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1101 Spencer Creek Pass, Franklin, TN 37069

1101 Spencer Creek Pass, Franklin, TN 37069, Active at $750,000 ($440/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 1,704 sqft · $440/sqft · 1.44 ac.

Active · $750,000

2 beds2.5 baths1,704 sq ft$440 /sq ft1.44 acres

MLS #3530036 · listed August 31, 2026 · 52 days on market · updated October 1, 2026

2-bed, 2.5-bath home at 1101 Spencer Creek Pass, Franklin, 1,704 sqft, $750,000 ($440/sqft), by United Country Real Estate Leipers Fork.

The quick read

1101 Spencer Creek Pass is a 2-bedroom, 2.5-bath home in Franklin, TN 37069, offered at $750,000, about $440/sq ft across 1,704 sq ft.

At $440/sq ft, this home is about 24% above the Franklin 37069 median list price per square foot of $356.

Market read: the Franklin 37069 homes market is balanced, at about 3.2 months of inventory.

All-in, about $4,729/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $603/mo, roughly 13% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this home runs about $4,126/mo; at the 6.81% rate of about three months ago it would be roughly $3,916/mo, so monthly P&I is about $210 higher now.

School zone: assigned to Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 1101 Spencer Creek Pass (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 1, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 1101 Spencer Creek Pass

Opportunity, Space, and Location in Williamson County Situated on a generous corner lot in highly desirable Williamson County, this brick home offers endless possibilities for homeowners, investors, and builders alike. The main level features approximately 1,704 square feet of living space with a functional layout ready for your personal updates and vision. Additional living space includes an unfinished basement and a second story complete with a full bathroom and abundant storage, providing flexibility for guests, hobbies, a home office, or future expansion. Outside, the oversized lot is the true standout. With ample road frontage, beautiful established trees and a prime corner location, this property presents a rare opportunity to renovate, expand, or explore new construction possibilities in one of Middle Tennessee's most sought-after counties. Whether you're looking for a home with room to grow or searching for the perfect site for your dream build, this property offers exceptional potential, plenty of space, and an unbeatable location.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1972New construction

Full property details

Complete reported fields for 1101 Spencer Creek Pass (reference).

MLS #3530036
StatusActive
Price$750,000
Price / sqft$440
Bedrooms2
Bathrooms2.5 (2 full, 1 half)
Living area1,704 sqft
Lot size1.44 acres
Year built1972
All 26 property fields
Garage spaces2
Stories1
HeatingCentral
CoolingYes
BasementCrawl Space, Partial, Yes
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Side
Annual taxes$2,015
AppliancesDishwasher, Disposal, Gas Range, OVEN, Refrigerator, Stainless Steel Appliance(s)
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeYes
CountyWilliamson
ListedAugust 31, 2026
Days on market52
UpdatedOctober 1, 2026

Listing activity

DateEventPriceChange
Off market
Price change$750,000-$145,000 (-16.2%)
Listed$895,000
Deed recorded$310,000

Listed August 31, 2026, this listing was on the market 52 days before it left the market. The price has been reduced once, from $895,000 to $750,000 (-16.2%), most recently on October 1, 2026.

  • Listed at $750,000, about 142% above the last recorded sale ($310,000, August 7, 2018).
  • County assessment: $378,600 total appraised value (land $178,000 + improvements $200,600).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 1101 Spencer Creek Pass at $750,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$750,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 1101 Spencer Creek Pass, Franklin

Estimated total monthly payment for 1101 Spencer Creek Pass is about $4,729/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $4,126, estimated property tax $203, homeowners insurance $400. Estimate only; not a loan offer.

Principal & interest$4,126/mo
Property tax (est.)$203/mo
Homeowners insurance (est.)$400/mo
Estimated total$4,729/mo

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Williamson County (unincorporated) rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$3,726/mo$4,329/mo-$400/mo
6.83%$3,924/mo$4,527/mo-$202/mo
7.33%$4,126/mo$4,729/mocurrent
7.83%$4,332/mo$4,935/mo+$206/mo
8.33%$4,541/mo$5,144/mo+$415/mo

Principal & interest on a 30-year fixed at 20% down ($600,000 loan), with property tax, insurance held constant at $603/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.

Buy versus rent, 1101 Spencer Creek Pass

Owning 1101 Spencer Creek Pass runs about $4,729/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $378,600 trails the $750,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,230 now to roughly $2,438 (appraised value times the 25% Tennessee residential ratio times the Williamson County (unincorporated) rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 1101 Spencer Creek Pass compares in Franklin 37069

MetricThis homeFranklin 37069 activeRecently sold
Price / sq ft$440$360 median-
Price position79th pctile+22% vs median-

This listing beside the active Franklin 37069 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.

How this home compares in Franklin 37069

At $440/sq ft, this home ranks in the 79th percentile of the 133 active homes in Franklin 37069 by price per square foot.

Computed by Grant Hammond from 133 Franklin 37069 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings98 in Franklin 37069 homes
Recent absorptionabout 30.6 sales / mo
Months of inventory3.2 months, a balanced market

Supply-side and recent-sale context for Franklin 37069 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37069 homes closings. Source Realtracs via IDX, as of September 27, 2026.

Location & neighborhood

1101 Spencer Creek Pass sits in Franklin, Williamson County.

Franklin 37069 market snapshot

In Franklin 37069, homes there are priced around $356 per square foot; inventory in Franklin 37069 homes is running at about 3.2 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 3, 2026.

Approximately 15 miles from downtown Nashville (straight-line distance).

Assigned schools

1101 Spencer Creek Pass is zoned for Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 1101 Spencer Creek Pass

Get the full details, recent comparable sales, and any off-market options for 1101 Spencer Creek Pass - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 1101 Spencer Creek Pass, by price and size.

Listed by Madelyn Christie, United Country Real Estate Leipers Fork. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 1101 Spencer Creek Pass

Is 1101 Spencer Creek Pass, Franklin still for sale?

As of the latest update (October 1, 2026), 1101 Spencer Creek Pass, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 1101 Spencer Creek Pass been on the market?

1101 Spencer Creek Pass was listed on August 31, 2026 and left the market on October 22, 2026, after 52 days on the market, per Realtracs.

Has the price of 1101 Spencer Creek Pass changed?

Yes. It was first listed at $895,000. The price has been reduced once, most recently to $750,000 on October 1, 2026, a total change of -16.2%.

How much does 1101 Spencer Creek Pass, Franklin cost?

1101 Spencer Creek Pass, Franklin is listed at $750,000, about $440 per square foot across 1,704 square feet.

How many bedrooms and bathrooms does 1101 Spencer Creek Pass, Franklin have?

2 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $440 per square foot ($750,000 across 1,704 sqft).

When was 1101 Spencer Creek Pass, Franklin built?

1101 Spencer Creek Pass, Franklin was built in 1972.

Does 1101 Spencer Creek Pass, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 1101 Spencer Creek Pass, Franklin in?

No subdivision is reported.

What is the estimated monthly payment for 1101 Spencer Creek Pass, Franklin?

About $4,729 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $4,126, estimated property tax $203, insurance $400. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 1101 Spencer Creek Pass, Franklin zoned for?

1101 Spencer Creek Pass, Franklin is zoned for Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 1101 Spencer Creek Pass, Franklin a short-term-rental property?

No, 1101 Spencer Creek Pass, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 1101 Spencer Creek Pass, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 1101 Spencer Creek Pass, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 1101 Spencer Creek Pass, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 1101 Spencer Creek Pass, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 1101 Spencer Creek Pass, Franklin priced compared to the market?

At about $440 per square foot, 1101 Spencer Creek Pass, Franklin ranks in the 78th percentile of active Franklin 37069 listings by price per square foot, roughly 24% above the Franklin 37069 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37069 homes market favoring buyers or sellers?

The Franklin 37069 homes market is currently balanced, at about 3.2 months of inventory, per Realtracs as of September 27, 2026.

Thinking of selling in Franklin?

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