5138 Rambler Loop, Franklin, TN 37064
5138 Rambler Loop, Franklin, TN 37064, Pending at $1,245,344 ($278/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 4,484 sqft · $278/sqft.
5138 Rambler Loop, Franklin, TN 37064, Pending at $1,245,344 ($278/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 4,484 sqft · $278/sqft.
Pending · $1,245,344
MLS #3173282 · listed April 1, 2026 · 7 days on market · updated July 16, 2026
5-bed, 4.5-bath home at 5138 Rambler Loop in Garrett Farms, Franklin, 4,484 sqft, $1,245,344 ($278/sqft), by Dream Finders Holdings, LLC.
Status: this home is currently under contract, per Realtracs as of July 16, 2026.
5138 Rambler Loop is a 5-bedroom, 4.5-bath home in Franklin, TN 37064, offered at $1,245,344, about $278/sq ft across 4,484 sq ft.
At $278/sq ft, this home is about 11% below the Garrett Farms median list price per square foot of $311.
Recently sold in Franklin 37064: 621 comparable homes from $810,000 to $1,680,000, a median of $360/sq ft; this listing at $278/sq ft is about 23% below recent sold prices.
Market read: the Franklin 37064 homes market is balanced as of October 28, 2026, at about 3.9 months of inventory; recent sales have closed near 98.9% of list in the 12 months to October 29, 2026.
All-in, about $8,041/mo at 20% down (7.46% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $1,102/mo, roughly 14% of the all-in monthly payment.
At the current 7.46% 30-year jumbo rate, principal and interest on this home runs about $6,939/mo; at the 6.85% rate of about three months ago it would be roughly $6,528/mo, so monthly P&I is about $411 higher now.
School zone: assigned to Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 5138 Rambler Loop (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 13, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Welcome to the highly anticipated community Garrett Farms, ideally located just minutes from I-840 and I-65 for ultimate convenience. The Juniper Plan is a spacious 5-bedroom, 4.5-bath home. New construction Pre-sale
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 5138 Rambler Loop (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $1,245,344 | +$114,769 (+10.2%) | |
| Under contract | |||
| Listed | $1,130,575 |
Listed April 1, 2026, this listing was on the market 7 days before it went under contract. It was originally listed at $1,130,575; the last asking price was $1,245,344 (+10.2%). It has been under contract since April 8, 2026.
Estimated monthly ownership for 5138 Rambler Loop at $1,245,344: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $1,245,344 |
|---|---|
| HOA dues | $155 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 5138 Rambler Loop is about $8,041/mo, 20% down on a 30-year fixed at 7.46% (a jumbo loan), including principal & interest $6,939, estimated property tax $406, homeowners insurance $541, and HOA dues $155. Estimate only; not a loan offer.
| Principal & interest | $6,939/mo |
|---|---|
| Property tax (est.) | $406/mo |
| Homeowners insurance (est.) | $541/mo |
| HOA dues | $155/mo |
| Estimated total | $8,041/mo |
Assumes 20% down, 30-year fixed at 7.46% (Mortgage News Daily, as of November 12, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.46% | $6,271/mo | $7,373/mo | -$668/mo |
| 6.96% | $6,602/mo | $7,704/mo | -$337/mo |
| 7.46% | $6,939/mo | $8,041/mo | current |
| 7.96% | $7,283/mo | $8,385/mo | +$344/mo |
| 8.46% | $7,632/mo | $8,734/mo | +$693/mo |
Principal & interest on a 30-year fixed at 20% down ($996,275 loan), with property tax, insurance, and HOA held constant at $1,102/mo. Current 30-year fixed 7.46% (Mortgage News Daily, as of November 12, 2026). Estimate only; not a loan offer.
Owning 5138 Rambler Loop runs about $8,041/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Garrett Farms active | Recently sold |
|---|---|---|---|
| Price / sq ft | $278 | $323 median | $360 median |
| Price position | 10th pctile | -14% vs median | ~98.9% of list |
| Garrett Farms vs Franklin 37064 area | - | -14% | - |
| Recent closings | - | - | 621 sales |
This listing beside the active Garrett Farms market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 13, 2026.
At $278/sq ft, this home ranks in the 10th percentile of the 41 active homes in Garrett Farms by price per square foot.
Prices per square foot in Garrett Farms run about 14% below Franklin 37064 area.
Taken together, this home is priced toward the lower end per square foot for Garrett Farms.
Computed by Grant Hammond from 41 Garrett Farms comparables (Realtracs via IDX), as of November 13, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
| Active listings | 398 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 102.1 sales / mo |
| Months of inventory | 3.9 months, a balanced market |
Over the past 12 months, homes in Franklin 37064 homes sold at about 98.9% of list price.
Recorded sales in Franklin 37064 homes: 1159 in the past 12 months.
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of October 28, 2026.
5138 Rambler Loop sits in Garrett Farms, Franklin, Williamson County.
In Garrett Farms, homes there are priced around $311 per square foot; inventory in Franklin 37064 homes is running at about 3.9 months, a balanced market; recent sales in Franklin 37064 closed near 98.9% of list price; 621 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 29, 2026.
Approximately 23 miles from downtown Nashville (straight-line distance).
5138 Rambler Loop is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 5138 Rambler Loop - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 5138 Rambler Loop, by price and size.
Listed by Kimberly D Angelo, Dream Finders Holdings, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (November 13, 2026), 5138 Rambler Loop, Franklin is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
5138 Rambler Loop was listed on April 1, 2026 and went under contract on April 8, 2026, after 7 days on the market, per Realtracs.
Yes. It was originally listed at $1,130,575; the asking price is now $1,245,344 (+10.2%).
5138 Rambler Loop, Franklin is listed at $1,245,344, about $278 per square foot across 4,484 square feet.
5 bedrooms and 4.5 bathrooms (4 full, 1 half).
About $278 per square foot ($1,245,344 across 4,484 sqft).
5138 Rambler Loop, Franklin was built in 2026.
Yes, 2 garage spaces, per the listing.
HOA dues are $155 per month, as listed.
5138 Rambler Loop, Franklin is in the Garrett Farms subdivision of Franklin.
About $8,041 a month with 20% down on a 30-year fixed at 7.46%, principal and interest $6,939, estimated property tax $406, insurance $541, and HOA $155. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
5138 Rambler Loop, Franklin is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 5138 Rambler Loop, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.
At about $278 per square foot, 5138 Rambler Loop, Franklin ranks in the 14th percentile of active Garrett Farms listings by price per square foot, roughly 11% below the Garrett Farms median; recent comparable sales in Garrett Farms closed near $360 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 3.9 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of October 28, 2026.
Thinking of selling in Garrett Farms?
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