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4120 Ridgefield Dr 301, Nashville, TN 37205

4120 Ridgefield Dr 301, Nashville, TN 37205, for sale at $579,950 ($449/sq ft). 2 bd · 2 ba · 1,291 sqft · $449/sqft · 0.03 ac.

For sale · $579,950

2 beds2 baths1,291 sq ft$449 /sq ft0.03 acres

MLS #3629586 · listed October 29, 2026 · 12 days on market · updated October 30, 2026

2-bed, 2-bath condo at 4120 Ridgefield Dr 301 in Belle Meade Court, Nashville, 1,291 sqft, $579,950 ($449/sqft), by The Innovations Group Realty, LLC.

The quick read

4120 Ridgefield Dr 301 is a 2-bedroom, 2-bath condo in Nashville, TN 37205, offered at $579,950, about $449/sq ft across 1,291 sq ft.

At $449/sq ft, this condo is about 13% above the Nashville 37205 median list price per square foot of $396.

Recently sold in Nashville 37205: 64 comparable condos from $389,000 to $765,000, a median of $297/sq ft.

Market read: the Nashville 37205 condos market is buyer-favored as of November 3, 2026, at about 6.7 months of inventory; recent sales have closed near 97.4% of list in the 12 months to November 3, 2026.

All-in, about $4,527/mo at 20% down (7.18% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,384/mo, roughly 31% of the all-in monthly payment.

At the current 7.18% 30-year rate, principal and interest on this condo runs about $3,143/mo; at the 6.79% rate of about three months ago it would be roughly $3,022/mo, so monthly P&I is about $121 higher now.

Next step: ask Grant Hammond anything about 4120 Ridgefield Dr 301 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 9, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 4120 Ridgefield Dr 301

Experience the best of Belle Meade living in this inviting two-bedroom, two-bathroom condominium, where a convenient location meets a relaxed, resort-style atmosphere. Residents can enjoy a beautifully renovated pool and an array of upscale community amenities that make it easy to unwind and enjoy time at home. Just minutes from Belle Meade Winery and Ascension Saint Thomas Hospital, the property is also conveniently located near Publix, Target, Trader Joe's, and a variety of local shopping and dining options. For those who enjoy spending time outdoors, nearby Richland Park and the Richland Creek Greenway offer opportunities to get outside and explore. With quick access to I-440 and downtown Nashville, you're never far from the city's best destinations while still enjoying the comfort and convenience of an established Belle Meade community.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 2008Pool

Full property details

Complete reported fields for 4120 Ridgefield Dr 301 (reference).

MLS #3629586
StatusActive
Price$579,950
Price / sqft$449
Bedrooms2
Bathrooms2
Living area1,291 sqft
Lot size0.03 acres
Year built2008
All 33 property fields
Garage spaces2
Stories1
HeatingForced Air
CoolingYes
BasementNone
ConstructionBrick
ParkingAssigned
Annual taxes$3,356
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Refrigerator, Washer
Interior featuresCeiling Fan(s), Elevator, Entrance Foyer, High Ceilings, High Speed Internet, Pantry
FireplaceYes
Exterior featuresBalcony
PoolIn Ground, Private
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeYes
HOA dues$700 / mo
SubdivisionBelle Meade Court
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure, Trash, Water
ListedOctober 29, 2026
Days on market12
UpdatedOctober 30, 2026

Listing activity

DateEventPrice
Listed$579,950

Listed October 29, 2026, this listing has been on the market 12 days as of November 10, 2026. The asking price has not changed since it was listed.

  • County assessment: $477,100 total appraised value (land $93,000 + improvements $384,100).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 4120 Ridgefield Dr 301 at $579,950: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$579,950
HOA dues$700 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 4120 Ridgefield Dr 301, Nashville

Estimated total monthly payment for 4120 Ridgefield Dr 301 is about $4,527/mo, 20% down on a 30-year fixed at 7.18% (a conforming loan), including principal & interest $3,143, estimated property tax $336, homeowners insurance $348, and HOA dues $700. Estimate only; not a loan offer.

Principal & interest$3,143/mo
Property tax (est.)$336/mo
Homeowners insurance (est.)$348/mo
HOA dues$700/mo
Estimated total$4,527/mo

Assumes 20% down, 30-year fixed at 7.18% (Mortgage News Daily, as of November 9, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.18%$2,836/mo$4,220/mo-$307/mo
6.68%$2,988/mo$4,372/mo-$155/mo
7.18%$3,143/mo$4,527/mocurrent
7.68%$3,301/mo$4,685/mo+$158/mo
8.18%$3,463/mo$4,847/mo+$320/mo

Principal & interest on a 30-year fixed at 20% down ($463,960 loan), with property tax, insurance, and HOA held constant at $1,384/mo. Current 30-year fixed 7.18% (Mortgage News Daily, as of November 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 4120 Ridgefield Dr 301

Owning 4120 Ridgefield Dr 301 runs about $4,527/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$700 / mo (about 15% of the estimated total payment)
HOA per year$8,400
HOA over 5 years$42,000 (at current dues)
Effective carrying cost$3.507 / sq ft / mo (estimated total over 1,291 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

Property-tax outlook

The Davidson County appraised value of $477,100 trails the $579,950 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $3,318 now to roughly $4,034 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

How this condo is priced in its building

How 4120 Ridgefield Dr 301 compares in Nashville 37205

MetricThis condoNashville 37205 activeRecently sold
Price / sq ft$449$387 median$297 median
Price position60th pctile+16% vs median~97.4% of list
Nashville 37205 vs greater Nashville-+16%-
Recent closings--64 sales

This listing beside the active Nashville 37205 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 10, 2026.

How this condo compares in Nashville 37205

Among the 235 active condos in Nashville 37205, this condo at $449/sq ft falls in the 60th percentile on price per square foot.

Prices per square foot in Nashville 37205 run about 16% above greater Nashville.

Taken together, this condo is priced in line with Nashville 37205 on a per-square-foot basis.

Computed by Grant Hammond from 235 Nashville 37205 comparables (Realtracs via IDX), as of November 10, 2026, refreshed weekly.

Competition & market pace

Active listings83 in Nashville 37205 condos
Recent absorptionabout 12.4 sales / mo
Months of inventory6.7 months, a buyer-favored market (ample supply)

Over the past 12 months, homes in Nashville 37205 condos sold at about 97.4% of list price.

Recorded sales in Nashville 37205 condos: 242 in the past 12 months.

Supply-side and recent-sale context for Nashville 37205 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37205 condos closings. Source Realtracs via IDX, as of November 3, 2026.

Location & neighborhood

4120 Ridgefield Dr 301 sits in Belle Meade Court, Nashville, Davidson County.

Nashville 37205 market snapshot

In Nashville 37205, homes there are priced around $396 per square foot; inventory in Nashville 37205 condos is running at about 6.7 months, a buyer-favored market; recent sales closed near 97.4% of list price; 64 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 3, 2026.

Approximately 4.4 miles from downtown Nashville (straight-line distance).

Assigned schools

4120 Ridgefield Dr 301 is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
Hillsboro Comp High School

Ask Grant about 4120 Ridgefield Dr 301

Get the full details, recent comparable sales, and any off-market options for 4120 Ridgefield Dr 301 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 4120 Ridgefield Dr 301, by price and size.

Listed with The Innovations Group Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 4120 Ridgefield Dr 301

Is 4120 Ridgefield Dr 301, Nashville still for sale?

As of the latest update (November 9, 2026), 4120 Ridgefield Dr 301, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 4120 Ridgefield Dr 301 been on the market?

4120 Ridgefield Dr 301 was listed on October 29, 2026 and has been on the market 12 days as of November 10, 2026, per Realtracs.

Has the price of 4120 Ridgefield Dr 301 changed?

No. The asking price has been $579,950 since it was listed on October 29, 2026.

How much does 4120 Ridgefield Dr 301, Nashville cost?

4120 Ridgefield Dr 301, Nashville is listed at $579,950, about $449 per square foot across 1,291 square feet.

How many bedrooms and bathrooms does 4120 Ridgefield Dr 301, Nashville have?

2 bedrooms and 2 bathrooms.

What is the price per square foot?

About $449 per square foot ($579,950 across 1,291 sqft).

When was 4120 Ridgefield Dr 301, Nashville built?

4120 Ridgefield Dr 301, Nashville was built in 2008.

Does 4120 Ridgefield Dr 301, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $700 per month, as listed.

What subdivision is 4120 Ridgefield Dr 301, Nashville in?

4120 Ridgefield Dr 301, Nashville is in the Belle Meade Court subdivision of Nashville.

What is the estimated monthly payment for 4120 Ridgefield Dr 301, Nashville?

About $4,527 a month with 20% down on a 30-year fixed at 7.18%, principal and interest $3,143, estimated property tax $336, insurance $348, and HOA $700. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 4120 Ridgefield Dr 301, Nashville zoned for?

4120 Ridgefield Dr 301, Nashville is zoned for Julia Green Elementary, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 4120 Ridgefield Dr 301, Nashville?

HOA dues are $700 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 4120 Ridgefield Dr 301, Nashville priced versus the building?

At $449 per square foot, 4120 Ridgefield Dr 301, Nashville is in the 57th percentile of active listings in the Nashville 37205, about 13% above the $396 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 4120 Ridgefield Dr 301, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 4120 Ridgefield Dr 301, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 4120 Ridgefield Dr 301, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 4120 Ridgefield Dr 301, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 4120 Ridgefield Dr 301, Nashville priced compared to the market?

At about $449 per square foot, 4120 Ridgefield Dr 301, Nashville ranks in the 57th percentile of active Nashville 37205 listings by price per square foot, roughly 13% above the Nashville 37205 median; recent comparable sales in Nashville 37205 closed near $297 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37205 condos market favoring buyers or sellers?

The Nashville 37205 condos market is currently buyer-favored (ample supply), at about 6.7 months of inventory; recent sales have closed near 97.4% of list price over the past year, per Realtracs as of November 3, 2026.

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