2965 Harbor Lights Dr, Nashville, TN 37217
2965 Harbor Lights Dr, Nashville, TN 37217, Active at $425,000 ($212/sq ft). 3 bd · 2 ba · 2,001 sqft · $212/sqft · 0.11 ac.
2965 Harbor Lights Dr, Nashville, TN 37217, Active at $425,000 ($212/sq ft). 3 bd · 2 ba · 2,001 sqft · $212/sqft · 0.11 ac.
Active · $425,000
MLS #3545756 · listed September 8, 2026 · 55 days on market · updated September 10, 2026
3-bed, 2-bath home at 2965 Harbor Lights Dr in Bayview Estates, Nashville, 2,001 sqft, $425,000 ($212/sqft), by Equity Estates.
2965 Harbor Lights Dr is a 3-bedroom, 2-bath home in Nashville, TN 37217, offered at $425,000, about $212/sq ft across 2,001 sq ft.
At $212/sq ft, this home is priced in line with the Nashville 37217 list-price median of $209/sq ft.
Recently sold in Nashville 37217: 142 comparable homes from $280,000 to $549,900, a median of $202/sq ft; this listing at $212/sq ft is about 5% above recent sold prices.
Market read: the Nashville 37217 homes market is seller-favored, at about 2.8 months of inventory; recent sales have closed near 99.5% of list over the past year.
All-in, about $2,891/mo at 20% down (7.27% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $567/mo, roughly 20% of the all-in monthly payment.
At the current 7.27% 30-year rate, principal and interest on this home runs about $2,324/mo; at the 6.83% rate of about three months ago it would be roughly $2,223/mo, so monthly P&I is about $101 higher now.
School zone: assigned to Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 2965 Harbor Lights Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 10, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Beautifully maintained home, where comfort meets charm in a highly desirable neighborhood. Offering a thoughtfully designed living space, this home is perfect for both everyday living and entertaining. Step inside to find a spacious and inviting layout featuring a versatile bonus room-ideal for a home office, playroom, or media space. The kitchen is a standout, complete with a gas stove that will delight any home chef, along with ample cabinetry and workspace. Enjoy the convenience of a two-car garage and unwind outdoors on the finished back deck-perfect for relaxing evenings or hosting gatherings with friends and family. The surrounding neighborhood adds to the appeal, known for its beauty and welcoming atmosphere.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 2965 Harbor Lights Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $425,000 | ||
| Deed recorded | $176,000 | ||
| Deed recorded | $154,080 | ||
| Deed recorded | $110,400 |
Listed September 8, 2026, this listing has been on the market 55 days as of November 2, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
2965 Harbor Lights Dr has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Listed for sale | $425,000 | Realtracs MLS #3545756 | |
| Listing removed | — | Realtracs MLS #3175159 | |
| by | Price change | $425,000 | Realtracs MLS #3175159 |
| Listed for sale | $438,500 | Realtracs MLS #3175159 | |
| Sold (public record) | $176,000 | Public record | |
| Sold (public record) | $154,080 | Public record | |
| Sold (public record) | $110,400 | Public record |
Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.
The Davidson County Assessor's appraised value of 2965 Harbor Lights Dr by year: $25,000 in 1999 to $407,200 in 2025, a change of +1529%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $89,100 | $318,100 | $0 | $407,200 | ROLL |
| 2021 | $46,800 | $242,200 | $0 | $289,000 | ROLL |
| 2017 | $35,000 | $168,600 | $0 | $203,600 | ROLL |
| 2013 | $31,000 | $139,100 | $0 | $170,100 | ROLL |
| 2009 | $36,000 | $141,600 | $0 | $177,600 | ROLL |
| 2005 | $33,000 | $136,400 | $0 | $169,400 | ROLL |
| 2001 | $27,500 | $135,900 | $0 | $163,400 | ROLL |
| 2000 | $25,000 | $106,900 | $0 | $131,900 | RLL |
| 1999 | $25,000 | $0 | $0 | $25,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 2965 Harbor Lights Dr at $425,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $425,000 |
|---|---|
| HOA dues | $25 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 2965 Harbor Lights Dr is about $2,891/mo, 20% down on a 30-year fixed at 7.27% (a conforming loan), including principal & interest $2,324, estimated property tax $246, homeowners insurance $296, and HOA dues $25. Estimate only; not a loan offer.
| Principal & interest | $2,324/mo |
|---|---|
| Property tax (est.) | $246/mo |
| Homeowners insurance (est.) | $296/mo |
| HOA dues | $25/mo |
| Estimated total | $2,891/mo |
Assumes 20% down, 30-year fixed at 7.27% (Mortgage News Daily, as of October 30, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.27% | $2,098/mo | $2,665/mo | -$226/mo |
| 6.77% | $2,210/mo | $2,777/mo | -$114/mo |
| 7.27% | $2,324/mo | $2,891/mo | current |
| 7.77% | $2,441/mo | $3,008/mo | +$117/mo |
| 8.27% | $2,559/mo | $3,126/mo | +$235/mo |
Principal & interest on a 30-year fixed at 20% down ($340,000 loan), with property tax, insurance, and HOA held constant at $567/mo. Current 30-year fixed 7.27% (Mortgage News Daily, as of October 30, 2026). Estimate only; not a loan offer.
Owning 2965 Harbor Lights Dr runs about $2,891/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Nashville 37217 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $212 | $207 median | - |
| Price position | 53rd pctile | +2% vs median | - |
| Nashville 37217 vs greater Nashville | - | -38% | - |
This listing beside the active Nashville 37217 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 2, 2026.
Among the 115 active homes in Nashville 37217, this home at $212/sq ft falls in the 53rd percentile on price per square foot.
Nashville 37217 trades about 38% below greater Nashville on a price-per-square-foot basis.
Taken together, this home reads in line with Nashville 37217 on a per-square-foot basis.
Computed by Grant Hammond from 115 Nashville 37217 comparables (Realtracs via IDX), as of November 2, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 36 in Nashville 37217 homes |
|---|---|
| Recent absorption | about 12.9 sales / mo |
| Months of inventory | 2.8 months, a seller-favored market (tight supply) |
Over the past 12 months, homes in Nashville 37217 homes sold at about 99.5% of list price.
Recorded sales in Nashville 37217 homes: 246 in the past 12 months.
Supply-side and recent-sale context for Nashville 37217 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37217 homes closings. Source Realtracs via IDX, as of September 27, 2026.
2965 Harbor Lights Dr sits in Bayview Estates, Nashville, Davidson County.
In Nashville 37217, homes there are priced around $209 per square foot; inventory in Nashville 37217 homes is running at about 2.8 months, a seller-favored market; recent sales closed near 99.5% of list price; 142 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 11, 2026.
Approximately 9.6 miles from downtown Nashville (straight-line distance).
2965 Harbor Lights Dr is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 2965 Harbor Lights Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 2965 Harbor Lights Dr, by price and size.
Listed by Ariel Richardson, Equity Estates. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (September 10, 2026), 2965 Harbor Lights Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
2965 Harbor Lights Dr was listed on September 8, 2026 and has been on the market 55 days as of November 2, 2026, per Realtracs.
No. The asking price has been $425,000 since it was listed on September 8, 2026.
2965 Harbor Lights Dr, Nashville is listed at $425,000, about $212 per square foot across 2,001 square feet.
3 bedrooms and 2 bathrooms.
About $212 per square foot ($425,000 across 2,001 sqft).
2965 Harbor Lights Dr, Nashville was built in 1999.
Yes, 2 garage spaces, per the listing.
HOA dues are $25 per month, as listed.
2965 Harbor Lights Dr, Nashville is in the Bayview Estates subdivision of Nashville.
About $2,891 a month with 20% down on a 30-year fixed at 7.27%, principal and interest $2,324, estimated property tax $246, insurance $296, and HOA $25. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
2965 Harbor Lights Dr, Nashville is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 2965 Harbor Lights Dr, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $212 per square foot, 2965 Harbor Lights Dr, Nashville ranks in the 51st percentile of active Nashville 37217 listings by price per square foot; recent comparable sales in Nashville 37217 closed near $202 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37217 homes market is currently seller-favored (tight supply), at about 2.8 months of inventory; recent sales have closed near 99.5% of list price over the past year, per Realtracs as of September 27, 2026.
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