1212 Laurel St 406, Nashville, TN 37203
1212 Laurel St 406, Nashville, TN 37203, Active at $450,000 ($586/sq ft). 1 bd · 1 ba · 768 sqft · $586/sqft · 0.02 ac.
1212 Laurel St 406, Nashville, TN 37203, Active at $450,000 ($586/sq ft). 1 bd · 1 ba · 768 sqft · $586/sqft · 0.02 ac.
Active · $450,000
MLS #3208162 · listed April 30, 2026 · 137 days on market · updated July 6, 2026
1-bed, 1-bath condo at 1212 Laurel St 406 in Twelve Twelve, Nashville, 768 sqft, $450,000 ($586/sqft), by Onward Real Estate.
1212 Laurel St 406 is a 1-bedroom, 1-bath condo in Nashville, TN 37203, offered at $450,000, about $586/sq ft across 768 sq ft.
At $586/sq ft, this condo is about 18% below the Twelve Twelve median list price per square foot of $711.
Market read: the Twelve Twelve market is buyer-favored, at about 10.5 months of inventory.
All-in, about $3,485/mo at 20% down (7.12% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,061/mo, roughly 30% of the all-in monthly payment.
At the current 7.12% 30-year rate, principal and interest on this condo runs about $2,424/mo; at the 6.58% rate of about three months ago it would be roughly $2,294/mo, so monthly P&I is about $130 higher now.
Next step: ask Grant Hammond anything about 1212 Laurel St 406 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 6, 2026. RealTracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
High rise luxury in a beautifully updated unit overlooking the Gulch. -- Quiet unit/no upstairs neighbor! -- Marble flooring, quartz countertops. -- One parking space on same level as unit! -- Large storage unit included! -- Amenities include two guest suites at 1212, a saltwater pool, hot tub, green roof, 24/7 security, fitness center, indoor dog walk and outdoor dog park, and two owners lounges.
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 1212 Laurel St 406 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Last recorded sale | $475,000 | — | |
| Listed | $450,000 | — |
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 1212 Laurel St 406 at $450,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $450,000 |
|---|---|
| HOA dues | $492 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 1212 Laurel St 406 is about $3,485/mo, 20% down on a 30-year fixed at 7.12% (a conforming loan), including principal & interest $2,424, estimated property tax $264, homeowners insurance $305, and HOA dues $492. Estimate only; not a loan offer.
| Principal & interest | $2,424/mo |
|---|---|
| Property tax (est.) | $264/mo |
| Homeowners insurance (est.) | $305/mo |
| HOA dues | $492/mo |
| Estimated total | $3,485/mo |
Assumes 20% down, 30-year fixed at 7.12% (Mortgage News Daily, as of September 11, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.12% | $2,186/mo | $3,247/mo | -$238/mo |
| 6.62% | $2,304/mo | $3,365/mo | -$120/mo |
| 7.12% | $2,424/mo | $3,485/mo | current |
| 7.62% | $2,547/mo | $3,608/mo | +$123/mo |
| 8.12% | $2,672/mo | $3,733/mo | +$248/mo |
Principal & interest on a 30-year fixed at 20% down ($360,000 loan), with property tax, insurance, and HOA held constant at $1,061/mo. Current 30-year fixed 7.12% (Mortgage News Daily, as of September 11, 2026). Estimate only; not a loan offer.
Owning 1212 Laurel St 406 runs about $3,485/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $492 / mo (about 14% of the estimated total payment) |
|---|---|
| HOA per year | $5,904 |
| HOA over 5 years | $29,520 (at current dues) |
| Effective carrying cost | $4.538 / sq ft / mo (estimated total over 768 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Twelve Twelve active | Recently sold |
|---|---|---|---|
| Price / sq ft | $586 | $711 median | - |
| Price position | 0th pctile | -18% vs median | - |
| Twelve Twelve vs Nashville 37203 area | - | +17% | - |
This listing beside the active Twelve Twelve market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
At $586/sq ft, this condo is among the lowest-priced of the 14 active condos in Twelve Twelve by price per square foot (0th percentile).
Twelve Twelve trades about 17% above Nashville 37203 area on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Twelve Twelve.
Computed by Grant Hammond from 14 Twelve Twelve comparables (RealTracs via IDX), as of September 13, 2026, refreshed weekly.
Median closed price and price per square foot by unit size in Twelve Twelve, from the last 24 months of recorded sales:
| Unit size | Median sold | Median $/sq ft | Closings |
|---|---|---|---|
| 1 BR | $507,500 | $649 | 8 |
| 2 BR | $949,900 | $760 | 21 |
Computed by Grant Hammond from recorded Twelve Twelve closings, grouped by unit size (RealTracs via IDX).
In Twelve Twelve, the median sale price per square foot has moved from about $814 (2025-10) to about $680 (2026-08), roughly 16% down across the last 5 months of recorded sales.
Computed by Grant Hammond from the monthly price-per-square-foot of recorded Twelve Twelve closings (RealTracs via IDX).
| Active listings | 14 in Twelve Twelve |
|---|---|
| Recent absorption | about 1.3 sales / mo |
| Months of inventory | 10.5 months, a buyer-favored market (ample supply) |
Supply-side and recent-sale context for Twelve Twelve. Sale figures are trailing 6/12/24-month medians of recorded Twelve Twelve closings. Source RealTracs via IDX, as of September 11, 2026.
1212 Laurel St 406 sits in Twelve Twelve, Nashville, Davidson County.
In Twelve Twelve, homes there are priced around $711 per square foot; inventory is running at about 10.5 months, a buyer-favored market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 13, 2026.
Approximately 0.7 miles from downtown Nashville (straight-line distance).
1212 Laurel St 406 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1212 Laurel St 406 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 1212 Laurel St 406, by price and size.
Listed with Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (July 6, 2026), 1212 Laurel St 406, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
1212 Laurel St 406, Nashville is listed at $450,000, about $586 per square foot across 768 square feet.
1 bedroom and 1 bathroom.
About $586 per square foot ($450,000 across 768 sqft).
1212 Laurel St 406, Nashville was built in 2014.
Yes, 1 garage spaces, per the listing.
HOA dues are $492 per month, as listed.
1212 Laurel St 406, Nashville is in the Twelve Twelve subdivision of Nashville.
About $3,485 a month with 20% down on a 30-year fixed at 7.12%, principal and interest $2,424, estimated property tax $264, insurance $305, and HOA $492. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1212 Laurel St 406, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $492 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $586 per square foot, 1212 Laurel St 406, Nashville is in the 0th percentile of active listings in the Twelve Twelve, about 18% below the $711 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $586 per square foot, 1212 Laurel St 406, Nashville ranks in the 0th percentile of active Twelve Twelve listings by price per square foot, roughly 18% below the Twelve Twelve median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Twelve Twelve market is currently buyer-favored (ample supply), at about 10.5 months of inventory, per RealTracs as of September 11, 2026.
Thinking of selling in Twelve Twelve?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.