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538 Taffy Way, Hermitage, TN 37076

538 Taffy Way, Hermitage, TN 37076, Active at $399,900 ($322/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,242 sqft · $322/sqft · 0.02 ac.

Active · $399,900

3 beds2.5 baths1,242 sq ft$322 /sq ft0.02 acres

MLS #3598413 · updated September 25, 2026

3-bed, 2.5-bath home at 538 Taffy Way in Hermitage Point Cottages, Hermitage, 1,242 sqft, $399,900 ($322/sqft), by Realty One Group Music City.

The quick read

538 Taffy Way is a 3-bedroom, 2.5-bath home in Hermitage, TN 37076, offered at $399,900, about $322/sq ft across 1,242 sq ft.

At $322/sq ft, this home is about 42% above the Hermitage 37076 median list price per square foot of $227.

Recently sold in Hermitage 37076: 431 comparable homes from $260,000 to $535,000, a median of $218/sq ft.

Market read: the Hermitage homes market is balanced as of October 25, 2026, at about 4.1 months of inventory; recent sales have closed near 98.8% of list in the 12 months to October 25, 2026.

All-in, about $2,823/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $623/mo, roughly 22% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this home runs about $2,200/mo; at the 6.81% rate of about three months ago it would be roughly $2,088/mo, so monthly P&I is about $112 higher now.

School zone: assigned to Tulip Grove Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 538 Taffy Way (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 25, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 538 Taffy Way

Live where convenience meets lifestyle at 538 Taffy Way, ideally located in one of Hermitage's most walkable areas, just steps from your morning coffee, pizza nights, and a local bakery. Spend weekends at Percy Priest Lake, less than a mile away, or enjoy nearby parks, the library, and Nashville Shores just minutes from your door. Inside, you'll love the open-concept layout designed for both everyday living and entertaining. The custom kitchen is the heart of the home, complemented by a stylish bar area that is perfect for hosting friends. The kitchen, primary bath, and powder room have all been beautifully updated, while the expanded fenced backyard offers even more space to relax or play. Upstairs laundry adds everyday convenience, and custom wood shelving in every closet, along with an upgraded pantry, provides excellent storage throughout. Even better, the HOA handles lawn maintenance, including inside your fenced yard. All appliances remain, so you can move right in and start enjoying your new home from day one.

Listing remarks via the Realtracs Internet Data Exchange.

What the listing photos show

The listing photos show a white board-and-batten cottage with a black front door, an attached one-car garage and a covered entry on a level lot in Hermitage. Aerial images show the home among similar cottages with a lake and wooded shoreline in the distance. Inside, the entry hall leads to wood floors and a view toward the kitchen.

Seen in the photos: board-and-batten siding, attached one-car garage, covered front entry, black glass front door, carpeted staircase, wood floors, level lot, lake view.

Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.

Highlights

1-car garageBuilt 2022

Full property details

Complete reported fields for 538 Taffy Way (reference).

MLS #3598413
StatusActive
Price$399,900
Price / sqft$322
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,242 sqft
Lot size0.02 acres
Year built2022
All 28 property fields
Garage spaces1
Stories1
HeatingCentral
CoolingYes
BasementNone
ConstructionFrame
ParkingGarage Faces Front, Concrete, Driveway, Attached
Annual taxes$2,626
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Architectural styleCottage
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$104 / mo
SubdivisionHermitage Point Cottages
CountyDavidson
AmenitiesMaintenance Grounds
UpdatedSeptember 25, 2026

Listing activity

DateEventPriceChange
Last recorded sale$362,500n/a
  • Listed at $399,900, about 10% above the last recorded sale ($362,500, April 22, 2022).
  • County assessment: $377,600 total appraised value (land $80,000 + improvements $297,600).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 538 Taffy Way by year: $266,500 in 2022 to $377,600 in 2025, a change of +42%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$80,000$297,600$0$377,600ROLL
2022$75,000$191,500$0$266,500PR

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 538 Taffy Way at $399,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$399,900
HOA dues$104 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 538 Taffy Way, Hermitage

Estimated total monthly payment for 538 Taffy Way is about $2,823/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $2,200, estimated property tax $232, homeowners insurance $287, and HOA dues $104. Estimate only; not a loan offer.

Principal & interest$2,200/mo
Property tax (est.)$232/mo
Homeowners insurance (est.)$287/mo
HOA dues$104/mo
Estimated total$2,823/mo
7.61%6.13%7.33%February 19, 2025October 23, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.33% (Mortgage News Daily, as of October 23, 2026).

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$1,986/mo$2,609/mo-$214/mo
6.83%$2,092/mo$2,715/mo-$108/mo
7.33%$2,200/mo$2,823/mocurrent
7.83%$2,310/mo$2,933/mo+$110/mo
8.33%$2,421/mo$3,044/mo+$221/mo

Principal & interest on a 30-year fixed at 20% down ($319,920 loan), with property tax, insurance, and HOA held constant at $623/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.

Buy versus rent, 538 Taffy Way

Owning 538 Taffy Way runs about $2,823/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 538 Taffy Way compares in Hermitage 37076

MetricThis homeHermitage 37076 activeRecently sold
Price / sq ft$322$227 median-
Price position90th pctile+42% vs median-

This listing beside the active Hermitage 37076 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.

This listing beside the active Hermitage 37076 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.

How this home compares in Hermitage 37076

Among the 333 active homes in Hermitage 37076, this home at $322/sq ft falls in the 90th percentile on price per square foot.

Computed by Grant Hammond from 333 Hermitage 37076 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings198 in Hermitage homes
Recent absorptionabout 48.3 sales / mo
Months of inventory4.1 months, a balanced market

Over the past 12 months, homes in Hermitage homes sold at about 98.8% of list price.

Recorded sales in Hermitage homes: 819 in the past 12 months.

Supply-side and recent-sale context for Hermitage homes. Sale figures are trailing 6/12/24-month medians of recorded Hermitage homes closings. Source Realtracs via IDX, as of October 25, 2026.

Location & neighborhood

538 Taffy Way sits in Hermitage Point Cottages, Hermitage, Davidson County.

Hermitage 37076 market snapshot

In Hermitage 37076, homes there are priced around $227 per square foot; inventory in Hermitage homes is running at about 4.1 months, a balanced market; recent sales closed near 98.8% of list price; 431 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.

Approximately 9.2 miles from downtown Nashville (straight-line distance).

Assigned schools

538 Taffy Way is zoned for Tulip Grove Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 538 Taffy Way

Get the full details, recent comparable sales, and any off-market options for 538 Taffy Way - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 538 Taffy Way, by price and size.

Listed with Realty One Group Music City. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

Nashville housing market, September 2026: contracts down 3%, supply at 5.41 months, rates at 7.28%. What it means for buyers and sellers.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Popular searches

Frequently asked questions about 538 Taffy Way

Is 538 Taffy Way, Hermitage still for sale?

As of the latest update (September 25, 2026), 538 Taffy Way, Hermitage is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

What do the photos of 538 Taffy Way, Hermitage show?

The listing photos show a white board-and-batten cottage with a black front door, an attached one-car garage and a covered entry on a level lot in Hermitage. Features seen in the photos include board-and-batten siding, attached one-car garage, covered front entry, black glass front door, carpeted staircase and wood floors. Described from the Realtracs listing photos.

How much does 538 Taffy Way, Hermitage cost?

538 Taffy Way, Hermitage is listed at $399,900, about $322 per square foot across 1,242 square feet.

How many bedrooms and bathrooms does 538 Taffy Way, Hermitage have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $322 per square foot ($399,900 across 1,242 sqft).

When was 538 Taffy Way, Hermitage built?

538 Taffy Way, Hermitage was built in 2022.

Does 538 Taffy Way, Hermitage have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $104 per month, as listed.

What subdivision is 538 Taffy Way, Hermitage in?

538 Taffy Way, Hermitage is in the Hermitage Point Cottages subdivision of Hermitage.

What is the estimated monthly payment for 538 Taffy Way, Hermitage?

About $2,823 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $2,200, estimated property tax $232, insurance $287, and HOA $104. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 538 Taffy Way, Hermitage zoned for?

538 Taffy Way, Hermitage is zoned for Tulip Grove Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 538 Taffy Way, Hermitage a short-term-rental property?

No, 538 Taffy Way, Hermitage is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 538 Taffy Way, Hermitage?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 538 Taffy Way, Hermitage?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 538 Taffy Way, Hermitage?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 538 Taffy Way, Hermitage?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 538 Taffy Way, Hermitage priced compared to the market?

At about $322 per square foot, 538 Taffy Way, Hermitage ranks in the 90th percentile of active Hermitage 37076 listings by price per square foot, roughly 42% above the Hermitage 37076 median; recent comparable sales in Hermitage 37076 closed near $218 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Hermitage homes market favoring buyers or sellers?

The Hermitage homes market is currently balanced, at about 4.1 months of inventory; recent sales have closed near 98.8% of list price over the past year, per Realtracs as of October 25, 2026.

Thinking of selling in Hermitage Point Cottages?

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