4306 Harding Pl, Nashville, TN 37205
4306 Harding Pl, Nashville, TN 37205, Active at $1,690,000 ($802/sq ft). 3 bd · 2 ba · 2,108 sqft · $802/sqft · 0.59 ac.
4306 Harding Pl, Nashville, TN 37205, Active at $1,690,000 ($802/sq ft). 3 bd · 2 ba · 2,108 sqft · $802/sqft · 0.59 ac.
Active · $1,690,000
MLS #3593789 · updated September 30, 2026
3-bed, 2-bath home at 4306 Harding Pl in Royal Oaks, Nashville, 2,108 sqft, $1,690,000 ($802/sqft), by Orchard Brokerage, LLC.
4306 Harding Pl is a 3-bedroom, 2-bath home in Nashville, TN 37205, offered at $1,690,000, about $802/sq ft across 2,108 sq ft.
Recently sold in Nashville 37205: 128 comparable homes from $1,099,000 to $2,265,000, a median of $454/sq ft.
Market read: the Royal Oaks market is balanced as of October 19, 2026, at about 3 months of inventory; recent sales have closed near 96.8% of list in the 12 months to October 19, 2026.
All-in, about $11,241/mo at 20% down (7.67% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $1,630/mo, roughly 15% of the all-in monthly payment.
At the current 7.37% 30-year rate, principal and interest on this home runs about $9,333/mo; at the 6.63% rate of about three months ago it would be roughly $8,661/mo, so monthly P&I is about $672 higher now.
School zone: assigned to Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4306 Harding Pl (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 30, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
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Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 4306 Harding Pl (reference).
No price changes or prior sales are on record for 4306 Harding Pl yet; the GH Market Engine tracks this listing and will show dated activity as it occurs.
Estimated monthly ownership for 4306 Harding Pl at $1,690,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $1,690,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 4306 Harding Pl is about $11,241/mo, 20% down on a 30-year fixed at 7.67% (a jumbo loan), including principal & interest $9,611, estimated property tax $979, homeowners insurance $651. Estimate only; not a loan offer.
| Principal & interest | $9,611/mo |
|---|---|
| Property tax (est.) | $979/mo |
| Homeowners insurance (est.) | $651/mo |
| Estimated total | $11,241/mo |
Assumes 20% down, 30-year fixed at 7.67% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.67% | $8,697/mo | $10,327/mo | -$914/mo |
| 7.17% | $9,150/mo | $10,780/mo | -$461/mo |
| 7.67% | $9,611/mo | $11,241/mo | current |
| 8.17% | $10,081/mo | $11,711/mo | +$470/mo |
| 8.67% | $10,559/mo | $12,189/mo | +$948/mo |
Principal & interest on a 30-year fixed at 20% down ($1,352,000 loan), with property tax, insurance held constant at $1,630/mo. Current 30-year fixed 7.67% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.
Owning 4306 Harding Pl runs about $11,241/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Nashville 37205 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $802 | $395 median | - |
| Price position | 90th pctile | +103% vs median | - |
| Nashville 37205 vs greater Nashville | - | +18% | - |
This listing beside the active Nashville 37205 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.
This listing beside the active Nashville 37205 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.
At $802/sq ft, this home ranks in the 90th percentile of the 249 active homes in Nashville 37205 by price per square foot.
Nashville 37205 trades about 18% above greater Nashville on a price-per-square-foot basis.
Taken together, this home reads toward the higher end per square foot for Nashville 37205.
Computed by Grant Hammond from 249 Nashville 37205 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 4 in Royal Oaks |
|---|---|
| Recent absorption | about 1.3 sales / mo |
| Months of inventory | 3 months, a balanced market |
Over the past 12 months, homes in Royal Oaks sold at about 96.8% of list price.
Recorded sales in Royal Oaks: 407 in the past 12 months.
Supply-side and recent-sale context for Royal Oaks. Sale figures are trailing 6/12/24-month medians of recorded Royal Oaks closings. Source Realtracs via IDX, as of October 19, 2026.
4306 Harding Pl sits in Royal Oaks, Nashville, Davidson County.
In Nashville 37205, homes there are priced around $406 per square foot; inventory in Royal Oaks is running at about 3 months, a balanced market; recent sales closed near 96.8% of list price; 128 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.
Approximately 6.1 miles from downtown Nashville (straight-line distance).
4306 Harding Pl is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4306 Harding Pl - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 4306 Harding Pl, by price and size.
Listed with Orchard Brokerage, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (September 30, 2026), 4306 Harding Pl, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
4306 Harding Pl, Nashville is listed at $1,690,000, about $802 per square foot across 2,108 square feet.
3 bedrooms and 2 bathrooms.
About $802 per square foot ($1,690,000 across 2,108 sqft).
4306 Harding Pl, Nashville was built in 1945.
No garage is reported in the listing.
No HOA dues are reported for this home.
4306 Harding Pl, Nashville is in the Royal Oaks subdivision of Nashville.
About $11,241 a month with 20% down on a 30-year fixed at 7.67%, principal and interest $9,611, estimated property tax $979, insurance $651. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4306 Harding Pl, Nashville is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 4306 Harding Pl, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.
At about $802 per square foot, 4306 Harding Pl, Nashville ranks in the 89th percentile of active Nashville 37205 listings by price per square foot, roughly 98% above the Nashville 37205 median; recent comparable sales in Nashville 37205 closed near $454 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Royal Oaks market is currently balanced, at about 3 months of inventory; recent sales have closed near 96.8% of list price over the past year, per Realtracs as of October 19, 2026.
Thinking of selling in Royal Oaks?
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