5176 Bay Overlook Dr, Hermitage, TN 37076
5176 Bay Overlook Dr, Hermitage, TN 37076, is a 3-bedroom, 2.5-bath, 2,793 sq ft home in The Peninsula, built in 1998, under contract at $490,000 ($175/sq ft), about 5% below 3 like-for-like sales in The Peninsula; first listed July 21, 2026 at $525,000.
Front exterior of the brick home with a covered entry and a paved driveway.
Under contract (pending) · $490,000
MLS #3598342 · listed July 21, 2026 · 112 days on market · updated November 9, 2026
Listing details checked .
Is 5176 Bay Overlook Dr priced right? The quick read
Status: under contract, per Realtracs as of November 10, 2026.
5176 Bay Overlook Dr is a 3-bedroom, 2.5-bath, 2,793 sq ft home in The Peninsula, Hermitage, TN 37076, offered at $490,000 ($175/sq ft).
It is priced at $175/sq ft, about 5% below 3 3-bedroom sales of similar size (2,095 to 3,491 sq ft) in The Peninsula over the 12 months to November 11, 2026 (Median $184/sq ft).
First listed on July 21, 2026; the asking price has moved from $525,000 to $490,000 (-6.7%).
In The Peninsula, 6 homes sold in the 12 months to November 11, 2026 at a Median $473,080 ($202/sq ft, all sizes), 97.6% of list. 3 are for sale there now, about 6 months of supply at 0.5 sales a month.
All-in, about $3,525/mo at 20% down (7.50% 30-year fixed).
School zone: assigned to Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond about 5176 Bay Overlook Dr: comparable sales, HOA, a tour. He replies personally.
Analysis by Grant Hammond, Compass RE. Figures as of November 11, 2026, from Realtracs closings and listings via IDX and the MLS import.
More context: homes for sale in Hermitage.
Description of 5176 Bay Overlook Dr
5176 Bay Overlook Dr is a 1-story Traditional home built in 1998, with 3 bedrooms, 2.5 baths and 2,793 sq ft. Listed details include brick construction, an unfinished basement, 2 garage spaces and trees/woods views.
Listing agent's remarks
This lovely brick home is being offered for the first time, custom-built by Frank Batson, one of the area's premier builders. Tucked away on a quiet cul-de-sac, the home enjoys a heavily wooded, private backyard that backs up to the Army Corps of Engineers property, with walking paths leading to Percy Priest Lake. This property offers more than just a home, it's a peaceful retreat surrounded by nature. The expansive wood deck spans the length of the home, perfect for relaxing or entertaining. Inside, the main-level primary suite is complemented by an eat-in kitchen, formal dining room, and inviting living room with a gas fireplace. Vaulted ceilings enhance the spacious feel of the main living area, while upstairs you'll find two additional bedrooms, a full bath, and a generous bonus room. The 1,689-square-foot daylight basement adds even more potential, already plumbed and ready to be finished into additional living space, a recreation area, a home gym, or a guest suite. Zoned for the popular Ruby Major Elementary.
Written by the listing agent and shown as published in Realtracs, via the Realtracs Internet Data Exchange. Grant Hammond has not verified these statements.
What the listing photos show
The listing photos show a brick exterior with a gabled roofline, arched windows, and an attached two-car garage on a curved street in Hermitage. The front entry has a glass storm door with sidelights and a transom above. The aerial view shows the home set among dense trees, with a lake visible beyond the wooded land.
Seen in the photos: brick exterior, two-car garage, arched windows, gabled roofline, sidelight front entry, wooded lot, lake view.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Property details for 5176 Bay Overlook Dr
Complete reported fields for 5176 Bay Overlook Dr (reference).
All 33 property fields
Price history of 5176 Bay Overlook Dr
| Date | Event | Price | Change |
|---|---|---|---|
| Pending | |||
| Under contract | |||
| Price change | $490,000 | -$5,000 (-1.0%) | |
| Price change | $495,000 | -$30,000 (-5.7%) | |
| Listed | $525,000 | ||
| Deed recorded | $233,100 | ||
| Deed recorded | $58,000 | ||
| Quitclaim deed | No price recorded | ||
| Quitclaim deed | No price recorded | ||
| Quitclaim deed | No price recorded |
Listed July 21, 2026, this listing was on the market 112 days before it went under contract. It was originally listed at $525,000; the last asking price was $490,000 (-6.7%). It has been under contract since November 10, 2026.
- Listed at $490,000, about 110% above the last recorded sale ($233,100, November 30, 1998).
- County assessment: $580,900 total appraised value (land $103,500 + improvements $477,400).
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
County appraisal by year
The Davidson County Assessor's appraised value of 5176 Bay Overlook Dr by year: $229,500 in 1999 to $580,900 in 2025, a change of +153%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Total | Category |
|---|---|---|---|---|
| 2025 | $103,500 | $477,400 | $580,900 | ROLL |
| 2021 | $62,000 | $354,800 | $416,800 | ROLL |
| 2017 | $56,000 | $280,900 | $336,900 | ROLL |
| 2013 | $46,000 | $200,300 | $246,300 | ROLL |
| 2009 | $43,000 | $211,100 | $254,100 | ROLL |
| 2007 | $35,000 | $219,000 | $254,000 | JUNE |
| 2006 | $35,000 | $219,000 | $254,000 | COR |
| 2005 | $35,000 | $233,700 | $268,700 | ROLL |
| 2001 | $35,000 | $208,700 | $243,700 | ROLL |
| 2000 | $28,000 | $201,500 | $229,500 | ROLL |
| 1999 | $28,000 | $201,500 | $229,500 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
What 5176 Bay Overlook Dr costs to own
Estimated monthly ownership for 5176 Bay Overlook Dr at $490,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $490,000 |
|---|---|
| HOA dues | $180 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Financing 5176 Bay Overlook Dr, Hermitage
Estimated total monthly payment for 5176 Bay Overlook Dr is about $3,525/mo, 20% down on a 30-year fixed at 7.50% (a conforming loan), including principal & interest $2,741, estimated property tax $284, homeowners insurance $320, and HOA dues $180. Estimate only; not a loan offer.
| Principal & interest | $2,741/mo |
|---|---|
| Property tax (est.) | $284/mo |
| Homeowners insurance (est.) | $320/mo |
| HOA dues | $180/mo |
| Estimated total | $3,525/mo |
Assumes 20% down, 30-year fixed at 7.50% (Mortgage News Daily, as of November 13, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
How the rate moves this payment
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.50% | $2,478/mo | $3,262/mo | -$263/mo |
| 7.00% | $2,608/mo | $3,392/mo | -$133/mo |
| 7.50% | $2,741/mo | $3,525/mo | current |
| 8.00% | $2,876/mo | $3,660/mo | +$135/mo |
| 8.50% | $3,014/mo | $3,798/mo | +$273/mo |
Principal & interest on a 30-year fixed at 20% down ($392,000 loan), with property tax, insurance, and HOA held constant at $784/mo. Current 30-year fixed 7.50% (Mortgage News Daily, as of November 13, 2026). Estimate only; not a loan offer.
Buy versus rent, 5176 Bay Overlook Dr
Owning 5176 Bay Overlook Dr runs about $3,525/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
How this home is priced
| Address | Beds | Sq ft | Sold for | $/sq ft | Closed |
|---|---|---|---|---|---|
| 4848 Peninsula Pointe Dr | 3 | 2,718 | $490,000 | $180 | October 1, 2026 |
| 5521 Peninsula Park Lndg | 3 | 2,556 | $470,000 | $184 | April 27, 2026 |
| 4844 Peninsula Pointe Dr | 3 | 2,105 | $439,900 | $209 | September 1, 2026 |
- Sold in The Peninsula, 12 months to November 11, 2026
- 6 homes; Median price $473,080; Median $202/sq ft (6 with a size); 97.6% of list
- For sale in The Peninsula, November 11, 2026
- 3 listings
- Pace
- 0.5 sales a month over 12 months against 3 for sale: about 6 months of supply
Home prices by high-school zone in Davidson County
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
Location of 5176 Bay Overlook Dr
5176 Bay Overlook Dr sits in The Peninsula, Hermitage, Davidson County.
Hermitage 37076 market snapshot
In Hermitage 37076, homes there are priced around $227 per square foot; inventory in Hermitage homes is running at about 4.3 months, a balanced market; recent sales closed near 98.8% of list price; 471 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 11, 2026.
Approximately 11 miles from downtown Nashville (straight-line distance).
Assigned schools
5176 Bay Overlook Dr is zoned for Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it. Look up the zoned school: MNPS Zone Finder.
- Elementary
- Ruby Major Elementary
- Middle
- Donelson Middle
Official records for 5176 Bay Overlook Dr
- Metro Nashville Parcel Viewer, parcel 097160A05100CO (assessor values, deeds and zoning)
- FEMA Flood Map Service Center (the flood map for this address)
Ask Grant about 5176 Bay Overlook Dr
Get the full details, recent comparable sales, and any off-market options for 5176 Bay Overlook Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Listings similar to 5176 Bay Overlook Dr
Similar listings nearby
Comparable listings near 5176 Bay Overlook Dr, by price and size.
Listed by Ronda Hawkins, Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Frequently asked questions about 5176 Bay Overlook Dr
Is 5176 Bay Overlook Dr, Hermitage still for sale?
As of the latest update (November 14, 2026), 5176 Bay Overlook Dr, Hermitage is pending, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
What do the photos of 5176 Bay Overlook Dr, Hermitage show?
The listing photos show a brick exterior with a gabled roofline, arched windows, and an attached two-car garage on a curved street in Hermitage. Features seen in the photos include brick exterior, two-car garage, arched windows, gabled roofline, sidelight front entry and wooded lot. Described from the Realtracs listing photos.
How much does 5176 Bay Overlook Dr, Hermitage cost?
5176 Bay Overlook Dr, Hermitage is listed at $490,000, about $175 per square foot across 2,793 square feet.
Has the price of 5176 Bay Overlook Dr, Hermitage changed?
Yes. It was first listed on July 21, 2026 at $525,000, and is now offered at $490,000 (-6.7%), per Realtracs.
Is 5176 Bay Overlook Dr, Hermitage priced right?
3 3-bedroom sales of similar size closed in The Peninsula between November 11, 2025 and November 11, 2026, at a Median of $184 per square foot. At $175 per square foot, 5176 Bay Overlook Dr is priced about 5% less per square foot than their Median. This is a comparison of recorded sales, not an appraisal.
How is the market in The Peninsula?
6 homes closed in The Peninsula between November 11, 2025 and November 11, 2026, with a Median price of $473,080 and a Median of $202 per square foot across all sizes. On November 11, 2026, 3 were for sale, about 6 months of supply at the past year's pace. Per Realtracs closings and listings.
What is the estimated monthly payment for 5176 Bay Overlook Dr, Hermitage?
About $3,525 a month with 20% down on a 30-year fixed at 7.50%, principal and interest $2,741, estimated property tax $284, insurance $320, and HOA $180. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
What are the property taxes on 5176 Bay Overlook Dr, Hermitage?
The listing reports an annual property tax of $4,040. Davidson County's appraisal roll values it at $580,900 (land $103,500, building $477,400) for 2025.
Who owns 5176 Bay Overlook Dr, Hermitage?
Ownership is a public record kept by the Metro Nashville and Davidson County Assessor of Property, under parcel 097160A05100CO; the record is linked under Official records on this page. This page does not publish owner names.
What schools is 5176 Bay Overlook Dr, Hermitage zoned for?
5176 Bay Overlook Dr, Hermitage is zoned for Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
How do I tour or make an offer on 5176 Bay Overlook Dr, Hermitage?
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Grant replies, usually the same day, and confirms the time with the listing agent. Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Who can tell me more about 5176 Bay Overlook Dr, Hermitage?
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
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