95 Jay St, Nashville, TN 37210
95 Jay St, Nashville, TN 37210, Active at $260,000 ($239/sq ft). 3 bd · 1 ba · 1,088 sqft · $239/sqft · 0.22 ac.
95 Jay St, Nashville, TN 37210, Active at $260,000 ($239/sq ft). 3 bd · 1 ba · 1,088 sqft · $239/sqft · 0.22 ac.
The front of the house faces the street with a covered entry and a wood ramp to the porch.
Active · $260,000
MLS #3630037 · listed October 29, 2026 · 7 days on market · updated October 30, 2026
3-bed, 1-bath home at 95 Jay St in Sterling Heights, Nashville, 1,088 sqft, $260,000 ($239/sqft), by simpliHOM.
95 Jay St is a 3-bedroom, 1-bath home in Nashville, TN 37210, offered at $260,000, about $239/sq ft across 1,088 sq ft.
At $239/sq ft, this home is about 32% below the Nashville 37210 median list price per square foot of $354.
Recently sold in Nashville 37210: 37 comparable homes from $170,000 to $350,000, a median of $258/sq ft; this listing at $239/sq ft is about 7% below recent sold prices.
Market read: the Sterling Heights market is buyer-favored as of October 31, 2026, at about 8.4 months of inventory; recent sales have closed near 98.3% of list in the 12 months to November 1, 2026.
All-in, about $1,786/mo at 20% down (7.27% 30-year fixed).
At the current 7.27% 30-year rate, principal and interest on this home runs about $1,422/mo; at the 6.83% rate of about three months ago it would be roughly $1,360/mo, so monthly P&I is about $62 higher now.
School zone: assigned to John B. Whitsitt Elementary, Margaret Allen Middle School, Glencliff High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 95 Jay St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 5, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
A Standout investment oppurtunity in south Nashville with room to grow . 95 Jay St offers a chance to bring your vision and explore the property's potential. Whether you're looking to invest , improve. or create a space that fits your plans, this an opportunity worth seeing. Schedule your showing abd imagine what's possible.
Listing remarks via the Realtracs Internet Data Exchange.
The listing photos show a single-story house with white siding, green shutters and a covered front porch with a wood ramp, set on a flat, grassy lot in Nashville. Inside, the rooms have wood floors, ceiling fans and windows with curtains, and a paneled room opens through a pass-through window to the kitchen. The photos show the layout and room sizes for a buyer weighing the property's potential.
Seen in the photos: covered front porch, wood ramp, wood floors, ceiling fans, pass-through window, wood paneled walls, baseboard heating, front yard lawn.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Complete reported fields for 95 Jay St (reference).
| Date | Event | Price |
|---|---|---|
| Listed | $260,000 | |
| Quitclaim deed | No price recorded | |
| Affidavit recorded | No price recorded | |
| Deed recorded | $12,000 |
Listed October 29, 2026, this listing has been on the market 7 days as of November 5, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 95 Jay St by year: $50,300 in 1999 to $290,400 in 2025, a change of +477%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $150,000 | $140,400 | $0 | $290,400 | ROLL |
| 2021 | $70,000 | $113,400 | $0 | $183,400 | ROLL |
| 2017 | $70,000 | $72,200 | $0 | $142,200 | ROLL |
| 2013 | $18,000 | $68,500 | $0 | $86,500 | ROLL |
| 2009 | $22,000 | $74,100 | $0 | $96,100 | ROLL |
| 2005 | $15,500 | $74,800 | $0 | $90,300 | ROLL |
| 2001 | $15,500 | $58,000 | $0 | $73,500 | ROLL |
| 2000 | $12,500 | $37,800 | $0 | $50,300 | ROLL |
| 1999 | $12,500 | $37,800 | $0 | $50,300 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 95 Jay St at $260,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $260,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 95 Jay St is about $1,786/mo, 20% down on a 30-year fixed at 7.27% (a conforming loan), including principal & interest $1,422, estimated property tax $152, homeowners insurance $212. Estimate only; not a loan offer.
| Principal & interest | $1,422/mo |
|---|---|
| Property tax (est.) | $152/mo |
| Homeowners insurance (est.) | $212/mo |
| Estimated total | $1,786/mo |
Assumes 20% down, 30-year fixed at 7.27% (Mortgage News Daily, as of October 30, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.27% | $1,283/mo | $1,647/mo | -$139/mo |
| 6.77% | $1,352/mo | $1,716/mo | -$70/mo |
| 7.27% | $1,422/mo | $1,786/mo | current |
| 7.77% | $1,493/mo | $1,857/mo | +$71/mo |
| 8.27% | $1,566/mo | $1,930/mo | +$144/mo |
Principal & interest on a 30-year fixed at 20% down ($208,000 loan), with property tax, insurance held constant at $364/mo. Current 30-year fixed 7.27% (Mortgage News Daily, as of October 30, 2026). Estimate only; not a loan offer.
Owning 95 Jay St runs about $1,786/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Sterling Heights active | Recently sold |
|---|---|---|---|
| Price / sq ft | $239 | $320 median | $258 median |
| Price position | 0th pctile | -25% vs median | ~98.3% of list |
| Sterling Heights vs Nashville 37210 area | - | -10% | - |
| Recent closings | - | - | 37 sales |
This listing beside the active Sterling Heights market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 5, 2026.
At $239/sq ft, this home is among the lowest-priced of the 8 active homes in Sterling Heights by price per square foot (0th percentile).
Prices per square foot in Sterling Heights run about 10% below Nashville 37210 area.
Taken together, this home is priced toward the lower end per square foot for Sterling Heights.
Computed by Grant Hammond from 8 Sterling Heights comparables (Realtracs via IDX), as of November 5, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 7 in Sterling Heights |
|---|---|
| Recent absorption | about 0.8 sales / mo |
| Months of inventory | 8.4 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Sterling Heights sold at about 98.3% of list price.
Recorded sales in Sterling Heights: 132 in the past 12 months.
Supply-side and recent-sale context for Sterling Heights. Sale figures are trailing 6/12/24-month medians of recorded Sterling Heights closings. Source Realtracs via IDX, as of October 31, 2026.
95 Jay St sits in Sterling Heights, Nashville, Davidson County.
In Nashville 37210, homes there are priced around $354 per square foot; inventory in Sterling Heights is running at about 8.4 months, a buyer-favored market; recent sales closed near 98.3% of list price; 37 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 1, 2026.
Approximately 3.8 miles from downtown Nashville (straight-line distance).
95 Jay St is zoned for John B. Whitsitt Elementary, Margaret Allen Middle School, Glencliff High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 95 Jay St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 95 Jay St, by price and size.
Listed with simpliHOM. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (November 5, 2026), 95 Jay St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
95 Jay St was listed on October 29, 2026 and has been on the market 7 days as of November 5, 2026, per Realtracs.
No. The asking price has been $260,000 since it was listed on October 29, 2026.
The listing photos show a single-story house with white siding, green shutters and a covered front porch with a wood ramp, set on a flat, grassy lot in Nashville. Features seen in the photos include covered front porch, wood ramp, wood floors, ceiling fans, pass-through window and wood paneled walls. Described from the Realtracs listing photos.
95 Jay St, Nashville is listed at $260,000, about $239 per square foot across 1,088 square feet.
3 bedrooms and 1 bathroom.
About $239 per square foot ($260,000 across 1,088 sqft).
95 Jay St, Nashville was built in 1949.
No garage is reported in the listing.
No HOA dues are reported for this home.
95 Jay St, Nashville is in the Sterling Heights subdivision of Nashville.
About $1,786 a month with 20% down on a 30-year fixed at 7.27%, principal and interest $1,422, estimated property tax $152, insurance $212. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
95 Jay St, Nashville is zoned for John B. Whitsitt Elementary, Margaret Allen Middle School, Glencliff High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 95 Jay St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $239 per square foot, 95 Jay St, Nashville ranks in the 11th percentile of active Nashville 37210 listings by price per square foot, roughly 32% below the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $258 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Sterling Heights market is currently buyer-favored (ample supply), at about 8.4 months of inventory; recent sales have closed near 98.3% of list price over the past year, per Realtracs as of October 31, 2026.
Thinking of selling in Sterling Heights?
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