105 Cumberland Trce 105, Nashville, TN 37214
105 Cumberland Trce 105, Nashville, TN 37214, Active at $282,500 ($258/sq ft). 2 bd · 2 ba · 1,096 sqft · $258/sqft · 0.03 ac.
105 Cumberland Trce 105, Nashville, TN 37214, Active at $282,500 ($258/sq ft). 2 bd · 2 ba · 1,096 sqft · $258/sqft · 0.03 ac.
Active · $282,500
MLS #3626884 · listed October 25, 2026 · 9 days on market · updated October 26, 2026
2-bed, 2-bath condo at 105 Cumberland Trce 105 in Cumberland Trace, Nashville, 1,096 sqft, $282,500 ($258/sqft), by RE/MAX Carriage House.
105 Cumberland Trce 105 is a 2-bedroom, 2-bath condo in Nashville, TN 37214, offered at $282,500, about $258/sq ft across 1,096 sq ft.
At $258/sq ft, this condo is about 4% above the Nashville 37214 median list price per square foot of $247.
Recently sold in Nashville 37214: 96 comparable condos from $185,000 to $380,000, a median of $202/sq ft; this listing at $258/sq ft is about 28% above recent sold prices.
Market read: the Nashville 37214 condos market is balanced as of October 26, 2026, at about 3.2 months of inventory; recent sales have closed near 98.6% of list in the 12 months to October 27, 2026.
All-in, about $2,172/mo at 20% down (7.33% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $618/mo, roughly 28% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this condo runs about $1,554/mo; at the 6.76% rate of about three months ago it would be roughly $1,467/mo, so monthly P&I is about $87 higher now.
Next step: ask Grant Hammond anything about 105 Cumberland Trce 105 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 26, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Very desirable condo in a desirable neighborhood in the heart of Donelson. Greenway is convenient as well as a dog park, Close to shopping, The Grand Ole Opry, Nashville International airport, interstate, churches and schools. Luxury vinyl throughout (approx 8 yrs old), walk-in shower in the master bedroom, granite countertops. Both chandeliers will be replaced and all wiindows treatments and shower curtain are all going to a new home. Nice storage area under the unit.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 105 Cumberland Trce 105 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $282,500 |
Listed October 25, 2026, this listing has been on the market 9 days as of November 3, 2026. The asking price has not changed since it was listed.
Estimated monthly ownership for 105 Cumberland Trce 105 at $282,500: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $282,500 |
|---|---|
| HOA dues | $220 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 105 Cumberland Trce 105 is about $2,172/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $1,554, estimated property tax $164, homeowners insurance $234, and HOA dues $220. Estimate only; not a loan offer.
| Principal & interest | $1,554/mo |
|---|---|
| Property tax (est.) | $164/mo |
| Homeowners insurance (est.) | $234/mo |
| HOA dues | $220/mo |
| Estimated total | $2,172/mo |
Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 26, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.33% | $1,403/mo | $2,021/mo | -$151/mo |
| 6.83% | $1,478/mo | $2,096/mo | -$76/mo |
| 7.33% | $1,554/mo | $2,172/mo | current |
| 7.83% | $1,632/mo | $2,250/mo | +$78/mo |
| 8.33% | $1,711/mo | $2,329/mo | +$157/mo |
Principal & interest on a 30-year fixed at 20% down ($226,000 loan), with property tax, insurance, and HOA held constant at $618/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 26, 2026). Estimate only; not a loan offer.
Owning 105 Cumberland Trce 105 runs about $2,172/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $220 / mo (about 10% of the estimated total payment) |
|---|---|
| HOA per year | $2,640 |
| HOA over 5 years | $13,200 (at current dues) |
| Effective carrying cost | $1.982 / sq ft / mo (estimated total over 1,096 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37214 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $258 | $243 median | $202 median |
| Price position | 59th pctile | +6% vs median | ~98.6% of list |
| Nashville 37214 vs greater Nashville | - | -27% | - |
| Recent closings | - | - | 96 sales |
This listing beside the active Nashville 37214 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 3, 2026.
Among the 216 active condos in Nashville 37214, this condo at $258/sq ft falls in the 59th percentile on price per square foot.
Prices per square foot in Nashville 37214 run about 27% below greater Nashville.
Taken together, this condo is priced in line with Nashville 37214 on a per-square-foot basis.
Computed by Grant Hammond from 216 Nashville 37214 comparables (Realtracs via IDX), as of November 3, 2026, refreshed weekly.
| Active listings | 46 in Nashville 37214 condos |
|---|---|
| Recent absorption | about 14.4 sales / mo |
| Months of inventory | 3.2 months, a balanced market |
Over the past 12 months, homes in Nashville 37214 condos sold at about 98.6% of list price.
Recorded sales in Nashville 37214 condos: 206 in the past 12 months.
Supply-side and recent-sale context for Nashville 37214 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37214 condos closings. Source Realtracs via IDX, as of October 26, 2026.
105 Cumberland Trce 105 sits in Cumberland Trace, Nashville, Davidson County.
In Nashville 37214, homes there are priced around $247 per square foot; inventory in Nashville 37214 condos is running at about 3.2 months, a balanced market; recent sales closed near 98.6% of list price; 96 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 27, 2026.
Approximately 6.5 miles from downtown Nashville (straight-line distance).
105 Cumberland Trce 105 is zoned for Pennington Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 105 Cumberland Trce 105 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 105 Cumberland Trce 105, by price and size.
Listed with RE/MAX Carriage House. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 26, 2026), 105 Cumberland Trce 105, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
105 Cumberland Trce 105 was listed on October 25, 2026 and has been on the market 9 days as of November 3, 2026, per Realtracs.
No. The asking price has been $282,500 since it was listed on October 25, 2026.
105 Cumberland Trce 105, Nashville is listed at $282,500, about $258 per square foot across 1,096 square feet.
2 bedrooms and 2 bathrooms.
About $258 per square foot ($282,500 across 1,096 sqft).
105 Cumberland Trce 105, Nashville was built in 1983.
No garage is reported in the listing.
HOA dues are $220 per month, as listed.
105 Cumberland Trce 105, Nashville is in the Cumberland Trace subdivision of Nashville.
About $2,172 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $1,554, estimated property tax $164, insurance $234, and HOA $220. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
105 Cumberland Trce 105, Nashville is zoned for Pennington Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $220 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $258 per square foot, 105 Cumberland Trce 105, Nashville is in the 56th percentile of active listings in the Nashville 37214, about 4% above the $247 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $258 per square foot, 105 Cumberland Trce 105, Nashville ranks in the 56th percentile of active Nashville 37214 listings by price per square foot, roughly 4% above the Nashville 37214 median; recent comparable sales in Nashville 37214 closed near $202 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37214 condos market is currently balanced, at about 3.2 months of inventory; recent sales have closed near 98.6% of list price over the past year, per Realtracs as of October 26, 2026.
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