mo
Estimated total$2,551/mo
7.61%6.13%7.33%February 19, 2025October 23, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.33% (Mortgage News Daily, as of October 23, 2026).

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$1,739/mo$2,365/mo-$186/mo
6.83%$1,831/mo$2,457/mo-$94/mo
7.33%$1,925/mo$2,551/mocurrent
7.83%$2,021/mo$2,647/mo+$96/mo
8.33%$2,119/mo$2,745/mo+$194/mo

Principal & interest on a 30-year fixed at 20% down ($279,999 loan), with property tax, insurance, and HOA held constant at $626/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.

Buy versus rent, 804 Spence Enclave Ln

Owning 804 Spence Enclave Ln runs about $2,551/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$153 / mo (about 6% of the estimated total payment)
HOA per year$1,836
HOA over 5 years$9,180 (at current dues)
Effective carrying cost$1.546 / sq ft / mo (estimated total over 1,650 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 804 Spence Enclave Ln compares in Nashville 37210

MetricThis condoNashville 37210 activeRecently sold
Price / sq ft$212$355 median-
Price position9th pctile-40% vs median-

This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 29, 2026.

This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.

How this condo compares in Nashville 37210

At $212/sq ft, this condo ranks in the 9th percentile of the 164 active condos in Nashville 37210 by price per square foot.

Computed by Grant Hammond from 164 Nashville 37210 comparables (Realtracs via IDX), as of October 29, 2026, refreshed weekly.

Competition & market pace

Active listings74 in Nashville 37210 condos
Recent absorptionabout 11.4 sales / mo
Months of inventory6.5 months, a buyer-favored market (ample supply)

Over the past 12 months, homes in Nashville 37210 condos sold at about 100% of list price.

Recorded sales in Nashville 37210 condos: 99 in the past 12 months.

Supply-side and recent-sale context for Nashville 37210 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37210 condos closings. Source Realtracs via IDX, as of October 25, 2026.

Location & neighborhood

804 Spence Enclave Ln sits in Spence Enclave, Nashville, Davidson County.

Nashville 37210 market snapshot

In Nashville 37210, homes there are priced around $356 per square foot; inventory in Nashville 37210 condos is running at about 6.5 months, a buyer-favored market; recent sales closed near 100% of list price; 29 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.

Approximately 3.6 miles from downtown Nashville (straight-line distance).

Assigned schools

804 Spence Enclave Ln is zoned for McGavock Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 804 Spence Enclave Ln

Get the full details, recent comparable sales, and any off-market options for 804 Spence Enclave Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Listed by Lacy Turner, New Roots Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 804 Spence Enclave Ln

Is 804 Spence Enclave Ln, Nashville still for sale?

As of the latest update (September 2, 2026), 804 Spence Enclave Ln, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 804 Spence Enclave Ln been on the market?

804 Spence Enclave Ln was listed on August 5, 2026 and has been on the market 85 days as of October 29, 2026, per Realtracs.

Has the price of 804 Spence Enclave Ln changed?

Yes. It was first listed at $367,900. The price has been reduced once, most recently to $349,999 by September 13, 2026, a total change of -4.9%.

How much does 804 Spence Enclave Ln, Nashville cost?

804 Spence Enclave Ln, Nashville is listed at $349,999, about $212 per square foot across 1,650 square feet.

How many bedrooms and bathrooms does 804 Spence Enclave Ln, Nashville have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $212 per square foot ($349,999 across 1,650 sqft).

When was 804 Spence Enclave Ln, Nashville built?

804 Spence Enclave Ln, Nashville was built in 2008.

Does 804 Spence Enclave Ln, Nashville have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $153 per month, as listed.

What subdivision is 804 Spence Enclave Ln, Nashville in?

804 Spence Enclave Ln, Nashville is in the Spence Enclave subdivision of Nashville.

What is the estimated monthly payment for 804 Spence Enclave Ln, Nashville?

About $2,551 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $1,925, estimated property tax $205, insurance $268, and HOA $153. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 804 Spence Enclave Ln, Nashville zoned for?

804 Spence Enclave Ln, Nashville is zoned for McGavock Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 804 Spence Enclave Ln, Nashville?

HOA dues are $153 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 804 Spence Enclave Ln, Nashville priced versus the building?

At $212 per square foot, 804 Spence Enclave Ln, Nashville is in the 9th percentile of active listings in the Nashville 37210, about 40% below the $356 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 804 Spence Enclave Ln, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 804 Spence Enclave Ln, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 804 Spence Enclave Ln, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 804 Spence Enclave Ln, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 804 Spence Enclave Ln, Nashville priced compared to the market?

At about $212 per square foot, 804 Spence Enclave Ln, Nashville ranks in the 9th percentile of active Nashville 37210 listings by price per square foot, roughly 40% below the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $268 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37210 condos market favoring buyers or sellers?

The Nashville 37210 condos market is currently buyer-favored (ample supply), at about 6.5 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 25, 2026.

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