1317 Decatur Cir, Franklin, TN 37067
1317 Decatur Cir, Franklin, TN 37067, Conditional at $639,998 ($258/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,476 sqft · $258/sqft · 0.08 ac.
1317 Decatur Cir, Franklin, TN 37067, Conditional at $639,998 ($258/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,476 sqft · $258/sqft · 0.08 ac.
Conditional · $639,998
MLS #3541242 · listed September 3, 2026 · 24 days on market · updated September 27, 2026
3-bed, 2.5-bath condo at 1317 Decatur Cir in McKays Mill Sec 30, Franklin, 2,476 sqft, $639,998 ($258/sqft), by Partners Real Estate, LLC.
1317 Decatur Cir is a 3-bedroom, 2.5-bath condo in Franklin, TN 37067, offered at $639,998, about $258/sq ft across 2,476 sq ft.
At $258/sq ft, this condo is about 9% below the McKays Mill median list price per square foot of $284.
Recently sold in Franklin 37067: 59 comparable condos from $419,000 to $785,000, a median of $317/sq ft; this listing at $258/sq ft is about 19% below recent sold prices.
Market read: the Franklin 37067 condos market is balanced as of October 15, 2026, at about 4.4 months of inventory; recent sales have closed near 97.9% of list in the 12 months to October 22, 2026.
All-in, about $4,605/mo at 20% down (7.40% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,060/mo, roughly 23% of the all-in monthly payment.
At the current 7.40% 30-year rate, principal and interest on this condo runs about $3,545/mo; at the 6.77% rate of about three months ago it would be roughly $3,328/mo, so monthly P&I is about $217 higher now.
Next step: ask Grant Hammond anything about 1317 Decatur Cir (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 27, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
LOCATION LOCATION LOCATION!!! This gorgeous townhome is minutes from everything! 3 very spacious bedrooms, primary suite down with custom closet and a recently updated bathroom suite to die for! Big beautiful updated kitchen is open to the family room for easy entertaining. Large formal dining room and a HUGE bonus room upstairs. Fenced in back yard with private green space is great for those buyers with pets! Attached rear 2 car garage and sweet little front porch to sit and enjoy those summer nights. Access to all of Mckay's Mills amenities including pool, clubhouse, fitness room, tennis courts, playgrounds and walking trails. MUST SEE!
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 1317 Decatur Cir (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Under contract | |||
| Price change | $639,998 | -$8,902 (-1.4%) | |
| Price change | $648,900 | -$1,000 (-0.2%) | |
| Listed | $649,900 | ||
| Deed recorded | $292,000 |
Listed September 3, 2026, this listing was on the market 24 days before it went under contract. The price has been reduced 2 times, from $649,900 to $639,998 (-1.5%), most recently on September 25, 2026. It has been under contract since September 27, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 1317 Decatur Cir at $639,998: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $639,998 |
|---|---|
| HOA dues | $485 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 1317 Decatur Cir is about $4,605/mo, 20% down on a 30-year fixed at 7.40% (a conforming loan), including principal & interest $3,545, estimated property tax $209, homeowners insurance $366, and HOA dues $485. Estimate only; not a loan offer.
| Principal & interest | $3,545/mo |
|---|---|
| Property tax (est.) | $209/mo |
| Homeowners insurance (est.) | $366/mo |
| HOA dues | $485/mo |
| Estimated total | $4,605/mo |
Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.40% | $3,203/mo | $4,263/mo | -$342/mo |
| 6.90% | $3,372/mo | $4,432/mo | -$173/mo |
| 7.40% | $3,545/mo | $4,605/mo | current |
| 7.90% | $3,721/mo | $4,781/mo | +$176/mo |
| 8.40% | $3,901/mo | $4,961/mo | +$356/mo |
Principal & interest on a 30-year fixed at 20% down ($511,998 loan), with property tax, insurance, and HOA held constant at $1,060/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.
Owning 1317 Decatur Cir runs about $4,605/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $485 / mo (about 11% of the estimated total payment) |
|---|---|
| HOA per year | $5,820 |
| HOA over 5 years | $29,100 (at current dues) |
| Effective carrying cost | $1.86 / sq ft / mo (estimated total over 2,476 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
The Williamson County appraised value of $414,400 trails the $639,998 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,622 now to roughly $2,506 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This condo | McKays Mill active | Recently sold |
|---|---|---|---|
| Price / sq ft | $258 | $283 median | - |
| Price position | 29th pctile | -9% vs median | - |
| McKays Mill vs Franklin 37067 area | - | -13% | - |
This listing beside the active McKays Mill market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.
This listing beside the active McKays Mill market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.
Among the 20 active condos in McKays Mill, this condo at $258/sq ft falls in the 29th percentile on price per square foot.
McKays Mill trades about 13% below Franklin 37067 area on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for McKays Mill.
Computed by Grant Hammond from 20 McKays Mill comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.
| Active listings | 27 in Franklin 37067 condos |
|---|---|
| Recent absorption | about 6.1 sales / mo |
| Months of inventory | 4.4 months, a balanced market |
Over the past 12 months, homes in Franklin 37067 condos sold at about 97.9% of list price.
Recorded sales in Franklin 37067 condos: 65 in the past 12 months.
Supply-side and recent-sale context for Franklin 37067 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37067 condos closings. Source Realtracs via IDX, as of October 15, 2026.
1317 Decatur Cir sits in McKays Mill Sec 30, Franklin, Williamson County.
In McKays Mill, homes there are priced around $284 per square foot; inventory in Franklin 37067 condos is running at about 4.4 months, a balanced market; recent sales in Franklin 37067 closed near 97.9% of list price; 59 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.
Approximately 16 miles from downtown Nashville (straight-line distance).
1317 Decatur Cir is zoned for Clovercroft Elementary School, Fred J Page Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1317 Decatur Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1317 Decatur Cir, by price and size.
Listed by Karen Russell, Partners Real Estate, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (September 27, 2026), 1317 Decatur Cir, Franklin is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1317 Decatur Cir was listed on September 3, 2026 and went under contract on September 27, 2026, after 24 days on the market, per Realtracs.
Yes. It was first listed at $649,900. The price has been reduced 2 times, most recently to $639,998 on September 25, 2026, a total change of -1.5%.
1317 Decatur Cir, Franklin is listed at $639,998, about $258 per square foot across 2,476 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $258 per square foot ($639,998 across 2,476 sqft).
1317 Decatur Cir, Franklin was built in 2005.
Yes, 2 garage spaces, per the listing.
HOA dues are $485 per month, as listed.
1317 Decatur Cir, Franklin is in the McKays Mill Sec 30 subdivision of Franklin.
About $4,605 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $3,545, estimated property tax $209, insurance $366, and HOA $485. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1317 Decatur Cir, Franklin is zoned for Clovercroft Elementary School, Fred J Page Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
HOA dues are $485 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $258 per square foot, 1317 Decatur Cir, Franklin is in the 28th percentile of active listings in the McKays Mill, about 9% below the $284 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $258 per square foot, 1317 Decatur Cir, Franklin ranks in the 28th percentile of active McKays Mill listings by price per square foot, roughly 9% below the McKays Mill median; recent comparable sales in McKays Mill closed near $317 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37067 condos market is currently balanced, at about 4.4 months of inventory; recent sales have closed near 97.9% of list price over the past year, per Realtracs as of October 15, 2026.
Thinking of selling in McKays Mill Sec 30?
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